4315 S Congress Ave #220, Austin TX 78745
MLS #244794718 · Sprout Realty · Isaac Quintanilla
About this home
PLEASE READ before requesting a tour - This is an income restricted affordable housing unit at Congress Lofts, subject to a recorded City of Austin Affordable Housing Covenant (Travis County Document No. 2025120613, 99 year term). This is not a traditional resale. Buyers must be certified by the City of Austin (AHFC) as an Eligible Buyer prior to purchase, with household income at or below 60% of the Austin Round Rock MSA median family income (adjusted for household size) and subject to asset limits. Resale price is capped by covenant formula (2% simple annual appreciation on the original purchase price, not market value), and the City of Austin holds a right of first refusal on any future sale. Buyer must occupy as their primary residence; the unit cannot be used as a rental or investment property. Buyers should review and begin the AHFC Income Eligibility Packet (attached in MLS) with their lender early, as approval is required before closing. Max income is around $59k for a single person and no more than $60k in assets (non retirement account) for a single person to qualify.
Property details
- Property type
- Residential · Condominium
- Status
- Active
- Year built
- 2023
- Full baths
- 1
- Lot size
- 0.0062
- Subdivision
- Congress Lofts Condos
- MLS area
- SWE
- MLS #
- 244794718
Features
Interior features
- Open Floorplan
Exterior features
- Balcony
Additional details
- Parking
- Secured
- Garage spaces
- 0
- Roof
- None
- Foundation
- None
- HOA
- $80 / monthly
- Annual tax
- $3,150
Location
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Schools
Assigned schools per the MLS.
- School district
- Austin ISD
- Elementary
- Galindo
- Middle
- Bedichek
- High
- Travis
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Getting around
- Downtown Austin
- 3.6 mi
- Austin-Bergstrom Airport
- 6.1 mi
Straight-line distance, not drive time.
Market insights
Compared with 543 active homes in ZIP 78745 · HomeLocating listings
At $152,310, this home is priced 66% below the $450,000 median across 543 active homes in ZIP 78745.
Estimated monthly payment
Home price
$152,310
Down payment
20% ($30,462)
Loan details
30-yr fixed, 6.50%
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Estimate only, not a lending offer or MLS data. Taxes, insurance, and HOA figures are estimated (see ⓘ above for detail); contact a lender to confirm your exact rate and payment.
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Listing courtesy of Sprout Realty · Isaac Quintanilla
Listing data last updated Oct 2, 2026, 11:46 PM
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