Homes Under $400K in Austin, TX

1,475 active homes under $400k in Austin, TX · The median list price in Austin is $529,000.

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$385,000

7524 Saginaw DR, Austin TX 78754

MLS #247001376 · Texas Ally Real Estate Group · Yolanda Salinas

4 bd·2.5 ba·2,217 sqft

$335,000

1101 Silverton CT, Austin TX 78753

MLS #247001398 · Sprout Realty · Isaac Quintanilla

3 bd·2.5 ba·1,328 sqft

Price Cut

$374,995

6904 Miranda DR, Austin TX 78752

MLS #247001763 · Keller Williams Realty C. P. · Christina White

4 bd·1 ba·1,353 sqft

$359,000

11100 Harvest Time DR, Austin TX 78754

MLS #247003861 · Navigate Real Estate · Loran Duncan

3 bd·2 ba·1,731 sqft

Price Cut

$339,000

3600 S Lamar BLVD #215, Austin TX 78704

MLS #247005785 · DHS Realty · Brannan Schlittler

1 bd·1.5 ba·919 sqft

$339,000

6801 Cromarty LN, Austin TX 78754

MLS #247011671 · Open House Austin Group LLC · Jenn Carey

3 bd·2 ba·2,051 sqft

$345,000

4213 Wild Iris LN, Austin TX 78727

MLS #247015227 · Keller Williams Realty · Laurie Flood

3 bd·2 ba·1,334 sqft

Price Cut

$274,000

3801 Menchaca RD #24, Austin TX 78704

MLS #246991923 · Opendoor Brokerage, LLC · Amber Broadway

2 bd·2 ba·1,005 sqft

Price Cut

$399,900

3206 Goodwin Ave, Austin TX 78702

MLS #246997638 · Keller Williams Realty · Andrew Cavazos

3 bd·1 ba·1,353 sqft

Price Cut

$168,500

7406 Shadow Hill DR #104, Austin TX 78731

MLS #246977836 · eXp Realty, LLC · Erica Calderon

1 bd·1 ba·696 sqft

Price Cut

$319,000

2802 Catalina DR #B, Austin TX 78741

MLS #246978183 · Compass RE Texas, LLC · Raymond Torres

2 bd·1 ba·905 sqft

Price Cut

$299,900

6000 Shepherd Mountain CV #1501, Austin TX 78730

MLS #246949785 · Keller Williams Realty · Cristina Murphey

2 bd·2 ba·999 sqft

$349,000

12804 Michelangelo ST, Austin TX 78729

MLS #246952409 · Brodsky Properties · Britt Heffernan

4 bd·2.5 ba·1,903 sqft

$205,000

306 E 30 ST #202, Austin TX 78705

MLS #246956632 · Campus & Central Properties · Nick Cochrane

1 ba·300 sqft

$345,000

11702 Prado Ranch BLVD, Austin TX 78725

MLS #246956640 · Compass RE Texas, LLC · Danielle Hritsko

3 bd·2.5 ba·1,630 sqft

Price Cut

$219,000

8400 Jamestown DR #426, Austin TX 78758

MLS #246958756 · RE/MAX Fine Properties · Hope Teel

2 bd·1.5 ba·968 sqft

Fixer-Upper

$220,000

5905 Jacob GLN, Austin TX 78727

MLS #246956641 · Goodwin Partners, Inc. · Khristina Wrase

3 bd·2 ba·1,089 sqft

Fixer-Upper

$189,900

3205 Burley CV, Austin TX 78745

MLS #246962818 · Keller Williams Realty · Jordan Moorhead

2 bd·1 ba·1,016 sqft

Price Cut

$390,000

10416 Big Thicket DR, Austin TX 78747

MLS #246952396 · Local Color Realty Group · Anastasia Peplinski

3 bd·2 ba·1,708 sqft

Motivated Seller

$319,900

3425 Savage Springs DR, Austin TX 78754

MLS #246967950 · JPAR Round Rock · Lina Bibian

4 bd·2 ba·1,500 sqft

Price Cut

$392,000

11912 Reindeer DR, Austin TX 78754

MLS #246969229 · Keller Williams Realty · Ryan Jamison

4 bd·2.5 ba·2,491 sqft

$345,000

6501 Columbia Oaks CT #10, Austin TX 78759

MLS #246930886 · Compass RE Texas, LLC · John Richardson

2 bd·2 ba·1,021 sqft

$255,000

2918 N Ranch Road 620 #B112, Austin TX 78734

MLS #246931992 · Compass RE Texas, LLC · Kristi Scott

3 bd·3 ba·1,593 sqft

Price Cut

$389,000

7709 Linnie LN, Austin TX 78724

MLS #246933498 · Coldwell Banker Realty · Tina Couch

4 bd·2 ba·1,861 sqft

About Homes Under $400K in Austin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 1,475 homes for sale under $400K in Austin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Austin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Austin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Austin today.

Buying a Home Under $400K in Austin

Shopping with a $400K ceiling in Austin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Austin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Austin?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Austin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Austin?

It depends on how $400K compares to the local market — the median list price for Austin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Austin market?

The simplest gauge is the median list price shown above. If $400K is below the Austin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Austin market.

Can HomeLocating help me buy a home under $400K in Austin?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.