Homes Under $400K in Austin, TX

1,460 active homes under $400k in Austin, TX · The median list price in Austin is $529,000.

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Motivated Seller

$210,000

909 Reinli ST #102, Austin TX 78751

MLS #245606342 · Keller Williams Realty · Ricky Cain

3 bd·2.5 ba·1,176 sqft

Price Cut

$392,500

7300 Lazy Creek DR, Austin TX 78724

MLS #245608185 · Pure Realty · Ryan Childress

3 bd·2 ba·1,246 sqft

Motivated Seller

$370,000

3411 Thomas Kincheon ST, Austin TX 78745

MLS #245592647 · Christies Intl Real Estate Lone Star · Suzie Adams

3 bd·1 ba·1,042 sqft

Price Cut

$399,000

4806 Carsonhill DR, Austin TX 78723

MLS #245566641 · Serhant Texas, LLC · Todd Bailey

3 bd·2 ba·1,527 sqft

Price Cut

$399,000

402 Philco DR, Austin TX 78745

MLS #245566644 · Christies Intl Real Estate Lone Star · Katie Jackson

3 bd·1 ba·1,212 sqft

$293,000

8518 Cahill DR #43, Austin TX 78729

MLS #245572481 · JBGoodwin REALTORS NW · Cathy Henry

3 bd·2.5 ba·1,476 sqft

$305,000

10419 Firethorn LN, Austin TX 78750

MLS #245576381 · RPM Reliable Prop. Mgmt · Ryan Mojica

3 bd·2 ba·1,063 sqft

Price Cut

$329,000

10801 Meris LN, Austin TX 78754

MLS #245578304 · JNJ REAL ESTATE INVESTMENT LLC · Jenny Wang

3 bd·2 ba·1,356 sqft

Motivated Seller

$365,000

7205 Ray Charles DR, Austin TX 78745

MLS #245583619 · Keller Williams Realty · Adelina Rotar

3 bd·2.5 ba·1,736 sqft

$350,000

1800 E 4th ST #202, Austin TX 78702

MLS #245559472 · Compass RE Texas, LLC · Matt Holm

1 ba·518 sqft

$365,000

1300 Falconer WAY, Austin TX 78748

MLS #245557583 · Ironrock Properties · Rosalie Doyle

3 bd·2.5 ba·1,667 sqft

Motivated Seller

$265,000

106 Bella Toscana Ave #3303, Austin TX 78734

MLS #245561312 · All City Real Estate Ltd. Co · Jeanne Ann Klein

1 bd·1.5 ba·952 sqft

Price CutNew Construction

$359,990

4600 Lava Island DR, Austin TX 78747

MLS #245563230 · M/I Homes Realty · Patrick Easter

3 bd·2 ba·1,553 sqft

Quick Move-In

Motivated Seller

$299,900

6736 Cornish Hen LN, Austin TX 78747

MLS #245564990 · Compass RE Texas, LLC · Ross Speed

4 bd·2.5 ba·2,640 sqft

$309,000

5920 Montrelia DR, Austin TX 78724

MLS #245545447 · All City Real Estate Ltd. Co · Paola Watts

4 bd·2 ba·2,029 sqft

Motivated SellerNew Construction

$359,990

11921 Murano DR, Austin TX 78747

MLS #245524866 · HomesUSA.com · Ben Caballero

4 bd·2.5 ba·2,003 sqft

Quick Move-In

Motivated SellerNew Construction

$329,990

12001 Murano DR, Austin TX 78747

MLS #245526631 · HomesUSA.com · Ben Caballero

3 bd·2 ba·1,388 sqft

Quick Move-In

Price CutNew Construction

$382,990

12108 Russo DR, Austin TX 78747

MLS #245526640 · HomesUSA.com · Ben Caballero

3 bd·2.5 ba·1,805 sqft

Quick Move-In

$334,000

6016 Signal PT, Austin TX 78724

MLS #245533795 · Tarek Boulbol, Broker · Tarek Boulbol

3 bd·2 ba·1,320 sqft

Price Cut

$299,999

1101 Grove BLVD #708, Austin TX 78741

MLS #245536935 · Baemayr Realty Group, LLC · Marni Kempf

2 bd·2.5 ba·1,208 sqft

Motivated Seller

$325,000

9305 Pioneer Forest DR, Austin TX 78744

MLS #245541113 · Keller Williams Realty · Paola Samaia Lozano

3 bd·2 ba·1,880 sqft

Motivated Seller

$400,000

16108 Aqua Azul PATH, Austin TX 78734

MLS #245519444 · Epique Realty LLC · Rob Stein

2 bd·2 ba·1,450 sqft

Motivated Seller

$309,900

11004 Furrow Hill DR, Austin TX 78754

MLS #245510807 · Horizon Realty · Kristen Scudder

3 bd·2 ba·1,493 sqft

$343,000

2410 Drew Lane Unit #5, Austin TX 78748

MLS #245521213 · Schouten Real Estate · Laura Schouten

2 bd·2.5 ba·1,039 sqft

About Homes Under $400K in Austin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 1,460 homes for sale under $400K in Austin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Austin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Austin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Austin today.

Buying a Home Under $400K in Austin

Shopping with a $400K ceiling in Austin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Austin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Austin?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Austin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Austin?

It depends on how $400K compares to the local market — the median list price for Austin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Austin market?

The simplest gauge is the median list price shown above. If $400K is below the Austin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Austin market.

Can HomeLocating help me buy a home under $400K in Austin?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.