309 Freshwater DR, Bastrop, TX — photo 1
Assumable LoanEstimated by HomeLocating
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$289,900
4 beds2.5 baths1,688 sqft

309 Freshwater DR, Bastrop, TX 78602

MLS #245664592 · RE/MAX Bastrop Area · Zia Lowe

Residential
Built in 2023
0.12 Acres Lot
$172/sqft
HOA $64 / monthly

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This home may offer an assumable mortgage — a chance to take over the seller's existing loan, sometimes at a rate below today's. Contact us today and we'll confirm the exact rate, remaining balance, and whether it can be assumed at all with the seller's lender. Our services are free, no cost to buyers.

HomeLocating is not a lender. Assumability and terms — including whether the loan can be assumed at all — are confirmed with the seller's lender; lender qualification applies.

About this home

Fresh interior paint, upgraded flooring and a convenient Bastrop location make this home an easy one to consider, especially for a first-time buyer. The floor plan is comfortable and practical, with plenty of opportunity to make the home your own without taking on a long list of projects right away. The location makes getting around easy, with quick access to the center of Bastrop and Highway 71 for commuters headed toward Austin, Austin-Bergstrom International Airport or SpaceX. And here’s something you don’t see every day: the seller has an existing FHA loan with a 4.875% interest rate that may be assumable by a qualified buyer, subject to lender approval and applicable terms and conditions. In today’s market, that could make a meaningful difference in the monthly payment. A solid home, a convenient location and a financing opportunity worth asking about.

Property details

Property type
Residential · SingleFamilyResidence
Status
Active
Year built
2023
Full baths
2
Half baths
1
Lot size
0.117
Subdivision
Bastrop Grove Sec 4 Ph 1B
MLS area
BA
MLS #
245664592

Features

Interior features

  • Open Floorplan

Exterior features

  • No Exterior Steps
  • Private Yard

Additional details

Parking
Driveway
Garage spaces
2
Roof
Composition
Foundation
Slab
HOA
$64 / monthly
Annual tax
$5,546

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Schools

Assigned schools per the MLS.

School district
Bastrop ISD
Elementary
Adelton
Middle
Bastrop
High
Bastrop

See Bastrop ISD schools & boundaries →

Comparable homes near 309 Freshwater DR

Similar homes currently for sale nearby, ranked by distance.

Getting around

Downtown Austin
26.2 mi
Austin-Bergstrom Airport
20.1 mi

Straight-line distance, not drive time.

Market insights

Compared with 654 active homes in ZIP 78602 · HomeLocating listings

Area median price
$399,000
This home vs. median
27% below
Homes with a price cut
45%

At $289,900, this home is priced 27% below the $399,000 median across 654 active homes in ZIP 78602.

Estimated monthly payment

$2,113/mo
Principal & interest$1,466/mo
Property taxes
Home insurance (est.)
HOA dues

Home price

$289,900

Down payment

20% ($57,980)

Loan details

30-yr fixed, 6.50%

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Estimate only, not a lending offer or MLS data. Taxes, insurance, and HOA figures are estimated (see ⓘ above for detail); contact a lender to confirm your exact rate and payment.

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Listing courtesy of RE/MAX Bastrop Area · Zia Lowe

Listing data last updated Oct 2, 2026, 11:46 PM

Information is deemed reliable but not guaranteed and should be independently verified. Listing information is provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 HomeLocating.com.

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