Motivated SellerEstimated by HomeLocating
$179,000
13875 Moffat RD, Temple, TX 76502
MLS #222615883 · Texas Legends Realty · Cher Hislop
3 bd·2 ba·2,810 sqft
Fixer-Upper Homes in Belton, TX
0 active fixer-upper homes in Belton, TX · The median list price in Belton is $332,500.
Estimated by HomeLocating
No active fixer-upper homes in Belton right now
New matches are added as inventory refreshes. In the meantime, here are fixer-upper homes in nearby cities — or browse every active home in Belton.
View all Belton homesNearby Fixer-Upper Homes (within 25 miles)
12 fixer-upper homes in nearby cities within 25 miles of Belton, TX — not included in the Belton count above. Each home shows its own city.
Motivated SellerEstimated by HomeLocating
$155,000
401 Highridge CV, Killeen, TX 76543
MLS #245159223 · Century 21 Randall Morris & As · Denise Galvez
3 bd·2 ba·1,670 sqft
Fixer-UpperEstimated by HomeLocating
$29,975
303 N Lexington ST, Holland, TX 76534
MLS #247460543 · Anchor Realty · Jeremy Ellis
3 bd·1 ba·1,654 sqft
Fixer-UpperEstimated by HomeLocating
$78,500
803 E Avenue G Ave, Killeen, TX 76541
MLS #244730707 · Epique Realty LLC · Neil Ally
3 bd·1 ba·1,304 sqft
Fixer-UpperEstimated by HomeLocating
$99,000
241 N Lucy ST, Bartlett, TX 76511
MLS #244585088 · Amazing Realty LLC · Jennifer Tucker
2 bd·2 ba·1,783 sqft
Motivated SellerEstimated by HomeLocating
$179,900
456 Major Lee LN #17H, Jarrell, TX 76537
MLS #245145448 · Keller Williams Realty Lone St · Kari Christ
3 bd·2.5 ba·1,698 sqft
No fixer-upper homes are listed in Belton right now
Inventory in this category changes often as new homes come on the market. Right now there are 120 homes for sale in Belton — median around $332,500 — so it's worth browsing what's available, setting an alert to hear the moment new fixer-upper homes are listed, or checking fixer-upper homes in nearby cities. The guide below explains how it all works whenever you're ready.
Fixer-upper homes in nearby cities: Temple
About Fixer-Upper Homes in Belton, TX
A fixer-upper is a home that needs repairs, updates, or renovation — and because it isn't move-in ready, it usually sells for less than comparable updated homes nearby. That gap is the appeal: buyers willing to put in the work, or manage it, can build equity through the improvements rather than paying full price for someone else's finishes. Fixer-uppers range widely. Some need only cosmetic work — paint, flooring, a kitchen or bath refresh — while others need major systems addressed, like the roof, foundation, plumbing, electrical, or HVAC. That difference matters a lot for budget and timeline, so it's worth identifying which kind you're looking at early. The fixer-upper and value-priced homes shown here for Belton are drawn from live MLS data and refreshed regularly; listing remarks and condition notes are a starting point, and the true scope of work is confirmed with your own inspections, not judged from photos alone. Because HomeLocating is an independent home-search platform, you get a neutral view of what's available in and around Belton — including the value-priced and as-is inventory the big portals don't always surface clearly.
Buying and Financing a Fixer-Upper in Belton
Buying a fixer-upper takes a little more planning than buying a move-in-ready home, and the financing is often the part people don't realize they have options for. You don't necessarily have to pay cash for repairs: renovation loans — such as the FHA 203(k) and the Fannie Mae HomeStyle Renovation loan — let you roll the purchase price and the cost of the work into a single mortgage, and renovation options exist for VA-eligible buyers. Before you commit, get a thorough inspection so the scope of work is clear, then budget realistically and add a contingency, because older homes tend to reveal surprises once work begins. It's also worth confirming what permits the work will need and whether the home is livable during the renovation, since that affects both timeline and cost. None of this is construction or financial advice, and HomeLocating is not a lender — but knowing the renovation-loan options and getting the home properly inspected are the two steps that keep a fixer-upper from becoming a money pit. When you're ready, browse the fixer-upper and value-priced homes available in Belton above, and reach out about any that interest you to look at the condition and the numbers together.
Thinking about a fixer-upper? Finance the home and the work together.
Renovation loans like the FHA 203(k) and Fannie Mae HomeStyle let you roll the purchase price and the cost of repairs into a single mortgage — so you don't need cash for the work up front. Which loan fits depends on the home and your situation. Tell us the home or area you're interested in and we'll help you explore the options.
Frequently Asked Questions
What is a fixer-upper home?
A fixer-upper is a home that needs repairs, updates, or renovation. Because it isn't move-in ready, it typically sells for less than comparable updated homes, which can let a buyer build equity through the improvements.
How can I finance a fixer-upper?
Renovation loans let you finance the purchase and the repairs together. The FHA 203(k) loan and the Fannie Mae HomeStyle Renovation loan both roll the cost of the work into a single mortgage, and renovation options exist for VA-eligible buyers. Which loan fits depends on your situation and is confirmed with a lender.
What should I check before buying a fixer-upper?
Get a thorough inspection so the full scope of work is clear, budget realistically and add a contingency for surprises, and confirm what permits the work will require and whether the home is livable during the renovation. The listing is a starting point; the real condition is confirmed by inspection.
What's the difference between a cosmetic and a major fixer-upper?
A cosmetic fixer-upper needs surface-level work like paint, flooring, or a kitchen or bath refresh. A major fixer-upper needs structural or systems work — such as the roof, foundation, plumbing, electrical, or HVAC — which usually costs more and takes longer. Identifying which kind a home is helps set the budget and timeline.
Are fixer-uppers a good investment?
A fixer-upper can offer value by letting a buyer build equity through improvements rather than paying full price for updated finishes, but the outcome depends on the scope of work, the budget, and the local market — there's no guarantee. A careful inspection and a realistic renovation budget are what make the numbers work.
Can I get a loan that covers the cost of renovations?
Yes. Renovation loans such as the FHA 203(k) and Fannie Mae HomeStyle Renovation loan are designed to cover both the purchase and the cost of the work in one mortgage, so you don't need to pay for repairs separately in cash. A lender can confirm which option you qualify for.
Explore Fixer-Upper Homes in other cities
Jump to another city’s page — a few homes from each.