$328,000
449 Dove TRL, Bertram, TX 78605
MLS #246210727 · eXp Realty, LLC · Kourtni Ince
4 bd·3 ba·1,731 sqft
Homes Under $400K in Bertram, TX
44 active homes under $400k in Bertram, TX · The median list price in Bertram is $338,450.
Price CutEstimated by HomeLocating
$324,900
171 Daniel DR, Bertram, TX 78605
MLS #245964588 · All City Real Estate Ltd. Co · Georgina Chen
3 bd·1.5 ba·1,074 sqft
Motivated SellerEstimated by HomeLocatingNew Construction
$288,449
305 Heavenly WAY, Bertram, TX 78605
MLS #245840872 · Keller Williams City-View · Christopher Marti
5 bd·4 ba·2,918 sqft
Quick Move-In
Motivated SellerEstimated by HomeLocatingNew Construction
$243,949
314 Heavenly WAY, Bertram, TX 78605
MLS #245840877 · Keller Williams City-View · Christopher Marti
4 bd·2 ba·2,000 sqft
Quick Move-In
New Construction
$254,999
403 Bertram Oaks DR, Bertram, TX 78605
MLS #245631125 · Keller Williams City-View · Christopher Marti
4 bd·2 ba·1,810 sqft
Quick Move-In
Motivated SellerEstimated by HomeLocatingNew Construction
$255,999
216 Bertram Oaks DR, Bertram, TX 78605
MLS #245499478 · Keller Williams City-View · Christopher Marti
5 bd·3 ba·2,171 sqft
Quick Move-In
Motivated SellerEstimated by HomeLocatingNew Construction
$243,449
308 Heavenly WAY, Bertram, TX 78605
MLS #245499480 · Keller Williams City-View · Christopher Marti
4 bd·2 ba·2,000 sqft
Quick Move-In
Motivated SellerEstimated by HomeLocatingNew Construction
$240,449
310 Heavenly WAY, Bertram, TX 78605
MLS #245309143 · Keller Williams City-View · Christopher Marti
4 bd·2 ba·2,000 sqft
Quick Move-In
Motivated SellerEstimated by HomeLocatingNew Construction
$264,449
312 Heavenly WAY, Bertram, TX 78605
MLS #245309150 · Keller Williams City-View · Christopher Marti
4 bd·3 ba·2,302 sqft
Quick Move-In
Price CutEstimated by HomeLocating
$299,900
1600 W State Highway 29, Bertram, TX 78605
MLS #245277552 · Watters International Realty · Chris Watters
3 bd·2 ba·1,472 sqft
Motivated SellerEstimated by HomeLocatingPossibly AssumableEstimated by HomeLocating from public records, not an MLS field
$395,000
247 Daniel DR, Bertram, TX 78605
MLS #241158926 · Cagle Realty Company · John Cagle
4 bd·3 ba·2,660 sqft
$340,000
127 Dockal DR, Bertram, TX 78605
MLS #244412214 · Perch Real Estate · Amy Whitmeyer
4 bd·2 ba·1,860 sqft
$215,000
435 N West ST, Bertram, TX 78605
MLS #241106605 · Lago Resort Properties · Chris Shive
2 bd·1 ba·1,044 sqft
Motivated SellerEstimated by HomeLocatingNew Construction
$241,449
301 Heavenly WAY, Bertram, TX 78605
MLS #244189756 · Keller Williams City-View · Christopher Marti
4 bd·2 ba·2,000 sqft
Quick Move-In
Motivated SellerEstimated by HomeLocatingPossibly AssumableEstimated by HomeLocating from public records, not an MLS field
$275,000
244 Western Ave, Bertram, TX 78605
MLS #241555243 · All City Real Estate Ltd. Co · Doris Graeter
3 bd·2 ba·1,165 sqft
Fixer-UpperEstimated by HomeLocating
$350,000
351 County Road 326, Bertram, TX 78605
MLS #244505621 · eXp Realty, LLC · Kayla Runge
3 bd·2 ba·1,600 sqft
Motivated SellerEstimated by HomeLocating
$355,000
201 Bunting LN, Bertram, TX 78605
MLS #240184818 · Magnolia Realty · Alexis Doyle
4 bd·2 ba·2,009 sqft
$350,000
439 Hunter Loop LOOP, Bertram, TX 78605
MLS #244465762 · Magnolia Realty · Alexis Doyle
4 bd·2 ba·1,975 sqft
$337,000
121 Bunting LN, Bertram, TX 78605
MLS #244739069 · Keller Williams Realty Lone St · Janice Presnell
4 bd·2 ba·2,045 sqft
Motivated SellerEstimated by HomeLocating
$301,600
650 W Vaughan ST, Bertram, TX 78605
MLS #243998108 · Jason Mitchell Real Estate Texas · Billy walker
3 bd·2 ba·1,440 sqft
About Homes Under $400K in Bertram, TX
Setting a price ceiling is one of the most useful ways to shop, and there are 44 homes for sale under $400K in Bertram on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Bertram market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Bertram by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Bertram today.
Buying a Home Under $400K in Bertram
Shopping with a $400K ceiling in Bertram works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Bertram directly through the site. When you're ready, browse the listings above and reach out about any that interest you.
Frequently Asked Questions
How many homes are for sale under $400K in Bertram?
It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Bertram are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.
What kind of homes can I get under $400K in Bertram?
It depends on how $400K compares to the local market — the median list price for Bertram is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.
How does a $400K budget compare to the Bertram market?
The simplest gauge is the median list price shown above. If $400K is below the Bertram median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.
How do I know what I can actually afford?
List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.
Are these listings current?
Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Bertram market.
Can HomeLocating help me buy a home under $400K in Bertram?
Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.
Explore Homes Under $400K in other cities
Jump to another city’s page — a few homes from each.
Homes Under $400K in Liberty Hill, TX →
New Construction
$319,990
256 Prairie Song LN, Liberty Hill, TX 78642
MLS #248972658 · Meritage Homes Realty · Patrick McGrath
3 bd·2 ba·1,498 sqft
Quick Move-InNew Construction
$350,990
800 Loriner WAY, Liberty Hill, TX 78642
MLS #248973829 · Meritage Homes Realty · Patrick McGrath
4 bd·2 ba·1,720 sqft
Quick Move-InNew Construction
$310,990
252 Prairie Song LN, Liberty Hill, TX 78642
MLS #248960966 · Meritage Homes Realty · Patrick McGrath
3 bd·2 ba·1,440 sqft
Quick Move-InHomes Under $400K in Marble Falls, TX →
$330,000
104 Standing Rock LN, Marble Falls, TX 78654
MLS #248769386 · Compass RE Texas, LLC · Stephanie Rhodes
4 bd·2.5 ba·1,997 sqft
$250,000
1108 Cedar DR, Marble Falls, TX 78654
MLS #248635959 · My Texas Home Broker · Kristen Ribera
3 bd·2 ba·1,222 sqft
New Construction
$312,230
233 Cascade Falls LN, Marble Falls, TX 78654
MLS #248389088 · D.R. Horton, AMERICA'S Builder · Dave Clinton
4 bd·2 ba·1,679 sqft
Quick Move-InNew-home incentives & deals in Bertram
Builders in Bertram compete on incentives more than on sticker price. How new-home pricing, buydowns, and closeout deals work here: