Homes Under $400K in Buda, TX

279 active homes under $400k in Buda, TX from $190,000 · The median list price in Buda is $364,000.

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$359,000

551 Middle CRK, Buda TX 78610

MLS #247660611 · Real Broker, LLC · Chantel Russell

3 bd·2 ba·2,109 sqft

$360,000

537 Roseberry ST, Buda TX 78610

MLS #247660593 · Nu Edge Realty · Marlena Fitts

4 bd·2.5 ba·2,019 sqft

New Construction

$355,100

13504 Derby Ride DR, Buda TX 78610

MLS #247626075 · HomesUSA.com · Ben Caballero

3 bd·2.5 ba·1,880 sqft

Quick Move-In

New Construction

$347,990

227 Antioch Church DR, Buda TX 78610

MLS #247630272 · Meritage Homes Realty · Patrick McGrath

3 bd·2 ba·1,283 sqft

Quick Move-In

New Construction

$352,430

10613 Midnight Sun DR, Buda TX 78610

MLS #247591687 · HomesUSA.com · Ben Caballero

3 bd·3 ba·2,439 sqft

Quick Move-In

New Construction

$362,625

10616 Trifecta WAY, Buda TX 78610

MLS #247593002 · HomesUSA.com · Ben Caballero

3 bd·3 ba·2,439 sqft

Quick Move-In

New Construction

$316,725

10615 Midnight Sun DR, Buda TX 78610

MLS #247591693 · HomesUSA.com · Ben Caballero

3 bd·2 ba·1,587 sqft

Quick Move-In

New Construction

$346,375

13313 Final Turn DR, Buda TX 78610

MLS #247593007 · HomesUSA.com · Ben Caballero

3 bd·2 ba·1,841 sqft

Quick Move-In

New Construction

$348,580

13406 Derby Ride DR, Buda TX 78610

MLS #247593016 · HomesUSA.com · Ben Caballero

3 bd·2 ba·1,841 sqft

Quick Move-In

New Construction

$356,545

13506 Derby Ride DR, Buda TX 78610

MLS #247593012 · HomesUSA.com · Ben Caballero

3 bd·2 ba·1,841 sqft

Quick Move-In

New Construction

$399,040

13516 Derby Ride DR, Buda TX 78610

MLS #247594420 · HomesUSA.com · Ben Caballero

3 bd·2.5 ba·2,335 sqft

Quick Move-In

New Construction

$320,150

10614 Trifecta WAY, Buda TX 78610

MLS #247587514 · HomesUSA.com · Ben Caballero

3 bd·2 ba·1,587 sqft

Quick Move-In

New Construction

$331,220

10608 Trifecta WAY, Buda TX 78610

MLS #247588824 · HomesUSA.com · Ben Caballero

3 bd·2.5 ba·1,805 sqft

Quick Move-In

New Construction

$317,115

10601 Midnight Sun DR, Buda TX 78610

MLS #247588830 · HomesUSA.com · Ben Caballero

3 bd·2 ba·1,587 sqft

Quick Move-In

New Construction

$349,185

10612 Trifecta WAY, Buda TX 78610

MLS #247588823 · HomesUSA.com · Ben Caballero

3 bd·2.5 ba·2,262 sqft

Quick Move-In

New Construction

$340,455

10606 Trifecta WAY, Buda TX 78610

MLS #247588828 · HomesUSA.com · Ben Caballero

3 bd·2.5 ba·2,003 sqft

Quick Move-In

New Construction

$338,495

10610 Trifecta WAY, Buda TX 78610

MLS #247588837 · HomesUSA.com · Ben Caballero

3 bd·2.5 ba·2,003 sqft

Quick Move-In

New Construction

$318,220

10604 Trifecta WAY, Buda TX 78610

MLS #247588836 · HomesUSA.com · Ben Caballero

3 bd·2 ba·1,587 sqft

Quick Move-In

New Construction

$352,430

10603 Midnight Sun DR, Buda TX 78610

MLS #247590231 · HomesUSA.com · Ben Caballero

3 bd·3 ba·2,439 sqft

Quick Move-In

New Construction

$359,685

10600 Trifecta WAY, Buda TX 78610

MLS #247588916 · HomesUSA.com · Ben Caballero

3 bd·3 ba·2,439 sqft

Quick Move-In

$259,000

512 Eagle Brook LN, Buda TX 78610

MLS #247588917 · Listing Results, LLC · Jack McLemore

4 bd·2.5 ba·2,118 sqft

New Construction

$330,890

10605 Midnight Sun DR, Buda TX 78610

MLS #247590239 · HomesUSA.com · Ben Caballero

3 bd·2.5 ba·1,805 sqft

Quick Move-In

New Construction

$343,075

13506 Desert Orchid DR, Buda TX 78610

MLS #247590221 · HomesUSA.com · Ben Caballero

3 bd·2.5 ba·2,003 sqft

Quick Move-In

$329,000

285 Bridgestone WAY, Buda TX 78610

MLS #247506261 · Casa Blanca Realty · Blanca-zamor Garcia Z

4 bd·2 ba·1,862 sqft

About Homes Under $400K in Buda, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 279 homes for sale under $400K in Buda on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Buda market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Buda by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Buda today.

Buying a Home Under $400K in Buda

Shopping with a $400K ceiling in Buda works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Buda directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Buda?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Buda are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Buda?

It depends on how $400K compares to the local market — the median list price for Buda is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Buda market?

The simplest gauge is the median list price shown above. If $400K is below the Buda median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Buda market.

Can HomeLocating help me buy a home under $400K in Buda?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.