Homes Under $1M in Caldwell, TX

16 active homes under $1m in Caldwell, TX from $89,000 · The median list price in Caldwell is $325,000.

$249,500

1002 Copperas BND, Caldwell TX 77836

MLS #240724456 · Oro Realty · Kristen Orostieta

3 bd·2 ba·1,306 sqft

$275,000

405 N Johnston Street, Caldwell TX 77836

MLS #241153147 · Home & Ranch Real Estate · Melinda Scott

1 bd·1 ba·600 sqft

$275,000

904 Westview CIR, Caldwell TX 77836

MLS #243050498 · Keller Williams Realty Brazos Valley office · Rebecca Cook

6 bd·2 ba·1,750 sqft

Price Cut

$286,900

1284 Beaver Lake DR, Caldwell TX 77836

MLS #240356771 · eXp Realty, LLC · Macarena Korth

6 bd·3 ba·3,327 sqft

Price Cut

$299,000

112 Ruby ST, Caldwell TX 77836

MLS #238739631 · Armstrong Properties · Jessica Armstrong

4 bd·2 ba·1,946 sqft

Motivated Seller

$349,900

6615 County Road 308, Caldwell TX 77836

MLS #240216239 · Real Broker, LLC · Jamie Scheiner

3 bd·2.5 ba·3,032 sqft

$89,000

806 N Oneal Street, Caldwell TX 77836

MLS #242423496 · Home & Ranch Real Estate · Melinda Scott

2 bd·2 ba·924 sqft

$125,000

7155 County Road 144, Caldwell TX 77836

MLS #238060610 · Armstrong Properties · Jessica Armstrong

3 bd·2 ba·2,148 sqft

$215,000

12828 State Highway 36 S, Caldwell TX 77836

MLS #244337757 · Home & Ranch Real Estate · Melinda Scott

4 bd·2 ba·1,820 sqft

$325,000

112 Eloise ST, Caldwell TX 77836

MLS #244336266 · Keller Williams Realty · Lisa Owens

4 bd·3 ba·1,935 sqft

$342,000

602 W Buck Street, Caldwell TX 77836

MLS #245736698 · Home & Ranch Real Estate · Melinda Scott

4 bd·1.5 ba·1,762 sqft

Price Cut

$397,500

501 W Buck Street, Caldwell TX 77836

MLS #239529022 · Home & Ranch Real Estate · Melinda Scott

3 bd·2 ba·3,680 sqft

$549,000

1108 Honeysuckle LN, Caldwell TX 77836

MLS #244345452 · Home & Ranch Real Estate · Melinda Scott

4 bd·3 ba·2,282 sqft

$549,900

103 Pueblo DR, Caldwell TX 77836

MLS #240206264 · Cross-Town Realty, LLC · Leah Cass

3 bd·2.5 ba·2,114 sqft

$899,000

2232 FM 975, Caldwell TX 77836

MLS #235732134 · Armstrong Properties · Jessica Armstrong

5 bd·2.5 ba·2,428 sqft

Price Cut

$920,000

2848 FM 166 Farm to Market Rd, Caldwell TX 77836

MLS #242228916 · Zweiacker & Associates · Jennifer Zweiacker

3 bd·4 ba·3,945 sqft

About Homes Under $1M in Caldwell, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 16 homes for sale under $1M in Caldwell on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Caldwell market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Caldwell by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Caldwell today.

Buying a Home Under $1M in Caldwell

Shopping with a $1M ceiling in Caldwell works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Because HomeLocating is operated by Walter Marin, REALTOR® with Compass, you can get help finding and buying a home under $1M in Caldwell directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Caldwell?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Caldwell are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Caldwell?

It depends on how $1M compares to the local market — the median list price for Caldwell is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Caldwell market?

The simplest gauge is the median list price shown above. If $1M is below the Caldwell median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Caldwell market.

Can HomeLocating help me buy a home under $1M in Caldwell?

Yes. HomeLocating is operated by Walter Marin, REALTOR® with Compass, so you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.