Homes Under $400K in Cedar Creek, TX

58 active homes under $400k in Cedar Creek, TX · The median list price in Cedar Creek is $429,949.5.

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Motivated SellerPossibly Assumable

$229,000

218 Texas Oak DR, Cedar Creek, TX 78612

MLS #242095223 · Westbank Realty · David Johnson

4 bd·2 ba·1,860 sqft

Price Cut

$335,000

219 High View Ranch DR, Cedar Creek, TX 78612

MLS #243566837 · All City Real Estate Ltd. Co · Nick Garcia

4 bd·2 ba·1,894 sqft

Motivated Seller

$270,000

130 Gato RD, Cedar Creek, TX 78612

MLS #238491073 · Realty Texas LLC · Mando DeLaCerda

3 bd·2 ba·800 sqft

Motivated SellerNew Construction

$399,990

110 Cancho Hill DR, Cedar Creek, TX 78602

MLS #240717536 · Alexander Properties · Bobbie Alexander

4 bd·3 ba·2,466 sqft

Quick Move-In

Motivated Seller

$300,000

140 Alum Park Place DR, Cedar Creek, TX 78612

MLS #237367472 · AmeriBlueHomes, LLC · Linh Nguyen

3 bd·2 ba·1,188 sqft

Motivated SellerNew Construction

$319,900

145 Ayres Horn, Cedar Creek, TX 78612

MLS #241246101 · New Home Now · Daniel Wilson

4 bd·3 ba·2,005 sqft

Quick Move-In

Motivated Seller

$299,000

135 Side Saddle DR, Cedar Creek, TX 78612

MLS #243618141 · Christies Intl Real Estate Lone Star · Patti Simon

3 bd·2 ba·1,368 sqft

Motivated SellerNew Construction

$329,900

241 Red Tail Hawk LN, Cedar Creek, TX 78612

MLS #237985870 · New Home Now · Daniel Wilson

4 bd·2.5 ba·2,220 sqft

Quick Move-In

Motivated SellerNew Construction

$324,900

235 Red Tail Hawk LN, Cedar Creek, TX 78612

MLS #242080413 · New Home Now · Daniel Wilson

4 bd·3 ba·2,005 sqft

Quick Move-In

Motivated Seller

$340,000

137 Hay Meadow RD, Cedar Creek, TX 78612

MLS #244461890 · Compass RE Texas, LLC · Cam Cummings

4 bd·2 ba·1,251 sqft

About Homes Under $400K in Cedar Creek, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 58 homes for sale under $400K in Cedar Creek on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Cedar Creek market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Cedar Creek by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Cedar Creek today.

Buying a Home Under $400K in Cedar Creek

Shopping with a $400K ceiling in Cedar Creek works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Cedar Creek directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Cedar Creek?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Cedar Creek are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Cedar Creek?

It depends on how $400K compares to the local market — the median list price for Cedar Creek is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Cedar Creek market?

The simplest gauge is the median list price shown above. If $400K is below the Cedar Creek median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Cedar Creek market.

Can HomeLocating help me buy a home under $400K in Cedar Creek?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.