2416 Merle DR — photo 1
Assumable LoanEstimated by HomeLocating
1 / 20
$219,000
3 beds2 baths1,708 sqft

2416 Merle DR, Copperas Cove TX 76522

Residential
Built in 2004
0.19 Acres Lot
$128/sqft

MLS #246348757 · Real Broker, LLC · Yvette Hernandez

About this home

Welcome to 2416 Merle Dr in Copperas Cove! This 4-bedroom, 2-bath home offers a functional layout with a 2-car garage, conveniently located near Fort Hood, shopping, dining, and Highway 190 for easy access to Killeen, Harker Heights, and Belton. Qualified VA buyers may be able to assume the current loan at an incredible 2.75% interest rate — a rare opportunity in today's market to lock in major savings! Being sold as-is, this property is a great opportunity for buyers, investors, or contractors looking to add value and build equity while capitalizing on the assumable financing. Don't miss your chance to make this one your own — schedule your showing today!

Property details

Property type
Residential · SingleFamilyResidence
Status
Active
Year built
2004
Full baths
2
Lot size
0.1928
Subdivision
House Creek North Phase 1
MLS area
Out of Area
MLS #
246348757

Features

Interior features

  • Ceiling Fan(s)
  • Double Vanity
  • Washer Hookup

Exterior features

  • None

Additional details

Parking
None
Garage spaces
2
Roof
Composition, Shingle
Foundation
Slab
Annual tax
$4,555

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Schools

Assigned schools per the MLS.

School district
Copperas Cove ISD
Elementary
House Creek
Middle
S C Lee
High
Copperas Cove

Market insights

Compared with 79 active homes in ZIP 76522 · HomeLocating listings

Area median price
$250,000
This home vs. median
12% below
Homes with a price cut
30%

Estimated monthly payment

Our estimate — not a quote or MLS data. Adjust the assumptions below; actual costs vary by lender, credit, and exact tax/insurance.

$1,578/mo est.
Principal & interest ($175,200 loan, 30-yr)$1,107/mo
Property tax$380/mo
Homeowners insurance (est.)$91/mo

Property tax uses this home's reported annual tax ($4,555/yr). Insurance is a rough estimate. Not a lending offer; contact a lender for exact figures.

Ask about the assumable loan on this home

This home may offer an assumable mortgage — a chance to take over the seller's existing loan, sometimes at a rate below today's. The exact rate, remaining balance, and whether it can be assumed are confirmed with the seller's lender. Tell us you're interested and we'll help you find the terms.

HomeLocating is not a lender. Assumability and terms are confirmed with the seller's lender.

Ask about renovation financing for this home

With a fixer-upper, you can often finance the home and the repairs together — loans like the FHA 203(k) and Fannie Mae HomeStyle roll the purchase price and the cost of the work into one mortgage. Whether this home qualifies and what it would take are confirmed with a lender. Tell us you're interested and we'll help you explore the options.

HomeLocating is not a lender. Loan eligibility and terms are confirmed with a lender.

See this home in person

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Listing courtesy of Real Broker, LLC · Yvette Hernandez

Listing data last updated Sep 2, 2026, 1:16 PM

Information is deemed reliable but not guaranteed and should be independently verified. Listing information is provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 HomeLocating.com.

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