2416 Merle DR, Copperas Cove, TX — photo 1
Assumable LoanEstimated by HomeLocating
1 / 20
$219,000
3 beds2 baths1,708 sqft

2416 Merle DR, Copperas Cove, TX 76522

MLS #246348757 · Real Broker, LLC · Yvette Hernandez

Residential
Built in 2004
0.19 Acres Lot
$128/sqft

Ask about this home's assumable rate & terms

This home may offer an assumable mortgage — a chance to take over the seller's existing loan, sometimes at a rate below today's. Contact us today and we'll confirm the exact rate, remaining balance, and whether it can be assumed at all with the seller's lender. Our services are free, no cost to buyers.

HomeLocating is not a lender. Assumability and terms — including whether the loan can be assumed at all — are confirmed with the seller's lender; lender qualification applies.

About this home

Welcome to 2416 Merle Dr in Copperas Cove! This 4-bedroom, 2-bath home offers a functional layout with a 2-car garage, conveniently located near Fort Hood, shopping, dining, and Highway 190 for easy access to Killeen, Harker Heights, and Belton. Qualified VA buyers may be able to assume the current loan at an incredible 2.75% interest rate — a rare opportunity in today's market to lock in major savings! Being sold as-is, this property is a great opportunity for buyers, investors, or contractors looking to add value and build equity while capitalizing on the assumable financing. Don't miss your chance to make this one your own — schedule your showing today!

Property details

Property type
Residential · SingleFamilyResidence
Status
Active
Year built
2004
Full baths
2
Lot size
0.1928
Subdivision
House Creek North Phase 1
MLS area
Out of Area
MLS #
246348757

Features

Interior features

  • Ceiling Fan(s)
  • Double Vanity
  • Washer Hookup

Exterior features

  • None

Additional details

Parking
None
Garage spaces
2
Roof
Composition, Shingle
Foundation
Slab
Annual tax
$4,555

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Schools

Assigned schools per the MLS.

School district
Copperas Cove ISD
Elementary
House Creek
Middle
S C Lee
High
Copperas Cove

Comparable homes near 2416 Merle DR

Similar homes currently for sale nearby, ranked by distance.

Getting around

Downtown Austin
62.5 mi
Austin-Bergstrom Airport
68.1 mi

Straight-line distance, not drive time.

Market insights

Compared with 111 active homes in ZIP 76522 · HomeLocating listings

Area median price
$266,795
This home vs. median
18% below
Homes with a price cut
50%

At $219,000, this home is priced 18% below the $266,795 median across 111 active homes in ZIP 76522.

Estimated monthly payment

$1,578/mo
Principal & interest$1,107/mo
Property taxes
Home insurance (est.)

Home price

$219,000

Down payment

20% ($43,800)

Loan details

30-yr fixed, 6.50%

Free & no obligation — we'll connect you with a trusted lender.

Estimate only, not a lending offer or MLS data. Taxes, insurance, and HOA figures are estimated (see ⓘ above for detail); contact a lender to confirm your exact rate and payment.

Ask about renovation financing for this home

With a fixer-upper, you can often finance the home and the repairs together — loans like the FHA 203(k) and Fannie Mae HomeStyle roll the purchase price and the cost of the work into one mortgage. Whether this home qualifies and what it would take are confirmed with a lender. Tell us you're interested and we'll help you explore the options.

HomeLocating is not a lender. Loan eligibility and terms are confirmed with a lender.

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Listing courtesy of Real Broker, LLC · Yvette Hernandez

Listing data last updated Oct 2, 2026, 11:46 PM

Information is deemed reliable but not guaranteed and should be independently verified. Listing information is provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 HomeLocating.com.

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