Luxury Homes in Cottonwood Shores, TX

1 active luxury homes in Cottonwood Shores, TX from $995,000 · The median list price in Cottonwood Shores is $299,000.

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Live data — luxury listings verified active on October 3, 2026.

Cottonwood Shores Luxury Real Estate

1 luxury homes for sale in Cottonwood Shores, TX, priced from $800,000. This page shows the $800,000-and-up tier — including million dollar homes ($1,000,000+) — from live MLS data.

Motivated Seller

$995,000

3721 Lakeview DR, Cottonwood Shores TX 78657

MLS #242284097 · LPT Realty, LLC · Rachel Windley

3 bd·2.5 ba·2,217 sqft

Nearby Luxury Homes (within 10 miles)

192 luxury homes in nearby cities within 10 miles of Cottonwood Shores, TX — not included in the Cottonwood Shores count above. Each home shows its own city.

Motivated Seller

$2,750,000

5100 W Fm 2147 RD, Horseshoe Bay TX 78657

MLS #241997617 · Mungia Real Estate · Ray Mungia

3 bd·3 ba·3,241 sqft

Motivated Seller

$845,000

340 Columbine ST, Meadowlakes TX 78654

MLS #244936615 · Walker & Assoc. Real Estate · Courtney Wing

4 bd·3.5 ba·3,689 sqft

Motivated Seller

$1,629,000

313 Meadowlakes DR, Meadowlakes TX 78654

MLS #239897532 · Thelen & Associates Real Estat · Michael Thelen

3 bd·5.5 ba·5,059 sqft

Assumable Loan

$975,000

303 Left LN, Horseshoe Bay TX 78657

MLS #238701439 · Pilgreen Properties · Tari Pilgreen

4 bd·3.5 ba·3,940 sqft

Motivated Seller

$2,295,000

1002 Pecan CIR, Marble Falls TX 78654

MLS #242195485 · Mallach and Company · Charlie Huggins

4 bd·4 ba·3,272 sqft

$1,399,000

301 Circle DR, Horseshoe Bay TX 78657

MLS #245627952 · Realty of America, LLC · Nathan Clark

4 bd·5.5 ba·5,022 sqft

About Luxury Real Estate in Cottonwood Shores

This page lists luxury homes for sale in Cottonwood Shores — every active listing priced at $800,000 or more, drawn from live MLS data and updated daily. "Luxury" here is a plain price tier, applied the same way in every city, so you can compare like with like. It covers luxury real estate of every kind: single-family homes, estates on larger lots, custom and new-construction homes, and condos and townhomes at the same price level. Listings at $1,000,000 and up — often searched as million dollar homes — are included, and you can narrow any of them by price, beds, baths, and home type with the filters above.

Buying a Luxury Home in Cottonwood Shores

Buying at this price level follows the same steps as any purchase, with a few details that matter more. Financing above the conforming loan limit is usually a jumbo loan, so it helps to talk with a licensed lender early about documentation and down payment. With fewer comparable sales, a careful comparative market analysis and an independent appraisal carry more weight, and a thorough inspection — including systems, roof, foundation, and any pool, well, or septic — is worth the time. Property taxes, insurance, and any HOA or special-district fees also scale with price, so look at the full monthly cost rather than the list price alone. A licensed REALTOR® can walk through recent sales in Cottonwood Shores, and you can save a search here to be alerted when a new listing at $800,000 or more comes on the market.

Frequently Asked Questions

What counts as a luxury home on HomeLocating?

On HomeLocating a luxury home is any active for-sale listing priced at $800,000 or more. It is a simple, objective price tier — the same threshold for every city — not a judgment about a home or a neighborhood.

What are million dollar homes?

Million dollar homes are listings priced at $1,000,000 or more. They are a subset of the $800,000-and-up luxury tier shown on this page, so every million dollar home for sale appears here.

Does luxury real estate require a jumbo loan?

Often, but not always. A loan larger than the conforming loan limit is called a jumbo loan and typically has its own underwriting and down-payment requirements. Whether a specific purchase needs one depends on the price and the amount financed, so confirm the details with a licensed lender.

How are luxury homes priced?

Like any home, a luxury listing is priced from comparable sales, size, lot, condition, and features. At higher prices there are fewer comparable sales, so an appraisal and a comparative market analysis from a licensed agent matter more.

How often is this list updated?

The list is drawn from live MLS data and updated daily. A home appears while it is active and priced at $800,000 or more, and leaves when it goes under contract, sells, or is repriced below the threshold.