107 W 7th ST, Elgin, TX 78621
FHA loan on record. Public records show a VA/FHA loan on this property — loans like these are often assumable. Ask us to confirm.
MLS #245708190 · Sterling & Associates R.E. · Cecilia Whitley
About this home
Charming 2/1 cottage just steps from historic Main Street in the heart of Elgin! Thoughtfully updated in recent years, this inviting home blends vintage character with modern touches while preserving its original warmth and charm. Features include a newer roof and windows, beautiful wood flooring, a spacious kitchen with ample storage, and an oversized bathroom created from a former third bedroom. The back deck overlooks a private, landscaped yard with mature trees, privacy fencing, and two outbuildings for added storage or workspace. Situated on two city lots, this property offers a prime location, extra outdoor space, and plenty of room to make it your own. Conveniently located minutes from Highway 290, 18 miles from Bastrop, 28 miles from Austin Airport, 25.4 miles from downtown Austin, 16.8 miles from the Samsung Factory in Taylor, and 23.6 miles from the Tesla plant.
Property details
- Property type
- Residential · SingleFamilyResidence
- Status
- Active
- Year built
- 1945
- Full baths
- 1
- Lot size
- 0.087
- Subdivision
- W & O
- MLS area
- EL
- MLS #
- 245708190
Features
Interior features
- See Remarks
Exterior features
- Private Yard
Additional details
- Parking
- Outside
- Garage spaces
- 0
- Roof
- Composition
- Foundation
- Pillar/Post/Pier
Location
View Street ViewLoading map…
Schools
Assigned schools per the MLS.
- School district
- Elgin ISD
- Elementary
- Elgin
- Middle
- Elgin
- High
- Elgin
Comparable homes near 107 W 7th ST
Similar homes currently for sale nearby, ranked by distance.
Getting around
- Downtown Austin
- 22.8 mi
- Austin-Bergstrom Airport
- 20.5 mi
Straight-line distance, not drive time.
Market insights
Compared with 579 active homes in ZIP 78621 · HomeLocating listings
At $195,000, this home is priced 33% below the $289,990 median across 579 active homes in ZIP 78621.
Estimated monthly payment
Home price
$195,000
Down payment
20% ($39,000)
Loan details
30-yr fixed, 6.50%
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Listing courtesy of Sterling & Associates R.E. · Cecilia Whitley
Listing data last updated Oct 2, 2026, 11:46 PM
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