123 Saranac DR — photo 1
Price CutEstimated by HomeLocating
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$235,000
3 beds2 baths1,274 sqft

123 Saranac DR, Elgin TX 78621

Residential
Built in 2018
0.16 Acres Lot
$184/sqft
HOA $50 / quarterly

MLS #245725184 · Jeanette Shelby, Realtors · Kelly Folse

About this home

There's something special about a home that just feels easy to live in, and 123 Saranac Drive is exactly that. This move in ready 3-bedroom, 2-bathroom home offers a comfortable, functional layout with abundant natural light! The open-concept living, dining, and kitchen areas create a bright, welcoming space that's perfect for entertaining or simply enjoying everyday life. The spacious backyard offers plenty of room to relax, garden, play, or host gatherings, giving you the flexibility to make it your own. Located in the growing community of Elgin, this home offers small-town charm with everyday convenience. Enjoy easy access to local schools, shopping, dining, and a convenient commute to Samsung, Tesla, and SpaceX, making it an excellent choice for those working in Central Texas' expanding technology and manufacturing corridor.

Property details

Property type
Residential · SingleFamilyResidence
Status
Active
Year built
2018
Full baths
2
Lot size
0.164
Subdivision
Saratoga Farms Sub Sec
MLS area
EL
MLS #
245725184

Features

Interior features

  • High Ceilings
  • Vaulted Ceiling(s)
  • Granite Counters
  • Electric Dryer Hookup
  • Eat-in Kitchen
  • Entrance Foyer
  • No Interior Steps
  • Open Floorplan
  • Pantry
  • Primary Bedroom on Main
  • Recessed Lighting
  • Walk-In Closet(s)
  • Washer Hookup

Exterior features

  • Exterior Steps
  • Private Yard

Additional details

Parking
Attached, Door-Single, Driveway, Garage, Garage Door Opener, Garage Faces Front
Garage spaces
2
Roof
Composition, Shingle
Foundation
Slab
HOA
$50 / quarterly
Annual tax
$6,569

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Schools

Assigned schools per the MLS.

School district
Elgin ISD
Elementary
Elgin
Middle
Elgin
High
Elgin

Market insights

Compared with 464 active homes in ZIP 78621 · HomeLocating listings

Area median price
$299,499.5
This home vs. median
22% below
Homes with a price cut
32%

Estimated monthly payment

Our estimate — not a quote or MLS data. Adjust the assumptions below; actual costs vary by lender, credit, and exact tax/insurance.

$1,850/mo est.
Principal & interest ($188,000 loan, 30-yr)$1,188/mo
Property tax$547/mo
Homeowners insurance (est.)$98/mo
HOA dues$17/mo

Property tax uses this home's reported annual tax ($6,569/yr). Insurance is a rough estimate. Not a lending offer; contact a lender for exact figures.

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Listing courtesy of Jeanette Shelby, Realtors · Kelly Folse

Listing data last updated Sep 2, 2026, 1:16 PM

Information is deemed reliable but not guaranteed and should be independently verified. Listing information is provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 HomeLocating.com.

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