14405 Boomtown WAY, Elgin, TX — photo 1
Assumable LoanEstimated by HomeLocating
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Sale PendingUnder contract — not accepting offers

This home is under contract and no longer accepting offers. The price below is the last listed price, kept for reference only — if the deal falls through it may return to the market.

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Last listed price
$260,000
4 beds2.5 baths2,212 sqft

14405 Boomtown WAY, Elgin TX 78621

MLS #242886222 · Compass RE Texas, LLC · John Mundell

Residential
Built in 2021
0.14 Acres Lot
$118/sqft
HOA $32 / monthly

Ask about this home's assumable rate & terms

This home may offer an assumable mortgage — a chance to take over the seller's existing loan, sometimes at a rate below today's. Contact us today and we'll confirm the exact rate, remaining balance, and whether it can be assumed at all with the seller's lender. Our services are free, no cost to buyers.

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About this home

2.875% ASSUMABLE RATE on Boomtown Rd... and yes, that payment difference really does go BOOM! Compared to today’s typical rates, buyers could save roughly $575 per month, adding up to around $34,500 in savings during just the first 5 years alone. This 4 bedroom, 2.5 bath home offers a functional layout with all bedrooms upstairs and open living spaces downstairs that make everyday life easy. The kitchen includes granite countertops, designer wood cabinetry, energy efficient appliances, and plenty of storage. Upstairs, the primary suite includes a walk in shower, garden tub, oversized walk in closet, and plenty of room to spread out comfortably. Additional highlights include a WiFi enabled garage door opener and extra storage throughout the home. Located in Homestead Estates with nearby parks, playgrounds, and quick access to Hwy 290, this home combines serious payment savings with everyday convenience. This low rate doesn't come around often. Contact the listing agent directly for more details and schedule your showing today before it's gone!

Property details

Property type
Residential · SingleFamilyResidence
Status
Active
Year built
2021
Full baths
2
Half baths
1
Lot size
0.1389
Subdivision
Homestead Estates
MLS area
EL
MLS #
242886222

Features

Interior features

  • Breakfast Bar
  • Ceiling Fan(s)
  • Granite Counters
  • Electric Dryer Hookup
  • Interior Steps
  • Kitchen Island
  • Low Flow Plumbing Fixtures
  • Open Floorplan
  • Pantry
  • Recessed Lighting
  • Walk-In Closet(s)
  • Washer Hookup

Exterior features

  • None

Additional details

Parking
Attached, Garage, Garage Door Opener, Garage Faces Front
Garage spaces
2
Roof
Composition, Shingle
Foundation
Slab
HOA
$32 / monthly
Annual tax
$7,751

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Schools

Assigned schools per the MLS.

School district
Elgin ISD
Elementary
Neidig
Middle
Elgin
High
Elgin

See Elgin ISD schools & boundaries →

Market insights

Compared with 536 active homes in ZIP 78621 · HomeLocating listings

Area median price
$294,900
This home vs. median
12% below
Homes with a price cut
42%

At $260,000, this home is priced 12% below the $294,900 median across 536 active homes in ZIP 78621.

Estimated monthly payment

$2,101/mo
Principal & interest$1,315/mo
Property taxes
Home insurance (est.)
HOA dues

Home price

$260,000

Down payment

20% ($52,000)

Loan details

30-yr fixed, 6.50%

Free & no obligation — we'll connect you with a trusted lender.

Estimate only, not a lending offer or MLS data. Taxes, insurance, and HOA figures are estimated (see ⓘ above for detail); contact a lender to confirm your exact rate and payment.

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Listing courtesy of Compass RE Texas, LLC · John Mundell

Listing data last updated Aug 18, 2026, 5:46 PM

Information is deemed reliable but not guaranteed and should be independently verified. Listing information is provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 HomeLocating.com.

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