182 Elm Wood DR — photo 1
Assumable LoanEstimated by HomeLocating
1 / 36
$525,000
3 beds2 baths2,107 sqft

182 Elm Wood DR, Elgin TX 78621

Residential
Built in 2001
1.05 Acres Lot
$249/sqft
HOA $532 / annually

MLS #246483839 · Brodsky Properties · June Mariani

About this home

2.25% Assumable Interest Rate; potential for huge monthly savings compared with current rates. Discover the charm of country living in The Arbors at Dogwood Creek in Elgin. Surrounded by mature trees and peaceful views; 3 beds, 2 baths, separate office and dinning spaces; this home offers privacy, space, and an easy going lifestyle just a short drive from Austin. Inside, spacious rooms live larger than they appear in photos. A bright, open-concept floor plan with dedicated office and dining/flex space is designed for comfortable everyday living and entertaining. Tall windows let in abundant natural light. The remodeled primary bathroom features modern finishes, dual vanity, walk-in shower and soaking tub. Additional interior improvements include paint and bamboo hardwood flooring. The home also boast newer systems for peace of mind including new HVAC and hot water heater in 2026, added attic insulation, water filtration system, water softener, and less than 10 years old roof. The septic system was installed in 2021 and receives quarterly servicing. Outside, the 1.05 acre lot provides plenty of room to enjoy the best of country living. Extra covered parking and an impressive 16' x 24' storage building with a 14' x 10 loft' loft space provide exceptional space for recreational vehicles, hobbies, equipment, and projects. The setting is equally special - hummingbirds visit the front porch, cardinals gather outside the dining room window, and deer wander the yard. Quiet neighbors, mature trees, and star-filled nights create a peaceful retreat, while a friendly HOA provides an added sense of community. This growing area offers the appeal of small-town living with access to Austin and bludgeoning Bastrop. If you're looking for acreage, privacy, flexible spaces, substantial storage, and a peaceful place to call home—with an interest rate that's hard to replicate—this Elgin property is worth a look. Washer, dryer, fridge all convey.

Property details

Property type
Residential · SingleFamilyResidence
Status
Active
Year built
2001
Full baths
2
Lot size
1.05
Subdivision
Arbors At Dogwood Creek
MLS area
EL
MLS #
246483839

Features

Interior features

  • High Ceilings
  • Multiple Dining Areas
  • Multiple Living Areas
  • Primary Bedroom on Main
  • Walk-In Closet(s)

Exterior features

  • Private Yard

Additional details

Parking
Attached, Door-Single, Garage Faces Side
Garage spaces
2
Roof
Composition
Foundation
Slab
HOA
$532 / annually
Annual tax
$8,968

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Schools

Assigned schools per the MLS.

School district
Elgin ISD
Elementary
Elgin
Middle
Elgin
High
Elgin

Market insights

Compared with 464 active homes in ZIP 78621 · HomeLocating listings

Area median price
$299,249.5
This home vs. median
75% above
Homes with a price cut
33%

Estimated monthly payment

Our estimate — not a quote or MLS data. Adjust the assumptions below; actual costs vary by lender, credit, and exact tax/insurance.

$3,665/mo est.
Principal & interest ($420,000 loan, 30-yr)$2,655/mo
Property tax$747/mo
Homeowners insurance (est.)$219/mo
HOA dues$44/mo

Property tax uses this home's reported annual tax ($8,968/yr). Insurance is a rough estimate. Not a lending offer; contact a lender for exact figures.

Ask about the assumable loan on this home

This home may offer an assumable mortgage — a chance to take over the seller's existing loan, sometimes at a rate below today's. The exact rate, remaining balance, and whether it can be assumed are confirmed with the seller's lender. Tell us you're interested and we'll help you find the terms.

HomeLocating is not a lender. Assumability and terms are confirmed with the seller's lender.

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Listing courtesy of Brodsky Properties · June Mariani

Listing data last updated Sep 6, 2026, 11:46 PM

Information is deemed reliable but not guaranteed and should be independently verified. Listing information is provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 HomeLocating.com.

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