346 The Oaks BLVD, Elgin, TX — photo 1
Assumable LoanEstimated by HomeLocating
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Sale PendingUnder contract — not accepting offers

This home is under contract and no longer accepting offers. The price below is the last listed price, kept for reference only — if the deal falls through it may return to the market.

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Last listed price
$780,000
3 beds2 baths2,672 sqft

346 The Oaks BLVD, Elgin TX 78621

MLS #244720200 · Austin's Best Property Managem · Caleb Marlow

Residential
Built in 2001
5.01 Acres Lot
$292/sqft

Ask about this home's assumable rate & terms

This home may offer an assumable mortgage — a chance to take over the seller's existing loan, sometimes at a rate below today's. Contact us today and we'll confirm the exact rate, remaining balance, and whether it can be assumed at all with the seller's lender. Our services are free, no cost to buyers.

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About this home

Seller financing available with just 20% down! Escape the city without giving up modern conveniences on this beautifully updated 5-acre property in The Oaks. Offering privacy, flexibility, and room to grow, this unique property is conveniently located closer to Bastrop than Elgin and only about 30 minutes from Austin-Bergstrom International Airport. The main home features 3 bedrooms, 2 updated bathrooms, abundant natural light, and a dedicated home office. The spacious primary suite includes hardwood floors and a beautifully renovated bath with a soaking tub, walk-in shower, double vanities, and modern finishes. Need extra space? The converted garage creates a private in-law suite complete with a bedroom, full bath, and potential kitchenette/laundry connections—perfect for guests, multigenerational living, rental income, or a home business. Outside, enjoy multiple covered patios overlooking mature trees, walking paths, and a peaceful stone water feature. The property also includes a detached 2-car stone garage with electricity and A/C, plus a large red metal workshop with double roll-up doors for equipment, storage, hobbies, or your next project. Unlike many rural properties, you'll stay connected with an installed Starlink system and newly available 2 Gbps Highline fiber internet. Whether you're looking for a private homestead, room for extended family, space to operate a business, or simply a quieter way of life, this property offers opportunities that are hard to find. Ask about seller financing with only 20% down and schedule your private tour today!

Property details

Property type
Residential · SingleFamilyResidence
Status
Active
Year built
2001
Full baths
2
Lot size
5.011
Subdivision
Oaks
MLS area
EL
MLS #
244720200

Features

Interior features

  • Breakfast Bar
  • Ceiling Fan(s)
  • High Ceilings
  • Stone Counters
  • Double Vanity
  • Electric Dryer Hookup
  • Eat-in Kitchen
  • Entrance Foyer
  • In-Law Floorplan
  • Kitchen Island
  • No Interior Steps
  • Pantry
  • Primary Bedroom on Main
  • Soaking Tub
  • Walk-In Closet(s)
  • Washer Hookup

Exterior features

  • Private Yard

Additional details

Parking
Circular Driveway, Detached, Door-Multi, Garage Faces Side, Off Street, Outside, Workshop in Garage
Garage spaces
4
Roof
Composition
Foundation
Slab
Annual tax
$12,824

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Schools

Assigned schools per the MLS.

School district
Elgin ISD
Elementary
Elgin
Middle
Elgin
High
Elgin

See Elgin ISD schools & boundaries →

Market insights

Compared with 535 active homes in ZIP 78621 · HomeLocating listings

Area median price
$294,900
This home vs. median
164% above
Homes with a price cut
42%

At $780,000, this home is priced 164% above the $294,900 median across 535 active homes in ZIP 78621.

Estimated monthly payment

$5,338/mo
Principal & interest$3,944/mo
Property taxes
Home insurance (est.)

Home price

$780,000

Down payment

20% ($156,000)

Loan details

30-yr fixed, 6.50%

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Estimate only, not a lending offer or MLS data. Taxes, insurance, and HOA figures are estimated (see ⓘ above for detail); contact a lender to confirm your exact rate and payment.

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Listing courtesy of Austin's Best Property Managem · Caleb Marlow

Listing data last updated Sep 2, 2026, 1:16 PM

Information is deemed reliable but not guaranteed and should be independently verified. Listing information is provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 HomeLocating.com.

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