$300,000
3929 4th ST, Galveston TX 77554
MLS #238961558 · Pinnacle Realty Advisors · Trey Anderson
2 bd·1 ba·810 sqft
Homes Under $400K in Galveston, TX
2 active homes under $400k in Galveston, TX from $180,000 · The median list price in Galveston is $300,000.
Fixer-UpperEstimated by HomeLocating
$180,000
7000 Seawall BLVD #125, Galveston TX 77551
MLS #240913263 · eXp Realty, LLC · Knolly Williams
1 bd·1 ba·825 sqft
Nearby Homes Under $400K (within 25 miles)
5 homes under $400k in nearby cities within 25 miles of Galveston, TX — not included in the Galveston count above. Each home shows its own city.
Motivated SellerEstimated by HomeLocating
$329,000
16606 John Davis RD, Jamaica Beach TX 77554
MLS #225592614 · Kana Real Estate · Dawn Kana
2 bd·1 ba·896 sqft
$279,900
402 Seashell DR, Surfside Beach TX 77541
MLS #245306939 · Sienna Properties · Becki Robledo
2 bd·1.5 ba·960 sqft
Motivated SellerEstimated by HomeLocating
$324,900
415 Seashell DR, Surfside Beach TX 77541
MLS #236918528 · Austin Home Source · John C Sheppard
2 bd·2 ba·960 sqft
Motivated SellerEstimated by HomeLocating
$265,000
2237 Onyx CT, Texas City TX 77591
MLS #246530789 · Schultz Texas Properties, LLC · Emily Siegmund
4 bd·2.5 ba·2,242 sqft
Fixer-UpperEstimated by HomeLocating
$85,000
115 Forest Oaks LN, Lake Jackson TX 77566
MLS #247857356 · Realty of America, LLC · Dawson Brewer
3 bd·1 ba·1,032 sqft
Only 2 homes under $400K in Galveston right now. Closest options: homes under $400K in Montgomery; or Galveston homes $400K–$500K: see them here.
About Homes Under $400K in Galveston, TX
Setting a price ceiling is one of the most useful ways to shop, and there are 2 homes for sale under $400K in Galveston on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Galveston market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Galveston by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Galveston today.
Buying a Home Under $400K in Galveston
Shopping with a $400K ceiling in Galveston works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Galveston directly through the site. When you're ready, browse the listings above and reach out about any that interest you.
Frequently Asked Questions
How many homes are for sale under $400K in Galveston?
It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Galveston are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.
What kind of homes can I get under $400K in Galveston?
It depends on how $400K compares to the local market — the median list price for Galveston is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.
How does a $400K budget compare to the Galveston market?
The simplest gauge is the median list price shown above. If $400K is below the Galveston median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.
How do I know what I can actually afford?
List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.
Are these listings current?
Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Galveston market.
Can HomeLocating help me buy a home under $400K in Galveston?
Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.
Explore Homes Under $400K in other cities
Jump to another city’s page — a few homes from each.
New-home incentives & deals in Austin-area
Builders in Austin-area compete on incentives more than on sticker price. How new-home pricing, buydowns, and closeout deals work here: