Homes Under $400K in Georgetown, TX

452 active homes under $400k in Georgetown, TX from $115,000 · The median list price in Georgetown is $449,918.5.

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$284,990

457 High Tech DR #7F, Georgetown TX 78626

MLS #247617232 · HD Realty Team · Holly Dees

3 bd·2 ba·1,459 sqft

$318,900

276 Gus LOOP, Georgetown TX 78626

MLS #247621897 · Stylecraft Brokerage, LLC · Doug French

3 bd·2 ba·1,613 sqft

$254,000

215 Bonham LOOP, Georgetown TX 78633

MLS #247626069 · Rugg Realty LLC · Bob Aegerter

2 bd·2 ba·1,426 sqft

$394,495

4420 Ingram RD, Georgetown TX 78628

MLS #247630268 · Team West Real Estate LLC · Jeff Patterson

4 bd·2 ba·1,927 sqft

$280,000

30 Wildwood DR #111, Georgetown TX 78633

MLS #247606927 · Copus Real Estate Group LLC · Georgia Levin

2 bd·2 ba·1,690 sqft

$399,000

721 Paddock LN, Georgetown TX 78626

MLS #247593008 · Keller Williams Realty Lone St · Paula Rowe

3 bd·2 ba·1,752 sqft

New Construction

$356,212

500 Henry Milton RD, Georgetown TX 78626

MLS #247596386 · ERA Experts · Matt Menard

3 bd·2 ba·1,417 sqft

Quick Move-In

$310,000

218 Monument Hill TRL, Georgetown TX 78633

MLS #247599597 · All City Real Estate Ltd. Co · Cindy Simmons

3 bd·2 ba·1,404 sqft

$360,000

1510 Crested Butte WAY, Georgetown TX 78626

MLS #247604605 · All City Real Estate Ltd. Co · Charlie Aghadiuno

4 bd·2.5 ba·2,358 sqft

New Construction

$394,990

528 Fantail DR, Georgetown TX 78674

MLS #247604603 · Meritage Homes Realty · Patrick McGrath

4 bd·3 ba·2,012 sqft

Quick Move-In

New Construction

$319,990

121 Woodbrook DR, Georgetown TX 78674

MLS #247605518 · Meritage Homes Realty · Patrick McGrath

3 bd·2 ba·1,439 sqft

Quick Move-In

$375,000

517 Peace Pipe WAY, Georgetown TX 78628

MLS #247581988 · JBGoodwin REALTORS WL · Aubrey Shaw

3 bd·2 ba·1,535 sqft

$320,000

429 Dubina Ave, Georgetown TX 78626

MLS #247588835 · Pure Realty · Diana Caro

3 bd·2.5 ba·1,887 sqft

$399,000

802 N Myrtle ST, Georgetown TX 78626

MLS #247588914 · Keeping It Realty · Charlie Welfl

3 bd·2 ba·1,685 sqft

$320,000

2219 Georgian DR, Georgetown TX 78626

MLS #247566728 · KW-Austin Portfolio Real Estate · Christina Sok

4 bd·2.5 ba·2,996 sqft

$234,998

521 White Steppe WAY, Georgetown TX 78626

MLS #247549902 · Realty of America, LLC · Carolina Covarrubias

3 bd·2.5 ba·1,406 sqft

$215,000

1500 Northwest BLVD #413, Georgetown TX 78628

MLS #247540608 · Serhant Texas, LLC · Taylor Homuth

2 bd·1 ba·790 sqft

New Construction

$359,999

4405 Ramblin Acres RD, Georgetown TX 78628

MLS #247527360 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,970 sqft

Quick Move-In

New Construction

$364,999

1806 Peaceful Porch WAY, Georgetown TX 78628

MLS #247534259 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·2,081 sqft

Quick Move-In

$245,000

105 Nassau CIR, Georgetown TX 78633

MLS #247517269 · The Stacy Group, LLC · Kimberly Speer

2 bd·2 ba·1,426 sqft

$330,000

716 Kitty Hawk RD, Georgetown TX 78633

MLS #247507066 · Keller Williams Realty C. P. · Marty Kelly

2 bd·2 ba·1,475 sqft

$299,900

210 Crockett LOOP, Georgetown TX 78633

MLS #247503286 · LPT Realty LLC - Ascend Group · Joelle Bach

3 bd·2 ba·1,328 sqft

$379,000

335 Brenham PASS, Georgetown TX 78633

MLS #247490056 · ERA Brokers Consolidated · Cynthia Curtis

2 bd·2 ba·1,727 sqft

Fixer-Upper

$299,000

113 Oakland DR, Georgetown TX 78628

MLS #247484452 · Cormier Realty Group · Laura Cormier

3 bd·2 ba·1,710 sqft

About Homes Under $400K in Georgetown, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 452 homes for sale under $400K in Georgetown on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Georgetown market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Georgetown by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Georgetown today.

Buying a Home Under $400K in Georgetown

Shopping with a $400K ceiling in Georgetown works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Georgetown directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Georgetown?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Georgetown are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Georgetown?

It depends on how $400K compares to the local market — the median list price for Georgetown is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Georgetown market?

The simplest gauge is the median list price shown above. If $400K is below the Georgetown median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Georgetown market.

Can HomeLocating help me buy a home under $400K in Georgetown?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.