Homes Under $400K in Georgetown, TX

438 active homes under $400k in Georgetown, TX · The median list price in Georgetown is $449,963.5.

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$360,000

1421 Newbury ST, Georgetown TX 78626

MLS #242000976 · Isaac Schlabach · HATICE Alkaya Schlabach

4 bd·2.5 ba·2,734 sqft

Motivated Seller

$399,990

540 Gus LOOP, Georgetown TX 78626

MLS #242027422 · The Graham Team · Desmond Graham

5 bd·4 ba·2,650 sqft

Motivated Seller

$329,990

544 Gus LOOP, Georgetown TX 78626

MLS #242030218 · The Graham Team · Desmond Graham

4 bd·3 ba·1,854 sqft

Motivated Seller

$285,000

202 Forest ST, Georgetown TX 78626

MLS #243910286 · Compass RE Texas, LLC · Kristofer Kasper

3 bd·1 ba·875 sqft

Motivated Seller

$370,000

117 Monterey Oak TRL, Georgetown TX 78628

MLS #244590791 · Tula Properties · Trish Morrison

3 bd·2 ba·1,890 sqft

$287,000

311 Dove Hollow TRL, Georgetown TX 78633

MLS #244654577 · The Stacy Group, LLC · Roxanne Rylander

2 bd·2 ba·1,422 sqft

Motivated SellerNew Construction

$334,999

117 Sapling Dew DR, Georgetown TX 78628

MLS #240750333 · Keller Williams City-View · Christopher Marti

4 bd·3.5 ba·2,363 sqft

Quick Move-In

Motivated Seller

$395,000

1218 Haven LN #102, Georgetown TX 78626

MLS #240263794 · Keller Williams Realty Lone St · Vince Burgess

4 bd·2.5 ba·2,647 sqft

Motivated Seller

$249,950

116 Bent Creek LN, Georgetown TX 78628

MLS #243339285 · KW-Austin Portfolio Real Estate · Jeremy Bartlett

3 bd·2 ba·1,514 sqft

Motivated Seller

$299,000

318 Crockett LOOP, Georgetown TX 78633

MLS #234060541 · Kurtz Properties · Mary Lou Wells

3 bd·2 ba·1,608 sqft

Motivated Seller

$274,000

501 E Central DR, Georgetown TX 78628

MLS #244685690 · Opendoor Brokerage, LLC · Amber Broadway

3 bd·2 ba·1,376 sqft

Motivated Seller

$349,995

1909 S Pine ST, Georgetown TX 78626

MLS #241902329 · Keller Williams Realty C. P. · Christina Cappa

3 bd·2.5 ba·1,248 sqft

Motivated Seller

$365,000

4504 Woodstock DR, Georgetown TX 78633

MLS #243988204 · Magnolia Realty · Dj Jadlot

4 bd·2.5 ba·2,917 sqft

Motivated Seller

$367,500

205 Sheepshank DR, Georgetown TX 78633

MLS #244404806 · Kurtz Properties · Bethany Dean

3 bd·2.5 ba·2,878 sqft

Motivated Seller

$380,000

303 Pin Oak DR, Georgetown TX 78628

MLS #244473484 · Keller Williams Realty · Sarah Hallmark

3 bd·2 ba·2,034 sqft

Motivated Seller

$325,000

119 Stephen LN, Georgetown TX 78626

MLS #243594176 · Keller Williams Realty Lone St · Amy Waring

3 bd·2 ba·1,738 sqft

Price Cut

$279,500

30 Wildwood DR #184, Georgetown TX 78633

MLS #244256516 · White Label Realty · Sarah Hammit

3 bd·3 ba·1,935 sqft

Motivated Seller

$329,990

213 Brooklyn DR, Georgetown TX 78626

MLS #235461141 · JPAR Round Rock · Patrick Weber

4 bd·2 ba·1,594 sqft

Motivated SellerNew Construction

$359,644

129 Adlai Ave, Georgetown TX 78633

MLS #240772723 · ERA Experts · Matt Menard

3 bd·2 ba·1,689 sqft

Quick Move-In

Motivated SellerNew Construction

$395,800

201 Adlai Ave, Georgetown TX 78633

MLS #240817465 · ERA Experts · Matt Menard

4 bd·2 ba·1,937 sqft

Quick Move-In

Motivated SellerNew Construction

$379,294

153 Adlai Ave, Georgetown TX 78633

MLS #240818900 · ERA Experts · Matt Menard

4 bd·3 ba·2,081 sqft

Quick Move-In

Motivated SellerNew Construction

$388,250

149 Adlai Ave, Georgetown TX 78633

MLS #240820078 · ERA Experts · Matt Menard

5 bd·3 ba·2,490 sqft

Quick Move-In

Motivated Seller

$354,900

30388 Ledgemont LN, Georgetown TX 78628

MLS #244441468 · JD Walters Real Estate · Dedrae Williamson

3 bd·2 ba·1,679 sqft

Price Cut

$378,000

1215 Haven LN #102, Georgetown TX 78626

MLS #244712465 · Engel & Volkers Austin · Jeffrey Ohman

2 bd·2.5 ba·1,958 sqft

About Homes Under $400K in Georgetown, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 438 homes for sale under $400K in Georgetown on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Georgetown market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Georgetown by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Georgetown today.

Buying a Home Under $400K in Georgetown

Shopping with a $400K ceiling in Georgetown works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Georgetown directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Georgetown?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Georgetown are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Georgetown?

It depends on how $400K compares to the local market — the median list price for Georgetown is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Georgetown market?

The simplest gauge is the median list price shown above. If $400K is below the Georgetown median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Georgetown market.

Can HomeLocating help me buy a home under $400K in Georgetown?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.