Homes Under $400K in Georgetown, TX

438 active homes under $400k in Georgetown, TX · The median list price in Georgetown is $449,963.5.

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Price Cut

$305,000

2120 Leander ST, Georgetown TX 78626

MLS #243730287 · Atlas Realty · Mike Minns

2 bd·1 ba·956 sqft

$299,709

300 Marie WAY, Georgetown TX 78626

MLS #244042711 · RealAgent · Dusti Neel

3 bd·2.5 ba·1,803 sqft

Motivated Seller

$375,000

7813 Squirrel Hollow DR, Georgetown TX 78628

MLS #244251593 · Qualle Investments · JP Rodriguez

4 bd·3.5 ba·2,786 sqft

Assumable Loan

$349,900

813 Cade CV, Georgetown TX 78626

MLS #244333180 · Beycome Brokerage Realty LLC · Steve Koleno

4 bd·2 ba·1,900 sqft

Motivated Seller

$359,000

101 Rockrose CT, Georgetown TX 78633

MLS #244787856 · The Stacy Group, LLC · Gregory Grierson

2 bd·2 ba·1,785 sqft

Price CutNew Construction

$331,999

1909 Peaceful Porch WAY, Georgetown TX 78628

MLS #244826794 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·2,081 sqft

Quick Move-In

Motivated SellerNew Construction

$364,999

1933 Hammock RD, Georgetown TX 78628

MLS #244827898 · Keller Williams City-View · Christopher Marti

5 bd·3 ba·2,634 sqft

Quick Move-In

Motivated Seller

$299,000

317 Frederick DR, Georgetown TX 78626

MLS #243337643 · Agents Realty of Texas, LLC · Renee Massey

3 bd·2.5 ba·1,901 sqft

Motivated Seller

$350,000

109 Bruin Paw DR, Georgetown TX 78628

MLS #242286884 · JBGoodwin REALTORS WC · Peyton Carrillo

4 bd·2 ba·1,880 sqft

Motivated Seller

$399,990

513 Emerald CV, Georgetown TX 78626

MLS #244086195 · Keller Williams Realty · Kasey Dalby

4 bd·2.5 ba·2,586 sqft

Motivated Seller

$388,000

302 Debora DR, Georgetown TX 78628

MLS #239585429 · Realty of America, LLC · Cilia Montoto

4 bd·2 ba·1,893 sqft

Motivated Seller

$359,900

858 County Road 154, Georgetown TX 78626

MLS #244168518 · Hughes Realty · Kyle Hughes

4 bd·3 ba·1,920 sqft

Motivated Seller

$274,900

129 Tall Grass DR, Georgetown TX 78628

MLS #244833294 · Texas Ally Real Estate Group · Pratik Patel

3 bd·2 ba·1,591 sqft

Motivated SellerNew Construction

$257,999

1506 Roaming Oak BND, Georgetown TX 78628

MLS #244880943 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,279 sqft

Quick Move-In

Motivated Seller

$383,900

1009 Bright Star CV, Georgetown TX 78628

MLS #242956948 · eXp Realty, LLC · Trinity Gonzales

4 bd·3 ba·2,584 sqft

Motivated Seller

$270,000

906 Indian Meadow DR, Georgetown TX 78626

MLS #244002937 · Hecht Real Estate Group · Renee La France

3 bd·2.5 ba·1,845 sqft

Price Cut

$339,900

1032 Santiam ST, Georgetown TX 78626

MLS #244773068 · KWLS - T. Kerr Property Group · Tanya Kerr

4 bd·2.5 ba·2,509 sqft

Price Cut

$385,000

1128 Clearwing CIR, Georgetown TX 78626

MLS #244629775 · Berkshire Hathaway TX Realty · Sabine McCalla

3 bd·2 ba·1,909 sqft

Price Cut

$299,900

306 Lakeway DR, Georgetown TX 78628

MLS #244841827 · Smart Source Realty · Boyd Popps

3 bd·2 ba·1,348 sqft

Price CutNew Construction

$321,990

133 Woodbrook DR, Georgetown TX 78674

MLS #242124085 · Meritage Homes Realty · Patrick McGrath

3 bd·2.5 ba·1,872 sqft

Quick Move-In

Price Cut

$325,000

340 Harper LN, Georgetown TX 78626

MLS #242146368 · Compass RE Texas, LLC · Crystal Lopez

4 bd·3 ba·2,057 sqft

Price Cut

$399,900

122 Nolan DR, Georgetown TX 78633

MLS #244867642 · The Stacy Group, LLC · Cameron Freeman

3 bd·2.5 ba·2,420 sqft

Motivated SellerNew Construction

$301,999

1917 Hammock RD, Georgetown TX 78628

MLS #244907606 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,973 sqft

Quick Move-In

Motivated Seller

$370,000

212 La Grotta LN, Georgetown TX 78628

MLS #244756078 · Realty of America, LLC · L.C. Nino

3 bd·2 ba·2,006 sqft

About Homes Under $400K in Georgetown, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 438 homes for sale under $400K in Georgetown on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Georgetown market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Georgetown by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Georgetown today.

Buying a Home Under $400K in Georgetown

Shopping with a $400K ceiling in Georgetown works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Georgetown directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Georgetown?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Georgetown are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Georgetown?

It depends on how $400K compares to the local market — the median list price for Georgetown is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Georgetown market?

The simplest gauge is the median list price shown above. If $400K is below the Georgetown median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Georgetown market.

Can HomeLocating help me buy a home under $400K in Georgetown?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.