Homes Under $400K in Gonzales, TX

18 active homes under $400k in Gonzales, TX from $105,000 · The median list price in Gonzales is $292,999.

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$294,000

2030 Dreyer LN, Gonzales TX 78629

MLS #247160355 · Heritage Oak Realty LLC · Rebekah Morgan

3 bd·2 ba·1,724 sqft

$175,000

520 Seydler ST, Gonzales TX 78629

MLS #246954536 · Heritage Oak Realty LLC · Rebekah Morgan

2 bd·1 ba·1,280 sqft

Fixer-Upper

$132,000

824 Larry DR, Gonzales TX 78629

MLS #246613676 · Heritage Oak Realty LLC · Rebekah Morgan

3 bd·2 ba·988 sqft

$270,000

1525 Waco ST, Gonzales TX 78629

MLS #246587352 · Herman Boswell Inc · Jeff Fischer

3 bd·2 ba·1,430 sqft

$139,000

1120 Saint Paul ST, Gonzales TX 78629

MLS #246205248 · Real Broker, LLC · Melissa Morales Seelig

2 bd·1 ba·984 sqft

$229,999

104 N Bright ST, Gonzales TX 78629

MLS #245897128 · Heritage Oak Realty LLC · Rebekah Morgan

3 bd·1 ba·1,502 sqft

Fixer-Upper

$105,000

1228 Saint Peter ST, Gonzales TX 78629

MLS #245621646 · Heritage Oak Realty LLC · Rebekah Morgan

3 bd·2 ba·1,688 sqft

Price Cut

$195,500

1603 Seydler ST, Gonzales TX 78629

MLS #245578298 · Heritage Oak Realty LLC · Rebekah Morgan

2 bd·1 ba·1,152 sqft

Price Cut

$342,000

114 N College ST, Gonzales TX 78629

MLS #238307617 · RE/MAX First Shot · DeLanna Allen

4 bd·2 ba·2,350 sqft

Price Cut

$159,000

1521 N Hamilton ST, Gonzales TX 78629

MLS #233354198 · RE/MAX First Shot · DeLanna Allen

3 bd·1.5 ba·1,486 sqft

Price Cut

$399,000

124 N Hamilton ST, Gonzales TX 78629

MLS #238951372 · Love Street Realty, LLC · Sherry LeBlanc

3 bd·1.5 ba·3,124 sqft

$248,000

302 Smith ST, Gonzales TX 78629

MLS #244376938 · RE/MAX First Shot · DeLanna Allen

3 bd·2 ba·1,710 sqft

Price Cut

$248,000

116 E Wallace ST, Gonzales TX 78629

MLS #244081361 · Heritage Oak Realty LLC · Rebekah Morgan

3 bd·2 ba·1,392 sqft

Price Cut

$389,000

603 Saint Francis ST, Gonzales TX 78629

MLS #244543991 · Heritage Oak Realty LLC · Rebekah Morgan

5 bd·3 ba·2,458 sqft

Motivated Seller

$325,000

1229 State 304 Highway, Gonzales TX 78629

MLS #240629706 · Heritage Oak Realty LLC · Rebekah Morgan

4 bd·2.5 ba·2,104 sqft

Price Cut

$245,000

806 Saint Michael ST, Gonzales TX 78629

MLS #240465479 · Heritage Oak Realty LLC · Rebekah Morgan

3 bd·2 ba·1,323 sqft

Price Cut

$340,000

3603 Us Highway 90A E, Gonzales TX 78629

MLS #239617862 · Heritage Oak Realty LLC · Rebekah Morgan

3 bd·3 ba·2,860 sqft

Motivated Seller

$318,000

1338 Donovan ST, Gonzales TX 78629

MLS #238011160 · Heritage Oak Realty LLC · Rebekah Morgan

2 bd·2 ba·1,929 sqft

About Homes Under $400K in Gonzales, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 18 homes for sale under $400K in Gonzales on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Gonzales market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Gonzales by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Gonzales today.

Buying a Home Under $400K in Gonzales

Shopping with a $400K ceiling in Gonzales works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Gonzales directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Gonzales?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Gonzales are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Gonzales?

It depends on how $400K compares to the local market — the median list price for Gonzales is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Gonzales market?

The simplest gauge is the median list price shown above. If $400K is below the Gonzales median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Gonzales market.

Can HomeLocating help me buy a home under $400K in Gonzales?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.