Homes Under $400K in Groesbeck, TX

2 active homes under $400k in Groesbeck, TX from $345,000 · The median list price in Groesbeck is $399,999.

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$399,999

860 Lcr 794, Groesbeck TX 76642

MLS #245790629 · Keller Williams Realty Lone St · Bill Vernon

3 bd·2 ba·2,600 sqft

$345,000

195 L County Road 852, Groesbeck TX 75838

MLS #235808803 · Keller Williams Advantage-Temp · Wendy Flynn

3 bd·1.5 ba·2,215 sqft

Nearby Homes Under $400K (within 50 miles)

12 homes under $400k in nearby cities within 50 miles of Groesbeck, TX — not included in the Groesbeck count above. Each home shows its own city.

$215,000

1120 Battle Lake RD, Hallsburg TX 76682

MLS #245392454 · Rapid Realty LLC · Katie Freeland-Foley

4 bd·2 ba·2,240 sqft

Fixer-Upper

$150,000

102 N 6th ST W, Dawson TX 76639

MLS #247477540 · Rapid Realty LLC · Katie Freeland-Foley

2 bd·2 ba·1,208 sqft

Motivated Seller

$250,000

6448 Peninsula RD, Kerens TX 75144

MLS #242555141 · Pure Realty · Amanda Gerhart

1 bd·1 ba·399 sqft

$98,000

706 W 5th ST, Hearne TX 77859

MLS #247096655 · LPT Realty LLC - Ascend Group · Fate Zayed

3 bd·3 ba·1,911 sqft

Motivated Seller

$214,000

709 W Evans ST, Hearne TX 77859

MLS #240770036 · Asset Realty · Dawn Imes

3 bd·2 ba·1,212 sqft

$332,900

2101 S 7th ST, Waco TX 76706

MLS #245126597 · Pinnacle Realty Advisors · Trey Anderson

3 bd·3 ba·1,484 sqft

Only 2 homes under $400K in Groesbeck right now. Closest options: homes under $400K in Waco, Hillsboro, Troy; or Groesbeck homes $400K–$500K: see them here.

About Homes Under $400K in Groesbeck, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 2 homes for sale under $400K in Groesbeck on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Groesbeck market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Groesbeck by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Groesbeck today.

Buying a Home Under $400K in Groesbeck

Shopping with a $400K ceiling in Groesbeck works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Groesbeck directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Groesbeck?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Groesbeck are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Groesbeck?

It depends on how $400K compares to the local market — the median list price for Groesbeck is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Groesbeck market?

The simplest gauge is the median list price shown above. If $400K is below the Groesbeck median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Groesbeck market.

Can HomeLocating help me buy a home under $400K in Groesbeck?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.