Waterfront Homes in Horseshoe Bay, TX

45 active waterfront homes in Horseshoe Bay, TX from $265,000 · The median list price in Horseshoe Bay is $828,900.

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Live data — verified active on October 3, 2026. A home is listed here when its MLS listing is flagged waterfront.

$6,495,000

120 Applehead Island DR, Horseshoe Bay TX 78657

MLS #247853822 · RE/MAX HORSESHOE BAY RESORT SA · Shirl Thornton

5 bd·6 ba·6,334 sqft

$2,850,000

913 The Trails PKWY, Horseshoe Bay TX 78657

MLS #247853834 · Keller Williams Realty · Timothy Heyl

4 bd·4.5 ba·4,259 sqft

$3,950,000

901 Sun Ray, Horseshoe Bay TX 78657

MLS #247496441 · Horseshoe Bay Living 2, LLC · Kale Stephens

5 bd·5.5 ba·4,348 sqft

$9,995,000

82 Applehead Island DR, Horseshoe Bay TX 78657

MLS #247314279 · RE/MAX HORSESHOE BAY RESORT SA · Shirl Thornton

6 bd·7.5 ba·10,521 sqft

$425,000

1000 The Cape RD #66, Horseshoe Bay TX 78657

MLS #246851538 · Horseshoe Bay ONE Realty · Brigitte Nolen

1 bd·1 ba·759 sqft

Price Cut

$2,699,000

113 Wennmohs PL, Horseshoe Bay TX 78657

MLS #246495531 · RE/MAX HORSESHOE BAY RESORT SA · Chad Thibodeaux

4 bd·4 ba·3,218 sqft

Motivated Seller

$594,500

1321 Prospect CIR, Horseshoe Bay TX 78657

MLS #246080972 · Vandivier Real Estate · Leslie Vandivier

3 bd·2 ba·2,103 sqft

Motivated Seller

$609,000

509 Short Circuit #203, Horseshoe Bay TX 78657

MLS #246027623 · eXp Realty, LLC · Charla Cormier

3 bd·2 ba·1,154 sqft

Motivated Seller

$629,999

1000 The Cape RD #23, Horseshoe Bay TX 78657

MLS #239204975 · Classic Realty · Phillip Baird

3 bd·2 ba·1,344 sqft

Price Cut

$5,950,000

101 Harbor Light BLVD, Horseshoe Bay TX 78657

MLS #245526638 · Live Texan Realty · Jordon Russell

5 bd·5.5 ba·5,142 sqft

$4,500,000

3504 Pack Saddle DR, Horseshoe Bay TX 78657

MLS #245452122 · The Carvajal Group · Eric Carvajal

4 bd·4.5 ba·4,000 sqft

$7,000,000

414 Matern CT, Horseshoe Bay TX 78657

MLS #245449218 · The Carvajal Group · Eric Carvajal

7 bd·8 ba·6,746 sqft

$8,500,000

113 La Posada, Horseshoe Bay TX 78657

MLS #245441780 · Horizon Realty · Patrice Emrie

6 bd·8.5 ba·8,735 sqft

$6,900,000

116 Wennmohs PL, Horseshoe Bay TX 78657

MLS #245083137 · Horseshoe Bay Resort Realty · Jeramy McMahon

7 bd·8.5 ba·8,936 sqft

Motivated Seller

$2,995,000

1043 Overlook PKWY, Horseshoe Bay TX 78657

MLS #245007783 · Keller Williams Realty · Timothy Heyl

4 bd·4.5 ba·5,045 sqft

Motivated Seller

$265,000

101 W Bank #27, Horseshoe Bay TX 78657

MLS #221944552 · Horseshoe Bay Resort Realty · Kim Parten

1 bd·1 ba·759 sqft

Motivated Seller

$5,150,000

402 Lighthouse DR, Horseshoe Bay TX 78657

MLS #239773523 · Moreland Properties · Kody Hall

4 bd·5 ba·6,737 sqft

Motivated Seller

$5,295,000

240 La Serena LOOP, Horseshoe Bay TX 78657

MLS #240003579 · Kuper Sotheby's Int'l Realty · Tammie Bennett

5 bd·5.5 ba·5,375 sqft

Motivated Seller

$2,250,000

205 Beaver CIR, Horseshoe Bay TX 78657

MLS #241183605 · All City Real Estate · Rhonda Cote Parsons-Cote

4 bd·3 ba·2,210 sqft

Motivated Seller

$399,000

1001 The Cape RD #46, Horseshoe Bay TX 78657

MLS #221869916 · Horseshoe Bay Resort Realty · Kim Parten

1 bd·1 ba·759 sqft

Motivated Seller

$1,749,000

528 Lighthouse DR #6, Horseshoe Bay TX 78657

MLS #234510201 · Macon Dunham Real Estate · Macon Dunham

3 bd·3 ba·2,162 sqft

Motivated Seller

$725,000

402 Lost Echo #4, Horseshoe Bay TX 78657

MLS #239352686 · RE/MAX HORSESHOE BAY RESORT SA · Chad Thibodeaux

3 bd·3.5 ba·2,146 sqft

Motivated Seller

$2,750,000

5100 W Fm 2147 RD, Horseshoe Bay TX 78657

MLS #241997617 · Mungia Real Estate · Ray Mungia

3 bd·3 ba·3,241 sqft

Price Cut

$4,875,000

101 Matern CT, Horseshoe Bay TX 78657

MLS #243333532 · Kuper Sotheby's Int'l Realty · Tammie Bennett

7 bd·7 ba·5,656 sqft

About Waterfront Homes in Horseshoe Bay, TX

This page lists waterfront homes for sale in Horseshoe Bay — every active listing whose MLS record is flagged waterfront, drawn from live MLS data and updated daily. "Waterfront" on HomeLocating covers three genuinely different kinds of property, and the differences matter more than the label. Lakefront homes on a reservoir like the Highland Lakes chain sit on a shoreline the managing authority holds to a normal operating level, which can drop several feet in a drought or after a flood-control release — so the shoreline you see in listing photos may not match what's there year-round. Riverfront homes sit on a natural, free-flowing waterway, where the water level moves with rainfall and the season rather than a managed pool. Coastal and bay property fronts open or tidal water and carries its own wind, flood, and elevation considerations that inland lake and river homes don't. Read each listing for the specific water body and frontage type rather than assuming from the "waterfront" flag alone, and note that waterfront homes at higher prices are also part of the luxury homes tier above.

Waterfront on Lake LBJ in Horseshoe Bay

Horseshoe Bay's waterfront homes front Lake LBJ. On a Highland Lakes-style reservoir, the shoreline is managed to a normal operating level that can drop in drought or after a flood-control release, so ask to see a property at both a typical and a lower lake level, and confirm whether any dock, boathouse, or retaining wall has its own permit from the managing authority. Right now Horseshoe Bay's waterfront listings on HomeLocating range from about $265,000 to $9,995,000.

Buying Waterfront Property in Horseshoe Bay

Waterfront property comes with a longer due-diligence list than a typical home, and it's worth working through before you make an offer. Start with the frontage itself: is it a maintained shoreline, a bluff, or a canal or cove, and is a dock, boat slip, or lake access deeded to the home or does it require a separate permit from the managing authority? Flood insurance is close behind — a waterfront home is far more likely to sit in a mapped flood zone, and on the coast that's often a separate wind-and-hail policy on top of flood coverage, so get an insurance quote before you're deep into the contract, not after. On a lake or reservoir, ask how the water level has varied over recent years and whether the property is still usable — for boating, swimming, a beach — at a lower level, not just when the lake is full. A survey matters more here than on a typical lot, since water frontage, easements, and any bulkhead or retaining wall are exactly the kind of boundary questions a survey settles. Have the inspection cover the dock, boathouse, seawall, and drainage specifically, since those structures age differently than the house itself and repairs on the water can cost more than the same repair on dry land. None of this is insurance or engineering advice — but it's the checklist that keeps a waterfront purchase from having surprises. A licensed REALTOR® can walk through recent waterfront sales in Horseshoe Bay and what each one's frontage actually included.

Frequently Asked Questions

How does a home get listed as waterfront?

A home is shown when its MLS listing is flagged waterfront, meaning it has water frontage such as a lake, river, or canal. The flag comes from the listing itself.

Does waterfront include a private dock?

Not necessarily. Docks, boat slips, and shoreline rights vary by home and often require separate permission from the managing authority, so check the listing and confirm with your agent before assuming one comes with the property.

Is waterfront the same as lakefront?

Lakefront is one kind of waterfront. This page includes lakefront and other water frontage — river and coastal; see the Texas lakefront page for lakes and reservoirs only.

Why do lake levels change on a Highland Lakes-style reservoir?

Reservoirs are held to a normal operating level by the managing authority, and that level can drop in a drought or after water is released for flood control, then refill with rain. A home’s usable shoreline can look different at a lower level than in listing photos taken when the lake is full.

Do waterfront homes need flood insurance?

Often, yes — waterfront property is more likely to sit in a mapped flood zone, and a standard homeowners policy typically doesn’t cover flood damage. Ask for an insurance quote (including a separate wind-and-hail policy on the coast) early in the process, since it affects the real monthly cost.

How often is this list updated?

Daily, from live MLS data. A home leaves the list when it goes under contract, sells, or no longer matches.