Assumable Mortgage Homes in Jarrell, TX

16 active assumable mortgage homes in Jarrell, TX from $198,000 · The median list price in Jarrell is $264,945.

Estimated by HomeLocating

8 assumable · 8 possibly assumable
Assumable: the agent confirmed an assumable loan in the listing. Possibly Assumable: public records show a VA or FHA loan on file (often assumable) — ask us to confirm.

224 Bauxite DR
Assumable LoanEstimated by HomeLocating
$225,000

224 Bauxite DR, Jarrell, TX 76537

MLS #248018007 · Pure Realty · Katelyn Moquett

3 bd·2 ba·1,330 sqft
524 Barbary Coast CV
Assumable LoanEstimated by HomeLocating
$304,990

524 Barbary Coast CV, Jarrell, TX 76537

MLS #247309951 · Sprout Realty · Isela Flores

3 bd·2.5 ba·2,552 sqft
124 Rearden BLVD
Assumable LoanEstimated by HomeLocating
$270,000

124 Rearden BLVD, Jarrell, TX 76537

MLS #226480912 · Miller & Associates Realty LLC · Karen Miller

4 bd·2 ba·1,436 sqft
424 Marty Allen LOOP
Assumable LoanEstimated by HomeLocating
$205,000

424 Marty Allen LOOP, Jarrell, TX 76537

MLS #246610303 · Magnolia Realty Round Rock · Alyssa Roesner

3 bd·2.5 ba·1,462 sqft
236 Blue Agate CT
Assumable LoanEstimated by HomeLocating
$329,900

236 Blue Agate CT, Jarrell, TX 76537

MLS #239287226 · Pinnacle Realty Advisors · Trey Anderson

3 bd·2.5 ba·2,011 sqft
153 Blue Agate CT
Assumable LoanEstimated by HomeLocating
$315,000

153 Blue Agate CT, Jarrell, TX 76537

MLS #239766390 · Sphere Realty · Kristy Navarrette

3 bd·2.5 ba·2,039 sqft
470 Major Lee LN
Assumable LoanEstimated by HomeLocating
$220,000

470 Major Lee LN, Jarrell, TX 76537

MLS #239633490 · eXp Realty, LLC · Nicholas Himes

3 bd·2.5 ba·2,360 sqft
444 Uncle Billy WAY
Possibly AssumableEstimated by HomeLocating from public records, not an MLS field
$249,999

444 Uncle Billy WAY, Jarrell, TX 76537

MLS #248168372 · Berkshire Hathaway Premier · Frankie Quiroz

3 bd·2 ba·1,491 sqft
333 Cowpoke DR
Possibly AssumableEstimated by HomeLocating from public records, not an MLS field
$265,000

333 Cowpoke DR, Jarrell, TX 76537

MLS #246207990 · Agents Realty of Texas, LLC · Cameron Canady

4 bd·2.5 ba·1,945 sqft
145 Riverdale DR
Motivated SellerEstimated by HomeLocatingPossibly AssumableEstimated by HomeLocating from public records, not an MLS field
$349,000

145 Riverdale DR, Jarrell, TX 76537

MLS #238201058 · All City Real Estate Ltd. Co · Melissa Farnsley

5 bd·2.5 ba·2,591 sqft
400 Blue Shale DR
Possibly AssumableEstimated by HomeLocating from public records, not an MLS field
$198,000

400 Blue Shale DR, Jarrell, TX 76537

MLS #242610532 · Sphere Realty · Amber Cardona

3 bd·2 ba·1,107 sqft
524 Circle WAY #12F
Possibly AssumableEstimated by HomeLocating from public records, not an MLS field
$282,500

524 Circle WAY #12F, Jarrell, TX 76537

MLS #240877208 · Coldwell Banker Realty · Chano Alvarado

4 bd·3.5 ba·2,489 sqft
236 Bauxite DR
Motivated SellerEstimated by HomeLocatingPossibly AssumableEstimated by HomeLocating from public records, not an MLS field
$299,999

236 Bauxite DR, Jarrell, TX 76537

MLS #244027647 · Keller Williams Advantage · Mercedes Jaime de Leon

4 bd·2 ba·1,872 sqft
213 Ammonite LN
Motivated SellerEstimated by HomeLocatingPossibly AssumableEstimated by HomeLocating from public records, not an MLS field
$284,000

213 Ammonite LN, Jarrell, TX 76537

MLS #241695894 · TX Realtor Partners LLC · Lisa Bergstrom

4 bd·2.5 ba·2,361 sqft
413 Perfect World LOOP
Motivated SellerEstimated by HomeLocatingPossibly AssumableEstimated by HomeLocating from public records, not an MLS field
$310,000

413 Perfect World LOOP, Jarrell, TX 76537

MLS #244105430 · Ashby Real Estate · Katie Ashby

5 bd·3.5 ba·2,539 sqft

Nearby Assumable Homes

Closest assumable-mortgage homes near Jarrell, TX, sorted nearest first.

250 County Rd. 323
Assumable LoanEstimated by HomeLocating
$754,000

250 County Rd. 323, Bartlett, TX 76511

MLS #241643021 · Realty Texas LLC · Danyel Cake

4 bd·3 ba·2,850 sqft
174 Estrella XING
Assumable LoanEstimated by HomeLocating
$860,000

174 Estrella XING, Georgetown, TX 78628

MLS #244628452 · eXp Realty, LLC · Lindey Hixson

4 bd·3 ba·3,583 sqft
301 Somerset Hills DR
Assumable LoanEstimated by HomeLocating
$895,000

301 Somerset Hills DR, Georgetown, TX 78633

MLS #247305951 · eXp Realty, LLC · Lolita Doll

4 bd·2.5 ba·2,786 sqft
1005 Rollingwood TRL
Assumable LoanEstimated by HomeLocating
$588,000

1005 Rollingwood TRL, Georgetown, TX 78633

MLS #248149682 · Full Circle RE · Ram Ganapathy

4 bd·3.5 ba·3,210 sqft
124 Silverwood TRL
Assumable LoanEstimated by HomeLocating
$899,900

124 Silverwood TRL, Georgetown, TX 78628

MLS #247011668 · eXp Realty, LLC · Soomin Kim

4 bd·4 ba·3,866 sqft
116 Hares Foot CV
Assumable LoanEstimated by HomeLocating
$379,000

116 Hares Foot CV, Georgetown, TX 78626

MLS #245227987 · Realty Texas LLC · Oksana West

3 bd·2.5 ba·2,121 sqft
133 Konik RD
Assumable LoanEstimated by HomeLocating
$359,999

133 Konik RD, Georgetown, TX 78626

MLS #243307933 · Compass RE Texas, LLC · Rachael Jones

4 bd·3 ba·2,043 sqft
201 Connor LN
Assumable LoanEstimated by HomeLocating
$379,990

201 Connor LN, Georgetown, TX 78626

MLS #246253656 · Peak Real Estate Advisors LLC · Alfonso Rodriguez

4 bd·2 ba·1,927 sqft
813 Cade CV
Assumable LoanEstimated by HomeLocating
$349,900

813 Cade CV, Georgetown, TX 78626

MLS #244333180 · Beycome Brokerage Realty LLC · Steve Koleno

4 bd·2 ba·1,900 sqft
1309 Daylily LOOP
Assumable LoanEstimated by HomeLocating
$550,000

1309 Daylily LOOP, Georgetown, TX 78626

MLS #246299143 · Deal Smith Realty LLC · Jeff Sparacio

4 bd·2.5 ba·2,824 sqft
5866 Galveston RD
Assumable LoanEstimated by HomeLocating
$310,000

5866 Galveston RD, Belton, TX 76513

MLS #245274274 · Century 21 Premier Realtors · Teresa Ingram

4 bd·2 ba·2,150 sqft
4152 Aransas DR
Assumable LoanEstimated by HomeLocating
$320,000

4152 Aransas DR, Belton, TX 76513

MLS #248387447 · CB&A, Realtors · Holly Bunting

3 bd·2 ba·1,906 sqft
6533 Leonardo CV
Assumable LoanEstimated by HomeLocating
$546,000

6533 Leonardo CV, Round Rock, TX 78665

MLS #248051907 · All City Real Estate Ltd. Co · Ola Odunaike-Cherry

4 bd·3.5 ba·3,122 sqft
8408 Elander DR
Assumable LoanEstimated by HomeLocating
$426,900

8408 Elander DR, Killeen, TX 76542

MLS #246227509 · Realty Executives Of Killeen · Raye Mayhorn

4 bd·2.5 ba·2,242 sqft
144 Riverhill DR
Assumable LoanEstimated by HomeLocating
$349,900

144 Riverhill DR, Georgetown, TX 78628

MLS #247359594 · Dave Dacko · Alexandra Lagmanson

3 bd·2 ba·1,463 sqft
165 Hugh DR
Assumable LoanEstimated by HomeLocating
$290,000

165 Hugh DR, Killeen, TX 76542

MLS #246328259 · Keller Williams Realty C. P. · Keishla Gonzalez- Hernandez

4 bd·2 ba·1,665 sqft
237 Redonda DR
Assumable LoanEstimated by HomeLocating
$569,000

237 Redonda DR, Liberty Hill, TX 78642

MLS #245380470 · Keller Williams Realty · Adelina Rotar

4 bd·3.5 ba·2,993 sqft
116 Texon DR
Assumable LoanEstimated by HomeLocating
$610,000

116 Texon DR, Liberty Hill, TX 78642

MLS #244373849 · Magnolia Realty Round Rock · Heather Morstatter

4 bd·4 ba·3,032 sqft
713 Bighorn DR
Assumable LoanEstimated by HomeLocating
$280,000

713 Bighorn DR, Harker Heights, TX 76548

MLS #240698223 · eXp Realty, LLC · Nichole Jack Johnson

4 bd·4 ba·2,326 sqft
313 Pendent DR
Assumable LoanEstimated by HomeLocating
$424,900

313 Pendent DR, Liberty Hill, TX 78642

MLS #244983019 · Compass RE Texas, LLC · Robin Curle

3 bd·2.5 ba·2,250 sqft
1113 Mulberry Oak LN
Assumable LoanEstimated by HomeLocating
$474,900

1113 Mulberry Oak LN, Georgetown, TX 78628

MLS #246354927 · All City Real Estate · Rhonda Cote Parsons-Cote

4 bd·2 ba·2,079 sqft
2054 Gray Fox DR
Assumable LoanEstimated by HomeLocating
$535,000

2054 Gray Fox DR, Nolanville, TX 76559

MLS #247200083 · World Wide Realty,LLC · Kurt Peterson

4 bd·2.5 ba·2,387 sqft
1304 Snowdrop DR
Assumable LoanEstimated by HomeLocating
$570,000

1304 Snowdrop DR, Georgetown, TX 78628

MLS #246447713 · Serhant Texas, LLC · Arion Crenshaw

4 bd·3 ba·2,898 sqft
2333 Four Waters LOOP
Assumable LoanEstimated by HomeLocating
$364,500

2333 Four Waters LOOP, Georgetown, TX 78628

MLS #242672638 · Coldwell Banker Realty · Tinnieh Guajardo

4 bd·3 ba·1,966 sqft
2557 Caleb Asher LOOP
Assumable LoanEstimated by HomeLocating
$324,900

2557 Caleb Asher LOOP, Round Rock, TX 78665

MLS #248703680 · Keller Williams - Lake Travis · Gregg Klar

3 bd·2.5 ba·1,757 sqft
224 Serpens ST
Assumable LoanEstimated by HomeLocating
$342,000

224 Serpens ST, Georgetown, TX 78628

MLS #242649498 · Realty Texas LLC · Jack Stapleton

4 bd·2.5 ba·2,108 sqft
9619 Murandy DR
Assumable LoanEstimated by HomeLocating
$233,000

9619 Murandy DR, Killeen, TX 76542

MLS #241082993 · All City Real Estate Ltd. Co · Bernaddette Watkins

3 bd·2 ba·1,415 sqft
5017 Bella Charca PKWY
Assumable LoanEstimated by HomeLocating
$574,900

5017 Bella Charca PKWY, Nolanville, TX 76559

MLS #244393116 · Serhant Texas, LLC · Ella Moody

4 bd·3.5 ba·2,767 sqft
105 Lidell ST
Assumable LoanEstimated by HomeLocating
$309,000

105 Lidell ST, Hutto, TX 78634

MLS #242178071 · Peak Real Estate Advisors LLC · Alfonso Rodriguez

4 bd·2 ba·1,626 sqft
2944 Clinton PL
Assumable LoanEstimated by HomeLocating
$625,000

2944 Clinton PL, Round Rock, TX 78665

MLS #238986383 · Keller Williams Realty Lone Star · Robert Fischer

4 bd·3.5 ba·3,626 sqft
129 Hamilton BR
Assumable LoanEstimated by HomeLocating
$920,000

129 Hamilton BR, Liberty Hill, TX 78642

MLS #243739753 · Teifke Real Estate · Luis Saenz

4 bd·3.5 ba·3,417 sqft
4906 Deerwood LOOP
Assumable LoanEstimated by HomeLocating
$669,995

4906 Deerwood LOOP, Killeen, TX 76542

MLS #246436053 · Coldwell Banker Realty · Sandra Bobb

4 bd·3.5 ba·3,149 sqft
201 Double Mountain RD
Assumable LoanEstimated by HomeLocating
$435,000

201 Double Mountain RD, Liberty Hill, TX 78642

MLS #245616124 · Christies Intl Real Estate Lone Star · Erica Balbay

4 bd·2.5 ba·2,772 sqft
302 Lone Star BLVD
Assumable LoanEstimated by HomeLocating
$290,000

302 Lone Star BLVD, Hutto, TX 78634

MLS #246428440 · Compass RE Texas, LLC · David Bunyea

3 bd·2 ba·1,857 sqft
1049 Sussex WAY
Assumable LoanEstimated by HomeLocating
$379,900

1049 Sussex WAY, Round Rock, TX 78665

MLS #244361979 · Keller Williams Realty Lone St · Bruce Rodden

4 bd·2 ba·2,179 sqft
3817 Tailfeather DR
Assumable LoanEstimated by HomeLocating
$485,000

3817 Tailfeather DR, Round Rock, TX 78681

MLS #244636946 · Bramlett Partners · Lindsey Pearlstein Smith

3 bd·2.5 ba·2,574 sqft
206 Killian LOOP
Assumable LoanEstimated by HomeLocating
$299,000

206 Killian LOOP, Hutto, TX 78634

MLS #246069892 · Orchard Brokerage · AJ Enslin

3 bd·2.5 ba·1,782 sqft
713 Judge Fisk DR
Assumable LoanEstimated by HomeLocating
$649,500

713 Judge Fisk DR, Leander, TX 78641

MLS #248799247 · Keller Williams Realty · Laurie Flood

4 bd·3 ba·3,019 sqft
636 Friar Tuck DR
Assumable LoanEstimated by HomeLocating
$405,000

636 Friar Tuck DR, Temple, TX 76502

MLS #244870454 · eXp Realty, LLC · Jennifer Bruns

3 bd·2.5 ba·2,875 sqft
2308 Terrace DR
Assumable LoanEstimated by HomeLocating
$160,000

2308 Terrace DR, Killeen, TX 76543

MLS #245151193 · KW-Austin Portfolio Real Estate · Kelsey Osborne

3 bd·2 ba·1,442 sqft
1522 Parkfield CIR
Assumable LoanEstimated by HomeLocating
$230,000

1522 Parkfield CIR, Round Rock, TX 78664

MLS #247707828 · eXp Realty, LLC · Nicholas Himes

2 bd·2 ba·948 sqft
708 Timothy John DR
Assumable LoanEstimated by HomeLocating
$288,000

708 Timothy John DR, Pflugerville, TX 78660

MLS #244233493 · TexCen Realty · David Mozingo

3 bd·2 ba·1,834 sqft
2402 Susan LN
Assumable LoanEstimated by HomeLocating
$298,000

2402 Susan LN, Leander, TX 78641

MLS #244347657 · Orchard Brokerage · Beth Abeita

3 bd·2 ba·1,368 sqft
20416 Shellduck DR
Assumable LoanEstimated by HomeLocating
$599,000

20416 Shellduck DR, Pflugerville, TX 78660

MLS #243820645 · Keller Williams Realty · Tory Ketter

5 bd·4 ba·3,638 sqft
15004 Iveans WAY
Assumable LoanEstimated by HomeLocating
$850,000

15004 Iveans WAY, Austin, TX 78717

MLS #248677656 · All City Real Estate Ltd. Co · Kiran Kota

4 bd·3 ba·3,044 sqft
1705 Ascot LN
Assumable LoanEstimated by HomeLocating
$430,000

1705 Ascot LN, Cedar Park, TX 78613

MLS #244180372 · RE/MAX Temple-Belton · Becky Judkins

4 bd·3 ba·2,636 sqft
18029 Santa Croce DR
Assumable LoanEstimated by HomeLocating
$524,990

18029 Santa Croce DR, Pflugerville, TX 78660

MLS #247377690 · Team West Real Estate LLC · Jeff Patterson

4 bd·3.5 ba·2,884 sqft
2215 N 9th ST
Assumable LoanEstimated by HomeLocating
$239,000

2215 N 9th ST, Temple, TX 76501

MLS #247690618 · Always Here Properties, Llc · Nancy Hazard

3 bd·2 ba·1,663 sqft
1812 Fall Creek DR
Assumable LoanEstimated by HomeLocating
$450,000

1812 Fall Creek DR, Cedar Park, TX 78613

MLS #247707862 · Col Realty · Rigo Zevada

5 bd·4.5 ba·3,931 sqft
2709 Villa Capri CT
Assumable LoanEstimated by HomeLocating
$849,900

2709 Villa Capri CT, Leander, TX 78641

MLS #245283242 · T J Lewis Real Estate · Lori Cabello

4 bd·3.5 ba·2,545 sqft

About Assumable Mortgage Homes in Jarrell, TX

An assumable mortgage lets a qualified buyer take over the seller's existing home loan — its interest rate, remaining balance, and terms — instead of taking out a new loan at today's rates. The homes below are Jarrell listings flagged as having an assumable loan, drawn from live MLS data. Only government-backed FHA, VA, and USDA loans are generally assumable, and every assumption requires the loan servicer's approval and buyer qualification. You typically pay the difference between the price and the remaining balance in cash or separate financing. Confirm any listing's rate, balance, and assumability with the loan servicer before you offer. Last updated October 2026. Walter Marin, REALTOR® with Compass (TREC #716368).

To learn how assumptions work, read our guide on what an assumable mortgage is.

How Buying an Assumable-Mortgage Home Works in Jarrell

Assuming a mortgage works differently from getting your own loan, and a few things are worth understanding before you make an offer. First, you still have to qualify: the seller's lender reviews your credit and finances and must approve you to take over the loan — assumption is not automatic. Second, you typically need to cover the "equity gap" — the difference between the home's purchase price and the remaining loan balance. On a home that has gained value, that gap can be substantial, and buyers usually cover it with cash or a second loan, so it's worth calculating early. Third, timelines often run longer than a normal closing, because the lender's assumption approval is its own process — confirm expected timing in writing. With VA loans there's an added wrinkle: if a non-veteran assumes the loan, it can tie up the seller's VA entitlement, so both sides should understand that before proceeding. None of this is financial or lending advice — HomeLocating is not a lender — but it's the map of what to check. When you're ready, browse the assumable-mortgage homes available in Jarrell above, and reach out about any that interest you to confirm the loan details and arrange representation.

Want to know the assumable rate on a home?

Assumable loans let a buyer take over the seller's existing mortgage — often at a rate well below today's. The exact rate and remaining balance are different for every home. Ask and we'll confirm the rate & terms for the home or area you're interested in.

Frequently Asked Questions

Why do some homes on this page say "Possibly Assumable" instead of "Assumable"?

This page shows two things: homes where the listing agent has confirmed the mortgage is assumable, and homes where public property records show the current recorded mortgage is a VA or FHA loan — loan types that are often assumable, but not yet confirmed for that specific home. We label those "Possibly Assumable" so the difference is clear. Ask us and we'll help confirm the loan details on any home that interests you.

What is an assumable mortgage?

An assumable mortgage is a loan a qualified buyer can take over from the seller, keeping the existing interest rate, remaining balance, and terms instead of getting a new loan. It requires the loan servicer's approval and buyer qualification, and it is mainly available on government-backed FHA, VA, and USDA loans.

Which loans are assumable?

Generally only government-backed loans are assumable: FHA, VA, and USDA loans. Most conventional loans are not assumable because they include a due-on-sale clause. Each assumption still requires the loan servicer's approval and buyer qualification.

Do I need cash to assume a mortgage in Jarrell?

Usually, yes. You typically pay the difference between the home's price and the remaining loan balance in cash or through separate financing, plus assumption fees and closing costs. The exact amount depends on the specific loan and sale and should be confirmed with the loan servicer.

Does HomeLocating provide the assumable loan?

No. HomeLocating is an independent home-search platform, not a mortgage lender, bank, or loan servicer. We help you find and tour Jarrell listings; for the loan and its assumption you work with a mortgage lender or the current loan servicer.

Explore Assumable Mortgage Homes in other cities

Jump to another city’s page — a few homes from each.

Assumable Mortgage Homes in Georgetown, TX →
409 Keenland DR
Possibly AssumableEstimated by HomeLocating from public records, not an MLS field
$385,000

409 Keenland DR, Georgetown, TX 78626

MLS #248685402 · ERA Experts · Richard Moore

4 bd·2.5 ba·2,538 sqft
125 Fair Anne DR
Possibly AssumableEstimated by HomeLocating from public records, not an MLS field
$325,000

125 Fair Anne DR, Georgetown, TX 78626

MLS #248744721 · Watters International Realty · Chris Watters

4 bd·2 ba·1,836 sqft
700 Affazia LN #C
Possibly AssumableEstimated by HomeLocating from public records, not an MLS field
$315,000

700 Affazia LN #C, Georgetown, TX 78628

MLS #248738083 · Compass RE Texas, LLC · Sharon Rose Eaton

3 bd·2 ba·1,456 sqft
Assumable Mortgage Homes in Liberty Hill, TX →
201 Double Mountain RD
Assumable LoanEstimated by HomeLocating
$435,000

201 Double Mountain RD, Liberty Hill, TX 78642

MLS #245616124 · Christies Intl Real Estate Lone Star · Erica Balbay

4 bd·2.5 ba·2,772 sqft
237 Redonda DR
Assumable LoanEstimated by HomeLocating
$569,000

237 Redonda DR, Liberty Hill, TX 78642

MLS #245380470 · Keller Williams Realty · Adelina Rotar

4 bd·3.5 ba·2,993 sqft
5401 County Road 200
Possibly AssumableEstimated by HomeLocating from public records, not an MLS field
$280,000

5401 County Road 200, Liberty Hill, TX 78642

MLS #244967313 · eXp Realty, LLC · Jovanny Garcia

3 bd·2 ba·1,144 sqft
Assumable Mortgage Homes in Granger, TX →
102 W Mesquite ST #B
Motivated SellerEstimated by HomeLocatingPossibly AssumableEstimated by HomeLocating from public records, not an MLS field
$100,000

102 W Mesquite ST #B, Granger, TX 76530

MLS #235509234 · Teifke Real Estate · Luis Saenz

2 bd·2 ba·1,040 sqft

Explore more