Homes Under $500K in Kempner, TX

11 active homes under $500k in Kempner, TX from $185,000 · The median list price in Kempner is $354,500.

277 Pedernales LN
$246,500

277 Pedernales LN, Kempner TX 76539

MLS #246408009 · Century 21 Premier Realtors · Jr Herrings

3 bd·1.5 ba·1,406 sqft
109 Hopi LN
Motivated SellerEstimated by HomeLocating
$220,000

109 Hopi LN, Kempner TX 76539

MLS #245415411 · Keller Williams Realty Lone Star · Robert Fischer

3 bd·2 ba·1,604 sqft
6129 Fm 2313 Highway
$279,000

6129 Fm 2313 Highway, Kempner TX 76539

MLS #238975918 · Bear Real Estate Services · Lacy Davidson

5 bd·3 ba·2,122 sqft
199 High Point DR
$307,000

199 High Point DR, Kempner TX 76539

MLS #220928497 · Moreland Properties · Justin Jette

2 bd·2 ba·1,125 sqft
381 County Road 4755
$319,000

381 County Road 4755, Kempner TX 76539

MLS #245707122 · All City Real Estate Ltd. Co · Renee Trusky

3 bd·2 ba·1,904 sqft
245 County Road 3371
Price CutEstimated by HomeLocating
$327,400

245 County Road 3371, Kempner TX 76539

MLS #242302230 · Coldwell Banker Realty · Gabi Zehr

3 bd·2 ba·1,641 sqft
1626 Homestead
$345,000

1626 Homestead, Kempner TX 76539

MLS #242349044 · Compass RE Texas, LLC · Megan Hansen

4 bd·2 ba·1,732 sqft
285 Pecos LN
$185,000

285 Pecos LN, Kempner TX 76539

MLS #246815933 · Rustic Oak Real Estate · Courtney Shelly

3 bd·1.5 ba·1,661 sqft
1506 Quail Point DR
$205,000

1506 Quail Point DR, Kempner TX 76539

MLS #245536946 · Homestead Real Estate · Joanna Pearce

3 bd·2 ba·1,596 sqft
1467 County Road 4820
Price CutEstimated by HomeLocating
$455,000

1467 County Road 4820, Kempner TX 76539

MLS #240400474 · Century 21 Premier Realtors · Teresa Ingram

4 bd·2 ba·2,119 sqft
755 County Road 4390
Price CutEstimated by HomeLocating
$499,500

755 County Road 4390, Kempner TX 76539

MLS #245794698 · The Kuker Company · Ronald Kuker

3 bd·2 ba·1,961 sqft

About Homes Under $500K in Kempner, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 11 homes for sale under $500K in Kempner on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $500K budget goes depends on the Kempner market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $500K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $500K in Kempner by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $500K actually buys in Kempner today.

Buying a Home Under $500K in Kempner

Shopping with a $500K ceiling in Kempner works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $500K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $500K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Because HomeLocating is operated by Walter Marin, REALTOR® with Compass, you can get help finding and buying a home under $500K in Kempner directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $500K in Kempner?

It changes as new listings come on the market and others go under contract. The homes under $500K shown here for Kempner are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $500K in Kempner?

It depends on how $500K compares to the local market — the median list price for Kempner is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $500K budget compare to the Kempner market?

The simplest gauge is the median list price shown above. If $500K is below the Kempner median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $500K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $500K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $500K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Kempner market.

Can HomeLocating help me buy a home under $500K in Kempner?

Yes. HomeLocating is operated by Walter Marin, REALTOR® with Compass, so you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.

Homes Under $500K in nearby cities

Homes Under $500K in Copperas Cove, TX →
403 N 1st ST
$99,000

403 N 1st ST, Copperas Cove TX 76522

MLS #245175165 · Allure Real Estate · Phil Nicolosi

2 bd·1 ba·792 sqft
710 Mickan ST
Fixer-UpperEstimated by HomeLocating
$115,000

710 Mickan ST, Copperas Cove TX 76522

MLS #244761036 · Compass RE Texas, LLC · Megan Hansen

3 bd·1 ba·1,008 sqft
709 S 11th ST
$124,000

709 S 11th ST, Copperas Cove TX 76522

MLS #246147369 · Century 21 Premier Realtors · Jr Herrings

3 bd·1 ba·1,433 sqft
Homes Under $500K in Lampasas, TX →
4 Hollywood DR
$150,000

4 Hollywood DR, Lampasas TX 76550

MLS #241556889 · Shipley Ranches · Jim Banks

2 bd·1 ba·780 sqft
308 N Ridge ST
Price CutEstimated by HomeLocating
$159,000

308 N Ridge ST, Lampasas TX 76550

MLS #242339456 · Homezu.com of Texas · Jason Saphire

3 bd·1 ba·921 sqft
1104 N Hackberry ST
Price CutEstimated by HomeLocating
$195,000

1104 N Hackberry ST, Lampasas TX 76550

MLS #244858689 · Leslie Ragland · Leslie Ragland

2 bd·1 ba·891 sqft
Homes Under $500K in Briggs, TX →
704 Fm 2657
$399,900

704 Fm 2657, Briggs TX 78608

MLS #242143152 · Thrive Realty · Shanan Shepherd

2 bd·2 ba·2,036 sqft
411 Avila LN
$449,999

411 Avila LN, Briggs TX 78608

MLS #241820528 · Watters International Realty · Chris Watters

3 bd·2 ba·1,500 sqft

New-home incentives & deals in Austin-area

Builders in Austin-area compete on incentives more than on sticker price. How new-home pricing, buydowns, and closeout deals work here:

Explore more