Homes Under $400K in Killeen, TX

143 active homes under $400k in Killeen, TX from $78,500 · The median list price in Killeen is $259,000.

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$385,000

8302 Grayson TRL, Killeen, TX 76542

MLS #248963363 · All City Real Estate Ltd. Co · Laura Oaks

4 bd·2.5 ba·2,365 sqft

$208,935

1011 Crossvine DR, Killeen, TX 76543

MLS #248948582 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2 ba·1,280 sqft

New Construction

$220,935

1009 Crossvine DR, Killeen, TX 76549

MLS #248949892 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2 ba·1,434 sqft

Quick Move-In

$226,060

6510 Mistflower DR, Killeen, TX 76543

MLS #248947272 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·2.5 ba·1,470 sqft

$235,000

1819 Clarawood DR, Killeen, TX 76549

MLS #248919723 · Classic Realty · Phillip Baird

5 bd·2 ba·1,924 sqft

$175,000

1502 Kimberly LN, Killeen, TX 76549

MLS #248867268 · The Agents Premiere Realty Grp · Marilyn Joyce

1 bd·2 ba·1,184 sqft

$320,000

3611 Loma Gaile LN, Killeen, TX 76549

MLS #248826405 · Redfin Corporation · Gregory James

4 bd·3.5 ba·2,572 sqft

$220,000

1324 Rose Ave, Killeen, TX 76543

MLS #248810316 · Vylla Home · Rick Hall

4 bd·2 ba·1,305 sqft

$301,320

518 Bulah DR, Killeen, TX 76542

MLS #248778314 · Nexthome Tropicana Realty · Eleonora Santana

4 bd·2 ba·2,032 sqft

New Construction

$272,530

6907 Fread DR, Killeen, TX 76549

MLS #248779681 · Nexthome Tropicana Realty · Eleonora Santana

4 bd·2 ba·1,665 sqft

Quick Move-In

New Construction

$274,530

6908 Reginald DR, Killeen, TX 76549

MLS #248781067 · Nexthome Tropicana Realty · Eleonora Santana

4 bd·2 ba·1,665 sqft

Quick Move-In

$375,000

7800 Preston Hollow DR, Killeen, TX 76542

MLS #248758800 · RE/MAX Temple-Belton · Dolly Kaiser

4 bd·3 ba·2,075 sqft

New Construction

$290,530

6810 Reginald DR, Killeen, TX 76549

MLS #248761490 · Nexthome Tropicana Realty · Eleonora Santana

4 bd·2 ba·1,873 sqft

Quick Move-In

New Construction

$288,305

6811 Fread DR, Killeen, TX 76549

MLS #248762725 · Nexthome Tropicana Realty · Eleonora Santana

4 bd·2 ba·1,873 sqft

Quick Move-In

$210,500

3903 Water Oak DR, Killeen, TX 76542

MLS #248721731 · JPAR Round Rock · Carmen Miller

3 bd·2 ba·1,316 sqft

$225,000

7605 Oliver Loving DR, Killeen, TX 76549

MLS #248700148 · The Agents Premiere Realty Grp · Marilyn Joyce

4 bd·2 ba·2,168 sqft

Price CutNew Construction

$231,999

5806 Maryam Khan DR, Killeen, TX 76542

MLS #248566249 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,732 sqft

Quick Move-In

$399,000

7122 Mountain View DR, Killeen, TX 76549

MLS #248466431 · Homestead Real Estate · Kaitlynn Knotts-Taylor

3 bd·2 ba·2,054 sqft

$115,000

1501 N Park ST, Killeen, TX 76541

MLS #248393675 · Jorgenson Real Estate · Wally Harwood

2 bd·1 ba·1,156 sqft

Price CutNew Construction

$260,999

5804 Maryam Khan DR, Killeen, TX 76542

MLS #248398699 · Keller Williams City-View · Christopher Marti

5 bd·3 ba·2,171 sqft

Quick Move-In

Price CutNew Construction

$247,999

5808 Maryam Khan DR, Killeen, TX 76542

MLS #248398705 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,985 sqft

Quick Move-In

$155,000

4506 Ronald DR, Killeen, TX 76542

MLS #248369845 · Central Metro Realty · Fong Fontaine

2 bd·2 ba·1,047 sqft

$289,000

114 Ken DR, Killeen, TX 76542

MLS #248173541 · Pinnacle Realty Advisors · Tom Walker

3 bd·2 ba·1,820 sqft

$205,000

5007 Rose Garden LOOP, Killeen, TX 76542

MLS #247964694 · Orchard Brokerage · Ayanna Edwards

3 bd·2 ba·1,245 sqft

About Homes Under $400K in Killeen, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 143 homes for sale under $400K in Killeen on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Killeen market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Killeen by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Killeen today.

Buying a Home Under $400K in Killeen

Shopping with a $400K ceiling in Killeen works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Killeen directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Killeen?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Killeen are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Killeen?

It depends on how $400K compares to the local market — the median list price for Killeen is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Killeen market?

The simplest gauge is the median list price shown above. If $400K is below the Killeen median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Killeen market.

Can HomeLocating help me buy a home under $400K in Killeen?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.