Homes Under $400K in Killeen, TX

125 active homes under $400k in Killeen, TX from $80,000 · The median list price in Killeen is $259,457.5.

1008 Stephen ST
$159,500

1008 Stephen ST, Killeen TX 76542

MLS #246526514 · Real Broker, LLC · Danatta Thompson

3 bd·1.5 ba·1,272 sqft
803 E Avenue G Ave
Fixer-UpperEstimated by HomeLocating
$80,000

803 E Avenue G Ave, Killeen TX 76541

MLS #244730707 · Epique Realty LLC · Neil Ally

3 bd·1 ba·1,304 sqft
205 E Hoover Ave
$85,000

205 E Hoover Ave, Killeen TX 76541

MLS #246582821 · Larry Simms, Broker · Crystal Warren

2 bd·1 ba·624 sqft
3309 Tallwood DR
$164,900

3309 Tallwood DR, Killeen TX 76549

MLS #245064554 · BNT Real Estate · Theresa Schwab

3 bd·2 ba·1,456 sqft
1509 Anna Lee DR
Price CutEstimated by HomeLocating
$165,000

1509 Anna Lee DR, Killeen TX 76549

MLS #243731613 · The Agents Premiere Realty Grp · Marilyn Joyce

3 bd·2 ba·1,344 sqft
2102 Cascade DR
$169,900

2102 Cascade DR, Killeen TX 76549

MLS #242605938 · Realty Executives Of Killeen · Raye Mayhorn

3 bd·2 ba·1,279 sqft
3104 Ricks RD
$169,999

3104 Ricks RD, Killeen TX 76549

MLS #246296979 · The Agents Premiere Realty Grp · Marilyn Joyce

3 bd·3 ba·1,296 sqft
1104 York Ave
Price CutEstimated by HomeLocating
$96,000

1104 York Ave, Killeen TX 76541

MLS #208832297 · eXp Realty, LLC · Cederick Harris

2 bd·1 ba·672 sqft
1204 Cedar DR
Motivated SellerEstimated by HomeLocating
$139,900

1204 Cedar DR, Killeen TX 76543

MLS #239325518 · Nexthome Tropicana Realty · Eleonora Santana

3 bd·1.5 ba·1,140 sqft
3214 Longview DR
$140,000

3214 Longview DR, Killeen TX 76543

MLS #233407861 · Centex Sunshine Realty · Suky Simms

3 bd·2 ba·1,404 sqft
804 Evergreen DR
Motivated SellerEstimated by HomeLocating
$99,999

804 Evergreen DR, Killeen TX 76541

MLS #244803297 · Austin Prime Realty · Pamela Jones

2 bd·1 ba·925 sqft
3015 O W Curry DR
Price CutEstimated by HomeLocating
$212,000

3015 O W Curry DR, Killeen TX 76542

MLS #244502082 · eXp Realty, LLC · Taylor Sherwood

3 bd·2 ba·1,282 sqft
2410 Buttercup CIR
Motivated SellerEstimated by HomeLocating
$219,000

2410 Buttercup CIR, Killeen TX 76542

MLS #244970619 · All City Real Estate Ltd. Co · Nohemi Ramirez

3 bd·2 ba·1,438 sqft
4603 Brian DR
$219,000

4603 Brian DR, Killeen TX 76542

MLS #240667999 · Centex Sunshine Realty · Suky Simms

3 bd·2 ba·1,670 sqft
9701 Shimla DR
Price CutEstimated by HomeLocating
$219,900

9701 Shimla DR, Killeen TX 76542

MLS #244620457 · CODE3REALTYGROUP, LLC · Douglas Trahan

3 bd·2 ba·1,410 sqft
5609 Bertha DR
Price CutEstimated by HomeLocating
$220,000

5609 Bertha DR, Killeen TX 76542

MLS #245199257 · Central Metro Realty · Sarah Jahn

3 bd·2 ba·1,760 sqft
1110 Searcy DR
$150,000

1110 Searcy DR, Killeen TX 76543

MLS #244846391 · Cloud Real Estate · Deborah Beene

3 bd·1.5 ba·1,483 sqft
1810 Gautier Ave
$199,500

1810 Gautier Ave, Killeen TX 76549

MLS #243780793 · Cloud Real Estate · Deborah Beene

3 bd·2 ba·1,296 sqft
507 Ali DR
Price CutEstimated by HomeLocating
$229,900

507 Ali DR, Killeen TX 76542

MLS #240263817 · Vylla Home · Billy Waddell

4 bd·2 ba·1,887 sqft
9619 Murandy DR
Assumable LoanEstimated by HomeLocating
$233,000

9619 Murandy DR, Killeen TX 76542

MLS #241082993 · All City Real Estate Ltd. Co · Bernaddette Watkins

3 bd·2 ba·1,415 sqft
2706 Haven DR
$158,500

2706 Haven DR, Killeen TX 76543

MLS #245604321 · Vylla Home · Billy Waddell

3 bd·2.5 ba·1,656 sqft
4404 Captain DR
$204,000

4404 Captain DR, Killeen TX 76549

MLS #245376818 · eXp Realty, LLC · Lucas Lu

3 bd·2 ba·1,558 sqft
401 Highridge CV
Fixer-UpperEstimated by HomeLocating
$159,000

401 Highridge CV, Killeen TX 76543

MLS #245159223 · Century 21 Randall Morris & As · Denise Galvez

3 bd·2 ba·1,670 sqft
3400 Claymore ST
$235,900

3400 Claymore ST, Killeen TX 76542

MLS #246050553 · Redbird Realty LLC · Teasia Cooper

3 bd·2 ba·1,695 sqft

About Homes Under $400K in Killeen, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 125 homes for sale under $400K in Killeen on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Killeen market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Killeen by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Killeen today.

Buying a Home Under $400K in Killeen

Shopping with a $400K ceiling in Killeen works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Because HomeLocating is operated by Walter Marin, REALTOR® with Compass, you can get help finding and buying a home under $400K in Killeen directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Killeen?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Killeen are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Killeen?

It depends on how $400K compares to the local market — the median list price for Killeen is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Killeen market?

The simplest gauge is the median list price shown above. If $400K is below the Killeen median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Killeen market.

Can HomeLocating help me buy a home under $400K in Killeen?

Yes. HomeLocating is operated by Walter Marin, REALTOR® with Compass, so you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.

Homes Under $400K in nearby cities

Homes Under $400K in Nolanville, TX →
605 N Main ST
$226,000

605 N Main ST, Nolanville TX 76559

MLS #246220122 · CB&A, Realtors · Jason Hamilton

5 bd·2 ba·2,060 sqft
Homes Under $400K in Harker Heights, TX →
220 W Mockingbird LN
$229,000

220 W Mockingbird LN, Harker Heights TX 76548

MLS #237140117 · Compass RE Texas, LLC · Alasha Bunton

4 bd·2 ba·1,851 sqft
200 Shawnee TRL
Price CutEstimated by HomeLocating
$239,000

200 Shawnee TRL, Harker Heights TX 76548

MLS #244219338 · Watters International Realty · Chris Watters

3 bd·2 ba·1,756 sqft
804 Doubles CT
Price CutEstimated by HomeLocating
$279,000

804 Doubles CT, Harker Heights TX 76548

MLS #245090310 · GableWay Realty · Lauren Miller

4 bd·2 ba·1,830 sqft
Homes Under $400K in Copperas Cove, TX →
403 N 1st ST
$99,000

403 N 1st ST, Copperas Cove TX 76522

MLS #245175165 · Allure Real Estate · Phil Nicolosi

2 bd·1 ba·792 sqft
710 Mickan ST
Fixer-UpperEstimated by HomeLocating
$115,000

710 Mickan ST, Copperas Cove TX 76522

MLS #244761036 · Compass RE Texas, LLC · Megan Hansen

3 bd·1 ba·1,008 sqft
709 S 11th ST
$124,000

709 S 11th ST, Copperas Cove TX 76522

MLS #246147369 · Century 21 Premier Realtors · Jr Herrings

3 bd·1 ba·1,433 sqft

New-home incentives & deals in Killeen

Builders in Killeen compete on incentives more than on sticker price. How new-home pricing, buydowns, and closeout deals work here:

Explore more