
404 Jackson River LOOP, Kyle TX 78640
MLS #247001764 · Compass RE Texas, LLC · Joshua Swan
Ask about this home's assumable rate & terms
This home may offer an assumable mortgage — a chance to take over the seller's existing loan, sometimes at a rate below today's. Contact us today and we'll confirm the exact rate, remaining balance, and whether it can be assumed at all with the seller's lender. Our services are free, no cost to buyers.
HomeLocating is not a lender. Assumability and terms — including whether the loan can be assumed at all — are confirmed with the seller's lender; lender qualification applies.
About this home
$595,000 + $7,500 seller credit with acceptable offer, usable toward closing costs or rate buydown subject to lender approval! ASSUMABLE RATE at 4.99%!! You also skip lender closing costs if you go this route Why build new when you can have better & without the wait? Welcome to The Surrey, a truly exceptional home that offers the best of both worlds: The peace of mind of a nearly brand-new home, paired with the elevated finishes & thoughtful design you'd expect from a model home. Completed just months ago, this single-story residence has been meticulously designed w/ upgrades and designer selections already in place so you can skip the construction timeline, upgrade decisions (& costs!) and builder process and simply move in. Soaring 16.5-foot ceilings and dramatic 10-foot sliding glass doors fill the open living spaces w/ natural light, creating an impressive sense of scale while seamlessly connecting the kitchen, dining & living areas to the covered patio. The kitchen is designed to be both beautiful & functional, w/ a statement island, premium finishes & abundant storage, while custom built-ins add an elevated, finished feel throughout the main living space. The thoughtfully designed floor plan offers four spacious bedrooms, each w/ ensuite bath access, a private office & a generous entertainment room. The secluded primary suite feels like a retreat, complete with an oversized shower, dual vanities and an expansive walk-in closet. Then there's the financial advantage: $595,000 + $7,500 seller credit w/ acceptable offer, usable toward closing costs or rate buydown subject to lender approval! OR An assumable mortgage at an attractive 4.99% interest rate may be available to qualified buyers. In a market where buying new often means waiting, upgrading & paying more to get the look you want, this home offers a rare opportunity to have it all: brand-new construction, elevated finishes, immediate availability and a potentially significant financing advantage.
Property details
- Property type
- Residential · SingleFamilyResidence
- Status
- Active
- Year built
- 2025
- Full baths
- 4
- Half baths
- 1
- Lot size
- 55X156
- Subdivision
- 6 Creeks at Waterridge 55s
- MLS area
- HH
- MLS #
- 247001764
Features
Interior features
- Built-in Features
- Ceiling Fan(s)
- Cathedral Ceiling(s)
- Double Vanity
- Entrance Foyer
- In-Law Floorplan
- Kitchen Island
- Recessed Lighting
- Primary Bedroom on Main
- Open Floorplan
- Walk-In Closet(s)
- Smart Thermostat
- Storage
- Wired for Data
- Electric Dryer Hookup
- Multiple Living Areas
- Washer Hookup
- Study/Home Office
Exterior features
- Private Yard
Additional details
- Parking
- Attached, Garage Door Opener, Garage Faces Front, Oversized
- Garage spaces
- 2.5
- Roof
- Composition
- Foundation
- Slab
- HOA
- $800 / annually
- Annual tax
- $1,739
Location
View Street ViewLoading map…
Schools
Assigned schools per the MLS.
- School district
- HaysCONSISD
- Elementary
- Jim Cullen
- Middle
- R C Barton
- High
- Jack C Hays
Comparable homes near 404 Jackson River LOOP
Similar homes currently for sale nearby, ranked by distance.






Getting around
- Downtown Austin
- 20.8 mi
- Austin-Bergstrom Airport
- 19.8 mi
Straight-line distance, not drive time.
Market insights
Compared with 1,068 active homes in ZIP 78640 · HomeLocating listings
At $595,000, this home is priced 86% above the $319,805.5 median across 1,068 active homes in ZIP 78640, including other homes in 6 Creeks.
Estimated monthly payment
Home price
$595,000
Down payment
20% ($119,000)
Loan details
30-yr fixed, 6.50%
Free & no obligation — we'll connect you with a trusted lender.
Estimate only, not a lending offer or MLS data. Taxes, insurance, and HOA figures are estimated (see ⓘ above for detail); contact a lender to confirm your exact rate and payment.
See this home in person
Interested in this home?
Ask a question or schedule a tour — we’ll follow up within 24 hours.
Listing courtesy of Compass RE Texas, LLC · Joshua Swan
Listing data last updated Oct 2, 2026, 11:46 PM
Information is deemed reliable but not guaranteed and should be independently verified. Listing information is provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 HomeLocating.com.