404 Jackson River LOOP, Kyle, TX — photo 1
Assumable LoanEstimated by HomeLocating
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$595,000
4 beds4.5 baths2,593 sqft

404 Jackson River LOOP, Kyle TX 78640

MLS #247001764 · Compass RE Texas, LLC · Joshua Swan

Residential
Built in 2025
55,156 sqft Lot
$229/sqft
HOA $800 / annually

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This home may offer an assumable mortgage — a chance to take over the seller's existing loan, sometimes at a rate below today's. Contact us today and we'll confirm the exact rate, remaining balance, and whether it can be assumed at all with the seller's lender. Our services are free, no cost to buyers.

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About this home

$595,000 + $7,500 seller credit with acceptable offer, usable toward closing costs or rate buydown subject to lender approval! ASSUMABLE RATE at 4.99%!! You also skip lender closing costs if you go this route Why build new when you can have better & without the wait? Welcome to The Surrey, a truly exceptional home that offers the best of both worlds: The peace of mind of a nearly brand-new home, paired with the elevated finishes & thoughtful design you'd expect from a model home. Completed just months ago, this single-story residence has been meticulously designed w/ upgrades and designer selections already in place so you can skip the construction timeline, upgrade decisions (& costs!) and builder process and simply move in. Soaring 16.5-foot ceilings and dramatic 10-foot sliding glass doors fill the open living spaces w/ natural light, creating an impressive sense of scale while seamlessly connecting the kitchen, dining & living areas to the covered patio. The kitchen is designed to be both beautiful & functional, w/ a statement island, premium finishes & abundant storage, while custom built-ins add an elevated, finished feel throughout the main living space. The thoughtfully designed floor plan offers four spacious bedrooms, each w/ ensuite bath access, a private office & a generous entertainment room. The secluded primary suite feels like a retreat, complete with an oversized shower, dual vanities and an expansive walk-in closet. Then there's the financial advantage: $595,000 + $7,500 seller credit w/ acceptable offer, usable toward closing costs or rate buydown subject to lender approval! OR An assumable mortgage at an attractive 4.99% interest rate may be available to qualified buyers. In a market where buying new often means waiting, upgrading & paying more to get the look you want, this home offers a rare opportunity to have it all: brand-new construction, elevated finishes, immediate availability and a potentially significant financing advantage.

Property details

Property type
Residential · SingleFamilyResidence
Status
Active
Year built
2025
Full baths
4
Half baths
1
Lot size
55X156
MLS area
HH
MLS #
247001764

Features

Interior features

  • Built-in Features
  • Ceiling Fan(s)
  • Cathedral Ceiling(s)
  • Double Vanity
  • Entrance Foyer
  • In-Law Floorplan
  • Kitchen Island
  • Recessed Lighting
  • Primary Bedroom on Main
  • Open Floorplan
  • Walk-In Closet(s)
  • Smart Thermostat
  • Storage
  • Wired for Data
  • Electric Dryer Hookup
  • Multiple Living Areas
  • Washer Hookup
  • Study/Home Office

Exterior features

  • Private Yard

Additional details

Parking
Attached, Garage Door Opener, Garage Faces Front, Oversized
Garage spaces
2.5
Roof
Composition
Foundation
Slab
HOA
$800 / annually
Annual tax
$1,739

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Schools

Assigned schools per the MLS.

School district
HaysCONSISD
Elementary
Jim Cullen
Middle
R C Barton
High
Jack C Hays

See Hays CISD schools & boundaries →

Comparable homes near 404 Jackson River LOOP

Similar homes currently for sale nearby, ranked by distance.

Getting around

Downtown Austin
20.8 mi
Austin-Bergstrom Airport
19.8 mi

Straight-line distance, not drive time.

Market insights

Compared with 1,068 active homes in ZIP 78640 · HomeLocating listings

Area median price
$319,805.5
This home vs. median
86% above
Homes with a price cut
56%

At $595,000, this home is priced 86% above the $319,805.5 median across 1,068 active homes in ZIP 78640, including other homes in 6 Creeks.

Estimated monthly payment

$3,469/mo
Principal & interest$3,009/mo
Property taxes
Home insurance (est.)
HOA dues

Home price

$595,000

Down payment

20% ($119,000)

Loan details

30-yr fixed, 6.50%

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Estimate only, not a lending offer or MLS data. Taxes, insurance, and HOA figures are estimated (see ⓘ above for detail); contact a lender to confirm your exact rate and payment.

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Listing courtesy of Compass RE Texas, LLC · Joshua Swan

Listing data last updated Oct 2, 2026, 11:46 PM

Information is deemed reliable but not guaranteed and should be independently verified. Listing information is provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 HomeLocating.com.

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