Homes Under $400K in Kyle, TX

420 active homes under $400k in Kyle, TX · The median list price in Kyle is $325,000.

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Motivated Seller

$212,500

169 Harrison XING #A, Kyle TX 78640

MLS #242886225 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,330 sqft

Motivated Seller

$319,000

331 Windswept WAY, Kyle TX 78640

MLS #243979059 · Compass RE Texas, LLC · Holly Morris

3 bd·2 ba·1,975 sqft

Motivated Seller

$335,000

179 Knots LNDG, Kyle TX 78640

MLS #241194260 · Real Broker, LLC · Liza Brazzil

4 bd·3 ba·2,218 sqft

Motivated Seller

$195,000

231 Harrison XING #A, Kyle TX 78640

MLS #242886159 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,093 sqft

Price Cut

$249,500

1618 Woodlands DR, Kyle TX 78640

MLS #243018713 · Coldwell Banker D'Ann Harper · Mary Evans

3 bd·2 ba·1,421 sqft

Motivated Seller

$350,000

684 Billowing WAY, Kyle TX 78640

MLS #244212152 · Central Metro Realty · Jason Sousa

4 bd·3 ba·2,615 sqft

$325,000

195 White Horses DR, Kyle TX 78640

MLS #244219324 · Bramlett Partners · Vikki Davis

3 bd·2.5 ba·1,948 sqft

Motivated Seller

$299,900

240 Simon, Kyle TX 78640

MLS #244127840 · Bramlett Partners · Jeremy Vandermause

3 bd·2.5 ba·1,795 sqft

Motivated Seller

$294,000

484 Spider Lily DR, Kyle TX 78640

MLS #243569136 · LPT Realty LLC - Ascend Group · Beth Martin

3 bd·2.5 ba·1,753 sqft

Motivated Seller

$290,000

1130 Rustler PASS, Kyle TX 78640

MLS #236833030 · Domain Realty, LLC · Geovanna Sanchez

2 bd·2 ba·924 sqft

New Construction

$241,999

245 Pink Footed PASS, Kyle TX 78640

MLS #241885076 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,707 sqft

Quick Move-In

Motivated Seller

$325,000

558 Nautical LOOP, Kyle TX 78640

MLS #242724766 · Central Real Estate Group · Jennifer Mueller

4 bd·2.5 ba·2,281 sqft

Motivated Seller

$260,000

202 Hess DR, Kyle TX 78640

MLS #244163093 · Realty One Group Prosper · Karlyn Ellis

3 bd·2 ba·1,516 sqft

Motivated Seller

$210,000

14 Summer Sun CV, Kyle TX 78640

MLS #237033981 · Keller Williams Realty · Maria Vargas

3 bd·2 ba·840 sqft

Motivated Seller

$249,900

201 Elmer CV, Kyle TX 78640

MLS #241506026 · Realty One Group Prosper · Amanda Rickman

3 bd·2 ba·1,364 sqft

Motivated Seller

$290,000

226 Coralbean DR, Kyle TX 78640

MLS #241893531 · eXp Realty LLC · Dawn Lawrence

4 bd·3 ba·2,364 sqft

$330,000

141 Hess DR, Kyle TX 78640

MLS #240895301 · All City Real Estate Ltd. Co · Karina Vazquez

4 bd·2.5 ba·2,633 sqft

Motivated SellerNew Construction

$307,999

249 Seabreeze ST, Kyle TX 78640

MLS #242738038 · Keller Williams City-View · Christopher Marti

4 bd·3 ba·2,207 sqft

Quick Move-In

Motivated Seller

$339,000

303 Cold River RUN, Kyle TX 78640

MLS #243726625 · Keller Williams Realty · Erin Bara

3 bd·2 ba·1,673 sqft

$329,000

204 Backstays LOOP, Kyle TX 78640

MLS #244161287 · Redfin Corporation · Cliff Landers

4 bd·2 ba·1,701 sqft

Motivated Seller

$195,000

100 Cattle BND, Kyle TX 78640

MLS #241239468 · Kifer Sparks Agency, LLC · Elisa Avalos

4 bd·2 ba·1,792 sqft

Motivated Seller

$354,900

112 Pauline CV, Kyle TX 78640

MLS #242246196 · RE/MAX Bastrop Area · Steve Darilek

4 bd·3 ba·2,694 sqft

Motivated Seller

$239,900

140 Pecanwood S, Kyle TX 78640

MLS #243990457 · Century 21 Randall Morris & As · Andy Gallegos

5 bd·3 ba·2,915 sqft

Price Cut

$200,000

263 Railyard DR, Kyle TX 78640

MLS #244488887 · Keller Williams Realty · Maria Vargas

3 bd·2 ba·1,344 sqft

About Homes Under $400K in Kyle, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 420 homes for sale under $400K in Kyle on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Kyle market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Kyle by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Kyle today.

Buying a Home Under $400K in Kyle

Shopping with a $400K ceiling in Kyle works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Kyle directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Kyle?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Kyle are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Kyle?

It depends on how $400K compares to the local market — the median list price for Kyle is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Kyle market?

The simplest gauge is the median list price shown above. If $400K is below the Kyle median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Kyle market.

Can HomeLocating help me buy a home under $400K in Kyle?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.