Homes Under $400K in Kyle, TX

420 active homes under $400k in Kyle, TX · The median list price in Kyle is $325,000.

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$370,000

338 Spring Branch LOOP, Kyle TX 78640

MLS #242730915 · Teifke Real Estate · Tj McNeil

4 bd·2.5 ba·2,540 sqft

Price Cut

$279,999

113 Screech Owl DR, Kyle TX 78640

MLS #244620456 · Realty One Group Prosper · Matt Merket

3 bd·2 ba·1,562 sqft

Motivated Seller

$314,500

143 Balmorehea ST, Kyle TX 78640

MLS #242921074 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,680 sqft

$359,999

221 Banff DR, Kyle TX 78640

MLS #244636948 · Compass RE Texas, LLC · Kristin Allan

4 bd·3 ba·2,115 sqft

$289,999

344 Coronado LN, Kyle TX 78640

MLS #244743628 · Realty of America, LLC · Gisselle Alvarado-Martinez

4 bd·3 ba·2,128 sqft

Motivated Seller

$279,000

124 Greenbelt Reservoir PASS, Kyle TX 78640

MLS #238550853 · JBGoodwin REALTORS WL · Heidi Trevithick

3 bd·2.5 ba·1,701 sqft

Motivated Seller

$334,900

288 Caddo BND, Kyle TX 78640

MLS #244011935 · Homecity Real Estate · Judy Smith

4 bd·3 ba·2,501 sqft

Motivated SellerNew Construction

$294,170

2671 Winding Creek RD, Kyle TX 78640

MLS #219587414 · New Home Now · Daniel Wilson

3 bd·2 ba·1,551 sqft

Quick Move-In

Motivated SellerNew Construction

$335,605

282 Denali DR, Kyle TX 78640

MLS #235389541 · CastleRock Realty, LLC · Ashley Yoder

2 bd·2 ba·1,772 sqft

Quick Move-In

Motivated Seller

$275,000

181 Cushman DR, Kyle TX 78640

MLS #241525585 · Keller Williams Realty · Wendy Papasan

4 bd·2.5 ba·2,506 sqft

Motivated Seller

$240,000

380 Kenai DR, Kyle TX 78640

MLS #242176293 · CastleRock Realty, LLC · Gabriela Cortesia

3 bd·2 ba·1,157 sqft

$335,640

372 Kenai DR, Kyle TX 78640

MLS #242176321 · CastleRock Realty, LLC · Gabriela Cortesia

3 bd·2.5 ba·2,163 sqft

Motivated Seller

$338,000

224 Backstays LOOP, Kyle TX 78640

MLS #241893529 · TexCen Realty · Stefani Murrie

4 bd·2.5 ba·2,072 sqft

Motivated Seller

$336,990

331 Romans RD, Kyle TX 78640

MLS #242882006 · First Texas Brokerage Company · Kathryn Stredwick

3 bd·2.5 ba·2,389 sqft

Motivated Seller

$299,500

790 Arnold LOOP, Kyle TX 78640

MLS #238593402 · eXp Realty, LLC · Knolly Williams

4 bd·3 ba·2,249 sqft

Motivated Seller

$249,900

132 Mansfield Lake TRL, Kyle TX 78640

MLS #241656558 · Keller Williams Realty · Wendy Papasan

3 bd·2 ba·1,658 sqft

Motivated Seller

$399,999

136 Tailwind DR, Kyle TX 78640

MLS #243283155 · Brodsky Properties · Britt Heffernan

5 bd·3 ba·2,822 sqft

Motivated Seller

$350,000

368 Banff DR, Kyle TX 78640

MLS #239955940 · Spyglass Realty · Jason Soto

4 bd·3 ba·2,232 sqft

Motivated SellerNew Construction

$285,999

183 Seabreeze ST, Kyle TX 78640

MLS #244784497 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·2,060 sqft

Quick Move-In

Motivated Seller

$269,900

448 Nottingham LOOP, Kyle TX 78640

MLS #242102005 · La Casa Realty Group · Jaime Elizalde

3 bd·2 ba·1,376 sqft

Motivated Seller

$197,900

258 Quail Ridge DR, Kyle TX 78640

MLS #242254063 · Realty One Group Prosper · Joseph Cardona

2 bd·2 ba·1,216 sqft

Motivated SellerNew Construction

$399,900

266 Reef Band DR, Kyle TX 78640

MLS #244225098 · Perry Homes Realty, LLC · Lee Jones

4 bd·3.5 ba·2,379 sqft

Quick Move-In

Price CutNew Construction

$283,490

284 Palestine TRL, Kyle TX 78640

MLS #244806161 · D.R. Horton, AMERICA'S Builder · Dave Clinton

4 bd·2 ba·1,470 sqft

Quick Move-In

$257,000

1421 Breanna LN, Kyle TX 78640

MLS #244813885 · Vince Realty · Heather Wood

4 bd·2 ba·1,575 sqft

About Homes Under $400K in Kyle, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 420 homes for sale under $400K in Kyle on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Kyle market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Kyle by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Kyle today.

Buying a Home Under $400K in Kyle

Shopping with a $400K ceiling in Kyle works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Kyle directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Kyle?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Kyle are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Kyle?

It depends on how $400K compares to the local market — the median list price for Kyle is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Kyle market?

The simplest gauge is the median list price shown above. If $400K is below the Kyle median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Kyle market.

Can HomeLocating help me buy a home under $400K in Kyle?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.