20406 WHITEROCK DR — photo 1
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$509,000
4 beds2 baths1,925 sqft

20406 WHITEROCK DR, Lago Vista TX 78645

Residential
Built in 1999
0.26 Acres Lot
$264/sqft
HOA $220 / annually

MLS #246385062 · Starlit Properties · Jacki Duncan

About this home

$10,000 Buyer Allowance + 2 Parcels Included! Enjoy the Lake Travis lifestyle from this spacious single-story stone home in desirable Lago Vista. Elevated for pleasant Hill Country, lake and golf course views, this well kept 4-bedroom, 2-bath home features generous room sizes, great closets and recent major improvements including roof, HVAC and grinder pump. The inviting family room showcases a vaulted, beamed ceiling and stone fireplace, while the light-filled kitchen offers a center island and two dining areas. The formal dining room also works beautifully as a home office or flex space. Outdoor living is exceptional with expansive covered and uncovered patios, including a massive covered back patio ideal for morning coffee, entertaining or watching the sunset. As a Dark Sky community, Lago Vista offers wonderful stargazing, plus Fourth of July fireworks visible from the deck. For those who love recreation, the side-entry garage and oversized additional parking area provide plenty of space for a boat, RV, truck and other recreational vehicles. The included approximately .30-acre view-protection parcel adds privacy and helps preserve the open views and setting behind the home. Beyond your doorstep, Lago Vista offers easy access to Lake Travis for boating, fishing, swimming and water recreation, plus parks, trails, golf, sports facilities, restaurants and shopping. Served by Lago Vista ISD and surrounded by the natural beauty of the Texas Hill Country, this is a place where you can slow down, get outside and truly enjoy the Lake Travis lifestyle—while still being within convenient reach of Austin. A rare opportunity to enjoy space, privacy, recreation and beautiful Hill Country surroundings, all in one exceptional property.

Property details

Property type
Residential · SingleFamilyResidence
Status
Active
Year built
1999
Full baths
2
Lot size
0.2632
Subdivision
Lago Vista Country Club Estate
MLS area
LN
MLS #
246385062

Features

Interior features

  • Breakfast Bar
  • Ceiling Fan(s)
  • Beamed Ceilings
  • Tray Ceiling(s)
  • Vaulted Ceiling(s)
  • Chandelier
  • Tile Counters
  • Crown Molding
  • Double Vanity
  • Entrance Foyer
  • French Doors
  • In-Law Floorplan
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Recessed Lighting
  • Soaking Tub

Exterior features

  • Gutters Partial
  • Private Entrance
  • Private Yard

Additional details

Parking
Additional Parking, Attached, Concrete, Driveway, Garage
Garage spaces
2
Roof
Shingle
Foundation
Slab
HOA
$220 / annually
Annual tax
$7,710

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Schools

Assigned schools per the MLS.

School district
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Market insights

Compared with 467 active homes in ZIP 78645 · HomeLocating listings

Area median price
$489,000
This home vs. median
4% above
Homes with a price cut
38%

Estimated monthly payment

Our estimate — not a quote or MLS data. Adjust the assumptions below; actual costs vary by lender, credit, and exact tax/insurance.

$3,447/mo est.
Principal & interest ($407,200 loan, 30-yr)$2,574/mo
Property tax$643/mo
Homeowners insurance (est.)$212/mo
HOA dues$18/mo

Property tax uses this home's reported annual tax ($7,710/yr). Insurance is a rough estimate. Not a lending offer; contact a lender for exact figures.

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Listing courtesy of Starlit Properties · Jacki Duncan

Listing data last updated Sep 6, 2026, 11:46 PM

Information is deemed reliable but not guaranteed and should be independently verified. Listing information is provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 HomeLocating.com.

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