20406 WHITEROCK DR, Lago Vista, TX — photo 1
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$499,900
4 beds2 baths1,925 sqft

20406 WHITEROCK DR, Lago Vista, TX 78645

MLS #246385062 · Starlit Properties · Jacki Duncan

Residential
Built in 1999
0.53 Acres Lot
$260/sqft
HOA $240 / annually

About this home

2 Parcels Included! Enjoy the Lake Travis lifestyle from this spacious single-story stone home in desirable Lago Vista. Elevated for pleasant Hill Country, lake and golf course views, this well kept 4-bedroom, 2-bath home features generous room sizes, great closets and recent major improvements including roof, HVAC and grinder pump. The inviting family room showcases a vaulted, beamed ceiling and stone fireplace, while the light-filled kitchen offers a center island and two dining areas. The formal dining room also works beautifully as a home office or flex space. Outdoor living is exceptional with expansive covered and uncovered patios, including a massive covered back patio ideal for morning coffee, entertaining or watching the sunset. As a Dark Sky community, Lago Vista offers wonderful stargazing, plus Fourth of July fireworks visible from the deck. For those who love recreation, the side-entry garage and oversized additional parking area provide plenty of space for a boat, RV, truck and other recreational vehicles. The included .27-acre view-protection parcel adds privacy and helps preserve the open views and setting behind the home. There is a separate POA fee for the additional lot ($240/year). Beyond your doorstep, Lago Vista offers easy access to Lake Travis for boating, fishing, swimming and water recreation, plus parks, trails, golf, sports facilities, restaurants and shopping. Served by Lago Vista ISD and surrounded by the natural beauty of the Texas Hill Country, this is a place where you can slow down, get outside and truly enjoy the Lake Travis lifestyle—while still being within convenient reach of Austin. A rare opportunity to enjoy space, privacy, recreation and beautiful Hill Country surroundings, all in one exceptional property.

Property details

Property type
Residential · SingleFamilyResidence
Status
Active
Year built
1999
Full baths
2
Lot size
0.53
MLS area
LN
MLS #
246385062

Features

Interior features

  • Breakfast Bar
  • Ceiling Fan(s)
  • Beamed Ceilings
  • Tray Ceiling(s)
  • Vaulted Ceiling(s)
  • Chandelier
  • Tile Counters
  • Crown Molding
  • Double Vanity
  • Entrance Foyer
  • French Doors
  • In-Law Floorplan
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Recessed Lighting
  • Soaking Tub

Exterior features

  • Gutters Partial
  • Private Entrance
  • Private Yard

Additional details

Parking
Additional Parking, Attached, Concrete, Driveway, Garage
Garage spaces
2
Roof
Shingle
Foundation
Slab
HOA
$240 / annually
Annual tax
$7,710

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Schools

Assigned schools per the MLS.

School district
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

See Lago Vista ISD schools & boundaries →

Comparable homes near 20406 WHITEROCK DR

Similar homes currently for sale nearby, ranked by distance.

Getting around

Downtown Austin
19.1 mi
Austin-Bergstrom Airport
25.7 mi

Straight-line distance, not drive time.

Market insights

Compared with 562 active homes in ZIP 78645 · HomeLocating listings

Area median price
$482,500
This home vs. median
4% above
Homes with a price cut
45%

At $499,900, this home is priced 4% above the $482,500 median across 562 active homes in ZIP 78645, including other homes in Lago Vista Country Club Estate.

Estimated monthly payment

$3,399/mo
Principal & interest$2,528/mo
Property taxes
Home insurance (est.)
HOA dues

Home price

$499,900

Down payment

20% ($99,980)

Loan details

30-yr fixed, 6.50%

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Listing courtesy of Starlit Properties · Jacki Duncan

Listing data last updated Oct 2, 2026, 11:46 PM

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