This home is no longer an active listing on the MLS. It may have sold, been withdrawn, or had its listing expire — we don’t have confirmed sold data, so we won’t guess. The price below is the last listed price, kept for reference only.
21520 Paine Ave, Lago Vista TX 78645
MLS #232967584 · eXp Realty, LLC · Emily Dieckmann
About this home
**IF UNDER CONTRACT BY 6/30/26, RECEIVE A 1% RATE REDUCTION ON 1st YEAR, WITH SELLER'S LENDER** Situated on a quiet street in the desirable Highland Lake Estates, this four-bedroom home is set on a double lot, totaling 0.441 acres! Specific to this neighborhood, underground utilities allow an uninterrupted view of the enviable natural surroundings for which this lake community is celebrated. The exterior is thoughtfully constructed with three sides masonry, and inviting, mature oak trees accentuate the home. A sprawling covered deck allows for year-round living and entertaining. Featuring two separate living spaces, two dining areas and a cozy, wood burning fireplace, it’s perfect for family living. Natural light pours in through skylights in both the kitchen and the primary bath, creating a bright and inviting atmosphere. A NEW ROOF, and other practical upgrades include a front yard sprinkler system, a fully fenced backyard and the added privacy of a large, level lot. Whether you’re enjoying the serene neighborhood setting or taking advantage of the relaxed lake lifestyle, this home offers the perfect blend of comfort and community. Owning this property includes membership to the Lago Vista POA, allowing exclusive access to 9 private waterfront parks, basketball court, boat ramps, campground, disc golf course, fishing well, fitness center, hiking trail, marinas, parks, pavilions, pool, tennis courts, pickle ball courts, playgrounds and more!
Property details
- Property type
- Residential · SingleFamilyResidence
- Status
- Active
- Year built
- 1995
- Full baths
- 2
- Lot size
- 0.441
- Subdivision
- Highland Lake Estates Sec 21
- MLS area
- LN
- MLS #
- 232967584
Features
Interior features
- Breakfast Bar
- Ceiling Fan(s)
- Tray Ceiling(s)
- Chandelier
- Corain Counters
- Laminate Counters
- Double Vanity
- Multiple Dining Areas
- Multiple Living Areas
- No Interior Steps
- Open Floorplan
- Pantry
- Primary Bedroom on Main
- Walk-In Closet(s)
Exterior features
- Exterior Steps
Additional details
- Parking
- Attached, Garage
- Garage spaces
- 2
- Roof
- Composition, Shingle
- Foundation
- Slab
- HOA
- $240 / annually
- Annual tax
- $8,167
Location
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Schools
Assigned schools per the MLS.
- School district
- Lago Vista ISD
- Elementary
- Lago Vista
- Middle
- Lago Vista
- High
- Lago Vista
Market insights
Compared with 526 active homes in ZIP 78645 · HomeLocating listings
At $451,000, this home is priced 8% below the $489,925 median across 526 active homes in ZIP 78645, including other homes in Highland Lake Estates.
Estimated monthly payment
Home price
$451,000
Down payment
20% ($90,200)
Loan details
30-yr fixed, 6.50%
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Estimate only, not a lending offer or MLS data. Taxes, insurance, and HOA figures are estimated (see ⓘ above for detail); contact a lender to confirm your exact rate and payment.
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Listing courtesy of eXp Realty, LLC · Emily Dieckmann
Listing data last updated Sep 2, 2026, 1:16 PM
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