21825 Surrey LN, Lago Vista, TX — photo 1
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This home is under contract and no longer accepting offers. The price below is the last listed price, kept for reference only — if the deal falls through it may return to the market.

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Last listed price
$399,900
4 beds2 baths1,944 sqft

21825 Surrey LN, Lago Vista TX 78645

MLS #240854882 · eXp Realty, LLC · Emily Dieckmann

Residential
Built in 2007
0.28 Acres Lot
$206/sqft
HOA $240 / annually

About this home

*Cul-de-sac privacy* Greenbelt behind*POA lake and park access Tucked away in a cul-de-sac, this charming home offers the perfect blend of privacy, comfort, and scenic beauty. Backing to a serene greenbelt, you’ll enjoy added seclusion right in your own backyard. The entire interior was freshly painted in April 2026, offering a bright, clean, and move-in-ready home! Abundant windows fill the home with natural light, while soaring ceilings create an open and spacious atmosphere. The striking two-story natural stone fireplace serves as a stunning focal point, enhancing the living room while creating a warm and inviting space to gather. With 4 bedrooms and a versatile upstairs loft—ideal for a second living area, home office, or playroom, there is plenty of living space for a large family. Relax or entertain outside on the expansive backyard deck, while taking in beautiful hill country views. Whether you're enjoying your morning coffee or hosting guests, this outdoor space is a true highlight. With its prime location, thoughtful layout, and inviting atmosphere, this home is a fantastic opportunity to experience the best of lake style living. Owning this property includes membership to the Lago Vista POA, allowing exclusive access to 9 private waterfront parks, basketball court, boat ramps, campground, disc golf course, fishing well, fitness center, hiking trail, marinas, parks, pavilions, pool, tennis courts, pickle ball courts, playgrounds and more! **Washer, dryer and refrigerator are negotiable items.**

Property details

Property type
Residential · SingleFamilyResidence
Status
Active
Year built
2007
Full baths
2
Lot size
0.2842
Subdivision
Bar-K Ranches 08
MLS area
LN
MLS #
240854882

Features

Interior features

  • High Ceilings
  • Granite Counters
  • French Doors
  • Interior Steps
  • Kitchen Island
  • Multiple Living Areas
  • Open Floorplan
  • Pantry
  • Primary Bedroom on Main
  • Study/Home Office
  • Walk-In Closet(s)

Exterior features

  • Exterior Steps
  • Private Yard

Additional details

Parking
Attached, Garage, Garage Door Opener, Garage Faces Side
Garage spaces
2
Roof
Composition
Foundation
Slab
HOA
$240 / annually
Annual tax
$9,055

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Schools

Assigned schools per the MLS.

School district
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

See Lago Vista ISD schools & boundaries →

Market insights

Compared with 526 active homes in ZIP 78645 · HomeLocating listings

Area median price
$489,925
This home vs. median
18% below
Homes with a price cut
42%

At $399,900, this home is priced 18% below the $489,925 median across 526 active homes in ZIP 78645.

Estimated monthly payment

$2,964/mo
Principal & interest$2,022/mo
Property taxes
Home insurance (est.)
HOA dues

Home price

$399,900

Down payment

20% ($79,980)

Loan details

30-yr fixed, 6.50%

Free & no obligation — we'll connect you with a trusted lender.

Estimate only, not a lending offer or MLS data. Taxes, insurance, and HOA figures are estimated (see ⓘ above for detail); contact a lender to confirm your exact rate and payment.

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Listing courtesy of eXp Realty, LLC · Emily Dieckmann

Listing data last updated Aug 27, 2026, 11:46 PM

Information is deemed reliable but not guaranteed and should be independently verified. Listing information is provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 HomeLocating.com.

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