3405 Congress Ave, Lago Vista, TX — photo 1
1 / 33
View virtual tour
$675,000
4 beds2.5 baths2,585 sqft

3405 Congress Ave, Lago Vista TX 78645

MLS #247267005 · Orchard Brokerage · Sunny Scofield

Residential
Built in 2022
0.22 Acres Lot
$261/sqft
HOA $240 / annually

About this home

Welcome home to 3405 Congress! Featuring a dramatic floating staircase, expansive windows, striking atrium, rooftop deck, two wine/beverage refrigerators, loft, four bedrooms, and a downstairs flex room, this distinctive home offers exceptional design and indoor-outdoor living. The open kitchen features upgraded leathered countertops, a walk-in pantry, and butler’s pantry. It flows into the great room with fireplace and connects to a downstairs flex room ideal for dining, an office, or additional living space. The atrium offers a unique retreat with possibilities for a wine room, sitting area, or quiet escape. The primary suite includes dual vanities, soaking tub, and spacious walk-in closet with direct laundry access. Upstairs are three additional bedrooms, loft with wet bar including glass-front cabinetry and beverage refrigerator. The rooftop deck above the garage is ideal for entertaining and enjoying sunset views, while the covered patio with fireplace and stained wood ceiling extends the living space outdoors. Just minutes from the nearest boat dock and a short drive to Austin, this home offers a unique combination of architectural style, versatile spaces, and convenient Lake Travis living. Lago Vista Property Owners Association (LVPOA) membership provides eligible owners access to exclusive private amenities including waterfront parks, lake access, pools, tennis and pickleball courts, fitness facilities, campgrounds, boat ramps, marinas and docks, playgrounds, sports fields, and recreational areas throughout Lago Vista. Also, Lago Vista Golf Course is a full service 18 hole golf course right in your neighborhood. A discounted rate and no lender fee future refinancing may be available for qualified buyers purchasing this home and using an affiliate of Orchard Brokerage, LLC. Restrictions apply; consult the Listing Agent for details. Buyer and buyer's agent should verify all listing information, including schools, taxes, HOA, room dimensions and square footage

Property details

Property type
Residential · SingleFamilyResidence
Status
Active
Year built
2022
Full baths
2
Half baths
1
Lot size
0.224
MLS area
LN
MLS #
247267005

Features

Interior features

  • Bar
  • Breakfast Bar
  • Built-in Features
  • Ceiling Fan(s)
  • Tray Ceiling(s)
  • Chandelier
  • Granite Counters
  • Stone Counters
  • Double Vanity
  • French Doors
  • Interior Steps
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Primary Bedroom on Main
  • Recessed Lighting
  • Soaking Tub
  • Walk-In Closet(s)
  • Wet Bar

Exterior features

  • Balcony
  • Gutters Full
  • Private Entrance
  • Private Yard

Additional details

Parking
Attached, Concrete, Driveway, Garage
Garage spaces
2
Roof
Composition, Shingle
Foundation
Slab
HOA
$240 / annually
Annual tax
$9,034

Loading map…

Schools

Assigned schools per the MLS.

School district
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

See Lago Vista ISD schools & boundaries →

Comparable homes near 3405 Congress Ave

Similar homes currently for sale nearby, ranked by distance.

Getting around

Downtown Austin
18.6 mi
Austin-Bergstrom Airport
25.2 mi

Straight-line distance, not drive time.

Market insights

Compared with 521 active homes in ZIP 78645 · HomeLocating listings

Area median price
$489,000
This home vs. median
38% above
Homes with a price cut
42%

At $675,000, this home is priced 38% above the $489,000 median across 521 active homes in ZIP 78645, including other homes in Highland Lake Estates.

Estimated monthly payment

$4,467/mo
Principal & interest$3,413/mo
Property taxes
Home insurance (est.)
HOA dues

Home price

$675,000

Down payment

20% ($135,000)

Loan details

30-yr fixed, 6.50%

Free & no obligation — we'll connect you with a trusted lender.

Estimate only, not a lending offer or MLS data. Taxes, insurance, and HOA figures are estimated (see ⓘ above for detail); contact a lender to confirm your exact rate and payment.

See this home in person

Request a tour

We confirm your time and reach out fast.

By providing your phone number, you agree to receive calls and text messages from Quality Property Group Inc regarding your inquiry and related property information. Consent is not a condition of purchase. Message frequency varies. Message & data rates may apply. Reply STOP to unsubscribe, HELP for help. Privacy Policy · Terms of Service

Prefer to talk? Call or text (512) 877-8688

Interested in this home?

Ask a question or schedule a tour — we’ll follow up within 24 hours.

By providing your phone number, you agree to receive calls and text messages from Quality Property Group Inc regarding your inquiry and related property information. Consent is not a condition of purchase. Message frequency varies. Message & data rates may apply. Reply STOP to unsubscribe, HELP for help. Privacy Policy · Terms of Service

By submitting, you agree to be contacted by HomeLocating. No spam, ever.

Listing courtesy of Orchard Brokerage · Sunny Scofield

Listing data last updated Oct 2, 2026, 11:46 PM

Information is deemed reliable but not guaranteed and should be independently verified. Listing information is provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 HomeLocating.com.

Keep exploring

Call Now