7312 White Oak DR — photo 1
Price CutEstimated by HomeLocating
1 / 40
$410,000
3 beds2 baths1,845 sqft

7312 White Oak DR, Lago Vista TX 78645

Residential
Built in 2005
0.36 Acres Lot
$222/sqft
HOA $240 / annually

MLS #245943132 · Real Broker, LLC · Jeff McElroy

About this home

Set in the Texas Hill Country with long views of the hills and the lake beyond, this single-story home on White Oak Dr pairs an easy, open floor plan inside with a backyard you won't want to leave. The living area gathers around a stone fireplace, where tall windows pull in the light and keep the trees in view. Just off it, the kitchen is made for cooking and company, with a large center island, plenty of wood cabinetry, a tile backsplash, and a sunny breakfast nook wrapped in windows, while a formal dining room stands ready for holidays and full-table meals. Down the hall, three bedrooms and two full baths are laid out for privacy, and the primary suite adds a garden tub, a separate shower, and dual vanities. The backyard is what sets this one apart. A patio steps down to a series of decks and a pergola, along with a built-in hot tub tucked under the oaks, all framed by mature trees and native plantings. It's the kind of space made for morning coffee and evening grilling, and because the lot backs to greenery, the view stays yours. With a two-car garage and low upkeep, it's easy Hill Country living with the lake just minutes away.

Property details

Property type
Residential · SingleFamilyResidence
Status
Active
Year built
2005
Full baths
2
Lot size
0.3634
Subdivision
Lago Vista Estates Sec 05
MLS area
LN
MLS #
245943132

Features

Interior features

  • Breakfast Bar
  • Built-in Features
  • Ceiling Fan(s)
  • Vaulted Ceiling(s)
  • Double Vanity
  • Recessed Lighting
  • Walk-In Closet(s)

Exterior features

  • Balcony
  • Outdoor Grill
  • Private Yard

Additional details

Parking
Driveway, Garage, Garage Faces Front
Garage spaces
2
Roof
Composition, Shingle
Foundation
Slab
HOA
$240 / annually
Annual tax
$9,401

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Schools

Assigned schools per the MLS.

School district
Lago Vista ISD
Elementary
Lago Vista
Middle
Lago Vista
High
Lago Vista

Market insights

Compared with 467 active homes in ZIP 78645 · HomeLocating listings

Area median price
$489,000
This home vs. median
16% below
Homes with a price cut
38%

Estimated monthly payment

Our estimate — not a quote or MLS data. Adjust the assumptions below; actual costs vary by lender, credit, and exact tax/insurance.

$3,047/mo est.
Principal & interest ($328,000 loan, 30-yr)$2,073/mo
Property tax$783/mo
Homeowners insurance (est.)$171/mo
HOA dues$20/mo

Property tax uses this home's reported annual tax ($9,401/yr). Insurance is a rough estimate. Not a lending offer; contact a lender for exact figures.

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Listing courtesy of Real Broker, LLC · Jeff McElroy

Listing data last updated Sep 2, 2026, 1:16 PM

Information is deemed reliable but not guaranteed and should be independently verified. Listing information is provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 HomeLocating.com.

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