Homes Under $1M in Lago Vista, TX

168 active homes under $1m in Lago Vista, TX · The median list price in Lago Vista is $450,000.

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Motivated Seller

$849,000

2401 Newton DR, Lago Vista, TX 78645

MLS #242168524 · Moreland Properties · Stewart Shank

4 bd·3.5 ba·3,734 sqft

Price Cut

$649,900

20809 Adobe TRL, Lago Vista, TX 78645

MLS #242173524 · Streamline Properties, LLC · Kyle Bachus

3 bd·2 ba·2,348 sqft

Motivated SellerNew Construction

$799,900

6716 Liberty Grotto CT, Lago Vista, TX 78645

MLS #226842931 · HomesUSA.com · Ben Caballero

4 bd·4.5 ba·3,537 sqft

Quick Move-In

Motivated Seller

$154,500

3404 American DR #3300, Lago Vista, TX 78645

MLS #234423231 · Compass RE Texas, LLC · Debbie Jennings

1 bd·1 ba·492 sqft

Price Cut

$499,900

1101 Ivean Pearson RD #E207, Lago Vista, TX 78645

MLS #241704219 · Keller Williams - Lake Travis · Gene Arant

3 bd·3 ba·1,788 sqft

Price CutNew Construction

$749,538

7400 Desert Needle DR, Lago Vista, TX 78645

MLS #242639396 · Westin Homes · Tammy Fruge

5 bd·4.5 ba·3,792 sqft

Quick Move-In

Price CutPossibly Assumable

$330,000

22108 Cross Timbers BND, Lago Vista, TX 78645

MLS #242724561 · Watters International Realty · Chris Watters

3 bd·2 ba·2,306 sqft

$299,900

3404 American DR #1308, Lago Vista, TX 78645

MLS #240817449 · Listing Results, LLC · Jack McLemore

2 bd·2 ba·1,215 sqft

Motivated Seller

$549,000

21819 Ticonderoga Ave, Lago Vista, TX 78645

MLS #235314616 · Clear Blue Properties, LLC · Mike Sanders

4 bd·2 ba·2,150 sqft

Motivated Seller

$235,000

3404 American DR #2106, Lago Vista, TX 78645

MLS #240016177 · The Marye Company · Kimberly Zipfel

2 bd·2 ba·1,182 sqft

Motivated Seller

$170,000

5804 Circulo DR #2A, Lago Vista, TX 78645

MLS #239664636 · Coldwell Banker S.G. Billings · Emma Polk

3 bd·3 ba·1,526 sqft

Price Cut

$375,000

4112 Rockwood DR, Lago Vista, TX 78645

MLS #240248711 · Pure Realty · David Wiebe

3 bd·2 ba·1,917 sqft

Price Cut

$999,500

6101 Diversion CIR, Lago Vista, TX 78645

MLS #240631377 · Christies Intl Real Estate Lone Star · Kacy Dolce

4 bd·4 ba·3,558 sqft

Motivated Seller

$212,000

1919 American DR #B-110, Lago Vista, TX 78645

MLS #242509774 · Duke Realty · Johnny Duke

2 bd·2 ba·1,488 sqft

$475,000

21666 High DR, Lago Vista, TX 78645

MLS #242587025 · Realty of America, LLC · Nathan Clark

4 bd·2 ba·1,813 sqft

Motivated Seller

$230,000

18801 Hogan CIR #3, Lago Vista, TX 78645

MLS #243535998 · Compass RE Texas, LLC · Sara Arteaga

2 bd·2.5 ba·1,565 sqft

$295,000

20900 Waterside DR #1, Lago Vista, TX 78645

MLS #240690780 · Team Price Real Estate · Renee McCharen

3 bd·2.5 ba·1,434 sqft

$447,700

8119 Purple Aster PASS, Lago Vista, TX 78645

MLS #242902860 · Amazing Realty LLC · Kristen Childers

4 bd·2.5 ba·2,256 sqft

$310,000

21600 Pierce cv #101, Lago Vista, TX 78645

MLS #243904451 · eXp Realty, LLC · Emily Dieckmann

3 bd·3 ba·1,200 sqft

Assumable Loan

$409,999

8008 Prairie Rye DR, Lago Vista, TX 78645

MLS #241624050 · Wilder Realty LLC · Blake Wilder

3 bd·2.5 ba·2,496 sqft

Motivated Seller

$499,000

20701 Deep CRK, Lago Vista, TX 78645

MLS #239965098 · LPT Realty, LLC · Kristin Lancaster

4 bd·3 ba·2,727 sqft

Motivated Seller

$750,000

6400 Lakeshore DR, Lago Vista, TX 78645

MLS #241593984 · Focus Realty · John Stapleton

3 bd·3 ba·2,754 sqft

Motivated SellerNew Construction

$739,900

6808 Liberty Grotto CT, Lago Vista, TX 78645

MLS #229326202 · HomesUSA.com · Ben Caballero

4 bd·4 ba·3,347 sqft

Quick Move-In

$499,000

21201 Norris CV, Lago Vista, TX 78645

MLS #240914926 · Brodsky Properties · Britt Heffernan

3 bd·2.5 ba·2,230 sqft

About Homes Under $1M in Lago Vista, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 168 homes for sale under $1M in Lago Vista on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Lago Vista market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Lago Vista by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Lago Vista today.

Buying a Home Under $1M in Lago Vista

Shopping with a $1M ceiling in Lago Vista works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $1M in Lago Vista directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Lago Vista?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Lago Vista are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Lago Vista?

It depends on how $1M compares to the local market — the median list price for Lago Vista is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Lago Vista market?

The simplest gauge is the median list price shown above. If $1M is below the Lago Vista median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Lago Vista market.

Can HomeLocating help me buy a home under $1M in Lago Vista?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.