Homes Under $1M in Lago Vista, TX

212 active homes under $1m in Lago Vista, TX · The median list price in Lago Vista is $455,000.

Price CutNew Construction

$749,538

7400 Desert Needle DR, Lago Vista TX 78645

MLS #242639396 · Westin Homes · Tammy Fruge

5 bd·4.5 ba·3,792 sqft

Quick Move-In

Price Cut

$750,000

635 Ivean Pearson RD, Lago Vista TX 78645

MLS #231111008 · Pearson Properties · Erin Pearson

2 bd·1 ba·396 sqft

Price Cut

$750,000

3714 PARLIAMENT CV, Lago Vista TX 78645

MLS #244449302 · City Blue Realty · Pamela Richards

4 bd·3 ba·2,320 sqft

$750,000

22306 Cape Travis BND, Lago Vista TX 78645

MLS #241541850 · Southern Homes · David Beutel

4 bd·3.5 ba·3,689 sqft

$750,000

3706 Austin CV, Lago Vista TX 78645

MLS #242131937 · eXp Realty, LLC · Matthias Thiele

5 bd·4 ba·2,660 sqft

$775,000

7601 Bar K Ranch RD, Lago Vista TX 78645

MLS #243698951 · eXp Realty, LLC · Emily Dieckmann

4 bd·4 ba·1,862 sqft

$798,500

6400 Lakeshore DR, Lago Vista TX 78645

MLS #241593984 · Focus Realty · John Stapleton

3 bd·3 ba·2,754 sqft

$799,000

3801 Boone DR, Lago Vista TX 78645

MLS #238261981 · Compass RE Texas, LLC · Debbie Jennings

4 bd·2.5 ba·2,990 sqft

$799,000

20409 Southbend ST, Lago Vista TX 78645

MLS #241806776 · Venture Partners R.E. · Joe Hawes

3 bd·2 ba·1,987 sqft

$799,900

6716 Liberty Grotto CT, Lago Vista TX 78645

MLS #226842931 · HomesUSA.com · Ben Caballero

4 bd·4.5 ba·3,537 sqft

Price CutNew Construction

$814,699

7425 Desert Needle DR, Lago Vista TX 78645

MLS #242641534 · Westin Homes · Tammy Fruge

5 bd·4 ba·4,261 sqft

Quick Move-In

$839,000

22404 Lago Lookout LN, Lago Vista TX 78645

MLS #246144680 · CB&A, Realtors · Kaitlin McWhorter

4 bd·4 ba·2,828 sqft

$849,000

2401 Newton DR, Lago Vista TX 78645

MLS #242168524 · Moreland Properties · Stewart Shank

4 bd·3.5 ba·3,734 sqft

$850,000

3206 Marshall Ave, Lago Vista TX 78645

MLS #234746737 · Kuper Sotheby's Int'l Realty · Lauren Powell

4 bd·4 ba·3,050 sqft

$860,000

3506 Parliament CV, Lago Vista TX 78645

MLS #237467052 · Sunny Lane Realty · Lisa Owens-psencik

3 bd·2.5 ba·2,706 sqft

$899,000

18205 Ridge RD, Lago Vista TX 78645

MLS #246235314 · Keller Williams Heritage · Brooke LeMond

4 bd·3 ba·2,614 sqft

$994,500

17416 Sleepy Hollow DR, Lago Vista TX 78645

MLS #240295427 · Dalton Wade, Inc. · Kim Hassinger

3 bd·2 ba·1,408 sqft

Motivated Seller

$999,000

2905 Newton DR, Lago Vista TX 78645

MLS #244737830 · HomeCoin.com · Jonathan Minerick

5 bd·2.5 ba·3,246 sqft

Price Cut

$999,500

6101 Diversion CIR, Lago Vista TX 78645

MLS #240631377 · Christies Intl Real Estate Lone Star · Kacy Dolce

4 bd·4 ba·3,558 sqft

$1,000,000

21106 Lakeshore DR, Lago Vista TX 78645

MLS #245623423 · Venture Partners R.E. · Mark Taylor

4 bd·2.5 ba·3,814 sqft

About Homes Under $1M in Lago Vista, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 212 homes for sale under $1M in Lago Vista on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Lago Vista market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Lago Vista by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Lago Vista today.

Buying a Home Under $1M in Lago Vista

Shopping with a $1M ceiling in Lago Vista works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Because HomeLocating is operated by Walter Marin, REALTOR® with Compass, you can get help finding and buying a home under $1M in Lago Vista directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Lago Vista?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Lago Vista are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Lago Vista?

It depends on how $1M compares to the local market — the median list price for Lago Vista is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Lago Vista market?

The simplest gauge is the median list price shown above. If $1M is below the Lago Vista median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Lago Vista market.

Can HomeLocating help me buy a home under $1M in Lago Vista?

Yes. HomeLocating is operated by Walter Marin, REALTOR® with Compass, so you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.