Homes Under $700K in Lago Vista, TX

184 active homes under $700k in Lago Vista, TX · The median list price in Lago Vista is $455,000.

Price Cut

$599,999

19513 Tranquility Falls PATH, Lago Vista TX 78645

MLS #245492934 · Venture Partners R.E. · Paula Bernard

3 bd·3 ba·2,207 sqft

Motivated Seller

$599,000

7430 Pace Ravine DR, Lago Vista TX 78645

MLS #245350556 · Berry-Kline Realty · Ann Berry-Kline

4 bd·3 ba·2,658 sqft

$639,000

20901 Oak Dale DR, Lago Vista TX 78645

MLS #246554418 · Prime Real Estate · Justin Colmenero

3 bd·2.5 ba·2,291 sqft

$644,000

20503 Bonanza ST, Lago Vista TX 78645

MLS #240221032 · eXp Realty, LLC · Emily Dieckmann

5 bd·4.5 ba·3,317 sqft

Price Cut

$649,900

20809 Adobe TRL, Lago Vista TX 78645

MLS #242173524 · Streamline Properties, LLC · Kyle Bachus

3 bd·2 ba·2,348 sqft

$649,900

8609 Buffalo TRL, Lago Vista TX 78645

MLS #241405819 · HD Realty Team · Holly Dees

4 bd·2.5 ba·2,720 sqft

Motivated Seller

$639,950

19908 Victoria Chase RD, Lago Vista TX 78645

MLS #240194011 · Peak Real Estate Advisors LLC · Alfonso Rodriguez

3 bd·2.5 ba·2,082 sqft

$650,000

20913 Nimitz Ave, Lago Vista TX 78645

MLS #246292108 · Real Haven Realty LLC · Ronda Doxey

4 bd·3.5 ba·2,138 sqft

Price Cut

$653,500

6201 Valleyview ST, Lago Vista TX 78645

MLS #235368918 · eXp Realty, LLC · Emily Dieckmann

4 bd·3 ba·2,254 sqft

Price Cut

$665,000

7516 Pace Ravine DR, Lago Vista TX 78645

MLS #243866211 · Compass RE Texas, LLC · Kelsey Pal

4 bd·3 ba·3,358 sqft

$669,900

21408 Lakefront DR, Lago Vista TX 78645

MLS #245009303 · All City Real Estate Ltd. Co · David Money

4 bd·3 ba·2,496 sqft

Fixer-Upper

$675,000

22224 Cape Travis BND, Lago Vista TX 78645

MLS #244753566 · Graham & Co Realty Group · Greg Graham

5 bd·4 ba·4,049 sqft

Price Cut

$675,000

19504 Serenity LN, Lago Vista TX 78645

MLS #244686947 · eXp Realty, LLC · Todd Massey

4 bd·4.5 ba·3,463 sqft

$675,000

20923 Oak Dale DR, Lago Vista TX 78645

MLS #246514031 · Pure Realty · Roland Castillo

4 bd·3 ba·2,404 sqft

$675,000

18231 Lakepoint CV, Lago Vista TX 78645

MLS #246493980 · Womack Real Estate LLC · Dillon Womack

3 bd·3 ba·2,184 sqft

$700,000

19408 Serenity LN, Lago Vista TX 78645

MLS #244385653 · All City Real Estate Ltd. Co · Brian Weinzetl

5 bd·4 ba·3,012 sqft

About Homes Under $700K in Lago Vista, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 184 homes for sale under $700K in Lago Vista on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $700K budget goes depends on the Lago Vista market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $700K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $700K in Lago Vista by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $700K actually buys in Lago Vista today.

Buying a Home Under $700K in Lago Vista

Shopping with a $700K ceiling in Lago Vista works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $700K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $700K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Because HomeLocating is operated by Walter Marin, REALTOR® with Compass, you can get help finding and buying a home under $700K in Lago Vista directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $700K in Lago Vista?

It changes as new listings come on the market and others go under contract. The homes under $700K shown here for Lago Vista are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $700K in Lago Vista?

It depends on how $700K compares to the local market — the median list price for Lago Vista is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $700K budget compare to the Lago Vista market?

The simplest gauge is the median list price shown above. If $700K is below the Lago Vista median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $700K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $700K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $700K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Lago Vista market.

Can HomeLocating help me buy a home under $700K in Lago Vista?

Yes. HomeLocating is operated by Walter Marin, REALTOR® with Compass, so you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.