Waterfront Homes in Lago Vista, TX

76 active waterfront homes in Lago Vista, TX · The median list price in Lago Vista is $459,475.

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Live data — verified active on October 3, 2026. A home is listed here when its MLS listing is flagged waterfront.

$1,000,000

21106 Lakeshore DR, Lago Vista TX 78645

MLS #245623423 · Venture Partners R.E. · Mark Taylor

4 bd·2.5 ba·3,814 sqft

Motivated Seller

$569,000

7430 Pace Ravine DR, Lago Vista TX 78645

MLS #245350556 · Berry-Kline Realty · Ann Berry-Kline

4 bd·3 ba·2,658 sqft

$449,000

20911 Waterside DR #9, Lago Vista TX 78645

MLS #245306167 · RE/MAX Suburbia · Enrique Lopez

3 bd·3.5 ba·1,942 sqft

Price Cut

$249,000

3404 American DR #3101, Lago Vista TX 78645

MLS #245015527 · Hill Country Lakes Realty · Cam Woolverton

1 bd·1 ba·705 sqft

Motivated Seller

$549,900

3721 Firemans TRL, Lago Vista TX 78645

MLS #241626051 · Team Price Real Estate · Tom Coplen

1 bd·1 ba·873 sqft

Motivated Seller

$750,000

635 Ivean Pearson RD, Lago Vista TX 78645

MLS #231111008 · Pearson Properties · Erin Pearson

2 bd·1 ba·396 sqft

Motivated Seller

$5,995,000

1353 Osprey Ridge LOOP, Lago Vista TX 78645

MLS #227310593 · Lake Homes Realty, LLC · Deb Groom

6 bd·8.5 ba·7,171 sqft

$229,900

3404 American DR #2212, Lago Vista TX 78645

MLS #240887057 · Newfound Real Estate · Jeff Robillard

1 bd·2 ba·842 sqft

Motivated Seller

$450,000

18401 Lakeland DR, Lago Vista TX 78645

MLS #235869287 · Premiere Team Real Estate · Mike Cusimano

3 bd·2 ba·1,247 sqft

$215,000

3404 American DR #1212, Lago Vista TX 78645

MLS #239545958 · Redfin Corporation · Jade Young

1 bd·1 ba·426 sqft

Motivated Seller

$180,000

3404 American DR #3314, Lago Vista TX 78645

MLS #239547451 · Redfin Corporation · Jade Young

1 bd·1 ba·426 sqft

Motivated Seller

$240,000

3404 American DR #2200, Lago Vista TX 78645

MLS #239716548 · Redfin Corporation · Jade Young

1 bd·1 ba·625 sqft

Motivated Seller

$199,000

3404 American DR #2205, Lago Vista TX 78645

MLS #239723757 · Redfin Corporation · Jade Young

1 bd·1 ba·842 sqft

Motivated Seller

$400,000

21201 Kiowa CV, Lago Vista TX 78645

MLS #241506029 · Hart of Texas · LJ John

4 bd·2.5 ba·2,293 sqft

$750,000

22306 Cape Travis BND, Lago Vista TX 78645

MLS #241541850 · Southern Homes · David Beutel

4 bd·3.5 ba·3,689 sqft

Motivated Seller

$749,500

3211 Constitution DR, Lago Vista TX 78645

MLS #238454249 · RE/MAX Space Center · Penny Shapiro

4 bd·2.5 ba·2,868 sqft

Motivated Seller

$195,000

3404 American DR #3111, Lago Vista TX 78645

MLS #241282571 · eXp Realty, LLC · Joe Hawes

1 bd·1 ba·779 sqft

Motivated Seller

$185,000

3404 American DR #3226, Lago Vista TX 78645

MLS #234852392 · Compass RE Texas, LLC · James Watson

1 bd·1 ba·492 sqft

Motivated Seller

$154,500

3404 American DR #3300, Lago Vista TX 78645

MLS #234423231 · Compass RE Texas, LLC · Debbie Jennings

1 bd·1 ba·492 sqft

Price Cut

$499,900

1101 Ivean Pearson RD #E207, Lago Vista TX 78645

MLS #241704219 · Keller Williams - Lake Travis · Gene Arant

3 bd·3 ba·1,788 sqft

Motivated Seller

$299,900

3404 American DR #1308, Lago Vista TX 78645

MLS #240817449 · Listing Results, LLC · Jack McLemore

2 bd·2 ba·1,215 sqft

Motivated Seller

$235,000

3404 American DR #2106, Lago Vista TX 78645

MLS #240016177 · The Marye Company · Kimberly Zipfel

2 bd·2 ba·1,182 sqft

Fixer-Upper

$1,250,000

3807 Boat Dock RD, Lago Vista TX 78645

MLS #243541427 · All City Real Estate Ltd. Co · Jerry Castillo

3 bd·2 ba·2,850 sqft

Motivated Seller

$324,000

8212 Purple Aster PASS, Lago Vista TX 78645

MLS #234344427 · Christies Intl Real Estate Lone Star · Viktoriia Jones

3 bd·2 ba·1,491 sqft

About Waterfront Homes in Lago Vista, TX

This page lists waterfront homes for sale in Lago Vista — every active listing whose MLS record is flagged waterfront, drawn from live MLS data and updated daily. "Waterfront" on HomeLocating covers three genuinely different kinds of property, and the differences matter more than the label. Lakefront homes on a reservoir like the Highland Lakes chain sit on a shoreline the managing authority holds to a normal operating level, which can drop several feet in a drought or after a flood-control release — so the shoreline you see in listing photos may not match what's there year-round. Riverfront homes sit on a natural, free-flowing waterway, where the water level moves with rainfall and the season rather than a managed pool. Coastal and bay property fronts open or tidal water and carries its own wind, flood, and elevation considerations that inland lake and river homes don't. Read each listing for the specific water body and frontage type rather than assuming from the "waterfront" flag alone, and note that waterfront homes at higher prices are also part of the luxury homes tier above.

Waterfront on Lake Travis in Lago Vista

Lago Vista's waterfront homes front Lake Travis. On a Highland Lakes-style reservoir, the shoreline is managed to a normal operating level that can drop in drought or after a flood-control release, so ask to see a property at both a typical and a lower lake level, and confirm whether any dock, boathouse, or retaining wall has its own permit from the managing authority. Right now Lago Vista's waterfront listings on HomeLocating range from about $154,500 to $5,995,000.

Buying Waterfront Property in Lago Vista

Waterfront property comes with a longer due-diligence list than a typical home, and it's worth working through before you make an offer. Start with the frontage itself: is it a maintained shoreline, a bluff, or a canal or cove, and is a dock, boat slip, or lake access deeded to the home or does it require a separate permit from the managing authority? Flood insurance is close behind — a waterfront home is far more likely to sit in a mapped flood zone, and on the coast that's often a separate wind-and-hail policy on top of flood coverage, so get an insurance quote before you're deep into the contract, not after. On a lake or reservoir, ask how the water level has varied over recent years and whether the property is still usable — for boating, swimming, a beach — at a lower level, not just when the lake is full. A survey matters more here than on a typical lot, since water frontage, easements, and any bulkhead or retaining wall are exactly the kind of boundary questions a survey settles. Have the inspection cover the dock, boathouse, seawall, and drainage specifically, since those structures age differently than the house itself and repairs on the water can cost more than the same repair on dry land. None of this is insurance or engineering advice — but it's the checklist that keeps a waterfront purchase from having surprises. A licensed REALTOR® can walk through recent waterfront sales in Lago Vista and what each one's frontage actually included.

Frequently Asked Questions

How does a home get listed as waterfront?

A home is shown when its MLS listing is flagged waterfront, meaning it has water frontage such as a lake, river, or canal. The flag comes from the listing itself.

Does waterfront include a private dock?

Not necessarily. Docks, boat slips, and shoreline rights vary by home and often require separate permission from the managing authority, so check the listing and confirm with your agent before assuming one comes with the property.

Is waterfront the same as lakefront?

Lakefront is one kind of waterfront. This page includes lakefront and other water frontage — river and coastal; see the Texas lakefront page for lakes and reservoirs only.

Why do lake levels change on a Highland Lakes-style reservoir?

Reservoirs are held to a normal operating level by the managing authority, and that level can drop in a drought or after water is released for flood control, then refill with rain. A home’s usable shoreline can look different at a lower level than in listing photos taken when the lake is full.

Do waterfront homes need flood insurance?

Often, yes — waterfront property is more likely to sit in a mapped flood zone, and a standard homeowners policy typically doesn’t cover flood damage. Ask for an insurance quote (including a separate wind-and-hail policy on the coast) early in the process, since it affects the real monthly cost.

How often is this list updated?

Daily, from live MLS data. A home leaves the list when it goes under contract, sells, or no longer matches.