Homes Under $400K in Lockhart, TX

95 active homes under $400k in Lockhart, TX from $79,900 · The median list price in Lockhart is $325,000.

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$395,000

1719 Foxglove CIR, Lockhart, TX 78644

MLS #248955278 · Levi Rodgers Real Estate Group · Russ Marks

4 bd·2.5 ba·2,648 sqft

New Construction

$236,499

2324 Windrow LN, Lockhart, TX 78644

MLS #248905062 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,667 sqft

Quick Move-In

$199,000

503 Halfmoon DR, Lockhart, TX 78644

MLS #248860046 · Star Tex Real Estate · Joanne Jarrett

3 bd·2 ba·1,260 sqft

$295,000

506 S Church ST, Lockhart, TX 78644

MLS #248858697 · Lone Star Realty - Lockhart · Michelle Harmon

1 bd·1 ba·759 sqft

New Construction

$227,999

2317 Windrow LN, Lockhart, TX 78644

MLS #248823430 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,474 sqft

Quick Move-In

$249,500

1522 Colton LN, Lockhart, TX 78644

MLS #248747880 · Sharon Peters, Broker · Sharon Peters

3 bd·2 ba·1,457 sqft

$190,000

601 Cottonwood ST, Lockhart, TX 78644

MLS #247706063 · Link Realty, LLC · Joy Pardo

2 bd·1 ba·893 sqft

$379,900

1019 San Jacinto ST, Lockhart, TX 78644

MLS #248712567 · Citywide Realty - Team Elite Group · Andy Patlan

3 bd·2 ba·1,432 sqft

Motivated Seller

$380,000

805 Hallie CV, Lockhart, TX 78644

MLS #248672090 · Lone Star Realty - Lockhart · Skyler Harmon

6 bd·4 ba·2,376 sqft

Fixer-Upper

$240,000

3134 Homannville TRL, Lockhart, TX 78644

MLS #248381633 · Land Up Realty & Investments · Brittany Escamilla

2 bd·2 ba·1,131 sqft

Price CutNew Construction

$263,999

2320 Windrow LN, Lockhart, TX 78644

MLS #248363450 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·2,162 sqft

Quick Move-In

Price CutNew Construction

$235,999

2319 Windrow LN, Lockhart, TX 78644

MLS #248166250 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,667 sqft

Quick Move-In

Price CutNew Construction

$251,499

2322 Windrow LN, Lockhart, TX 78644

MLS #248166264 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,850 sqft

Quick Move-In

Fixer-Upper

$225,000

504 N Thunderstorm Ave, Lockhart, TX 78644

MLS #248041276 · eXp Realty, LLC · Jasmine Chowdhury

4 bd·2.5 ba·2,136 sqft

Price Cut

$262,800

1714 Twin Island DR, Lockhart, TX 78644

MLS #247992103 · Levi Rodgers Real Estate Group · Russ Marks

3 bd·2 ba·1,304 sqft

Price Cut

$105,000

523 S Rio Grande ST, Lockhart, TX 78644

MLS #247914776 · Bell & Associates · Karen Bell

3 bd·2 ba·1,103 sqft

$279,999

1823 Windsor BLVD, Lockhart, TX 78644

MLS #247707858 · Century 21 Stribling Properties · Araceli Canales

3 bd·2 ba·2,037 sqft

$209,900

36 Trinity CIR, Lockhart, TX 78644

MLS #247857943 · Serhant Texas, LLC · Russ Cullum

3 bd·2.5 ba·1,468 sqft

Motivated SellerNew Construction

$249,499

2312 Windrow LN, Lockhart, TX 78644

MLS #247568142 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,891 sqft

Quick Move-In

Motivated SellerNew Construction

$252,999

2315 Windrow LN, Lockhart, TX 78644

MLS #247568143 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,891 sqft

Quick Move-In

Motivated Seller

$245,000

469 Rancho Linda DR, Lockhart, TX 78644

MLS #247507951 · eXp Realty, LLC · Cynthia Vasquez

3 bd·2 ba·1,216 sqft

$199,000

52 Trinity CIR, Lockhart, TX 78644

MLS #247482349 · TS Realty · Elizabeth Schmidtberger

3 bd·2.5 ba·1,270 sqft

Motivated Seller

$350,000

616 Lay RD, Lockhart, TX 78644

MLS #247457217 · Link Realty, LLC · Patrick Davis

3 bd·2 ba·1,281 sqft

Fixer-Upper

$94,900

703 Rosewood ST, Lockhart, TX 78644

MLS #247457225 · Joseph Walter Realty, LLC · Lee McClintick

4 bd·1 ba·1,195 sqft

About Homes Under $400K in Lockhart, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 95 homes for sale under $400K in Lockhart on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Lockhart market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Lockhart by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Lockhart today.

Buying a Home Under $400K in Lockhart

Shopping with a $400K ceiling in Lockhart works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Lockhart directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Lockhart?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Lockhart are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Lockhart?

It depends on how $400K compares to the local market — the median list price for Lockhart is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Lockhart market?

The simplest gauge is the median list price shown above. If $400K is below the Lockhart median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Lockhart market.

Can HomeLocating help me buy a home under $400K in Lockhart?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.