Homes Under $400K in Lockhart, TX

85 active homes under $400k in Lockhart, TX from $85,000 · The median list price in Lockhart is $325,000.

Price Cut

$85,000

1006 Proctor ST, Lockhart TX 78644

MLS #238356471 · NEXTHOME MODERN · Quartermetra Hughes

3 bd·1 ba·1,414 sqft

Motivated Seller

$87,500

918 S Brazos ST, Lockhart TX 78644

MLS #240688321 · All City Real Estate Ltd. Co · Chip Ferguson

2 bd·1 ba·1,040 sqft

$140,000

803 Third ST, Lockhart TX 78644

MLS #242624875 · Countywide Realty · Irene Yanez

3 bd·1 ba·1,176 sqft

$148,900

523 S Rio Grande ST, Lockhart TX 78644

MLS #238946984 · Bell & Associates · Karen Bell

3 bd·2 ba·1,103 sqft

$160,000

706 W Live Oak ST, Lockhart TX 78644

MLS #245364441 · Countywide Realty · Amelia Smith

2 bd·2 ba·1,075 sqft

$175,000

1111 Silent Valley RD, Lockhart TX 78644

MLS #244305240 · Luxely Real Estate · Jonathan Lay Layton

4 bd·3 ba·1,979 sqft

Price Cut

$183,000

106 San Jacinto ST, Lockhart TX 78644

MLS #242298269 · StepStone Realty LLC · Angie Rhea

3 bd·2 ba·1,821 sqft

Fixer-Upper

$200,000

818 Plum ST, Lockhart TX 78644

MLS #244916876 · Ideal Realty · LILIANA POSADA ESTRADA

2 bd·2 ba·952 sqft

Price Cut

$205,000

903 Travis ST, Lockhart TX 78644

MLS #243562892 · Crider Realty, LLC · Havilah Crider

3 bd·2 ba·1,422 sqft

$206,000

911 Brazos ST, Lockhart TX 78644

MLS #239330016 · Keller Williams Realty · Dorothy K Orr

4 bd·2 ba·1,441 sqft

Price Cut

$209,900

1311 Monte Vista DR, Lockhart TX 78644

MLS #240497544 · eXp Realty, LLC · Micheall Moreno

3 bd·1 ba·1,019 sqft

$210,000

54 Trinity CIR, Lockhart TX 78644

MLS #245869484 · TS Realty · Kacie Brown

3 bd·2.5 ba·1,284 sqft

Price Cut

$220,000

1308 Pendergrass ST, Lockhart TX 78644

MLS #242427644 · Compass RE Texas, LLC · Tara Horn

3 bd·1.5 ba·1,345 sqft

New Construction

$221,999

2306 Windrow LN, Lockhart TX 78644

MLS #245429476 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,474 sqft

Quick Move-In

New Construction

$222,999

2303 Windrow LN, Lockhart TX 78644

MLS #246005886 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,474 sqft

Quick Move-In

Price Cut

$224,500

401 Summerside Ave, Lockhart TX 78644

MLS #245014036 · Fathom Realty · Bryn Major Major Locke

3 bd·2 ba·1,164 sqft

Motivated Seller

$229,000

1401 Trinity ST, Lockhart TX 78644

MLS #241950162 · Lockhart Realty LLC · Mike Gurunath

4 bd·2 ba·1,125 sqft

Price CutNew Construction

$230,999

2308 Windrow LN, Lockhart TX 78644

MLS #245502168 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,667 sqft

Quick Move-In

New Construction

$245,999

2304 Windrow LN, Lockhart TX 78644

MLS #245376821 · Keller Williams City-View · Christopher Marti

4 bd·2 ba·1,850 sqft

Quick Move-In

New Construction

$246,499

2301 Windrow LN, Lockhart TX 78644

MLS #245542732 · Keller Williams City-View · Christopher Marti

4 bd·2.5 ba·1,891 sqft

Quick Move-In

Price Cut

$249,800

402 Trinity ST, Lockhart TX 78644

MLS #238963050 · ERA Brokers Consolidated · Mark Preston

4 bd·2 ba·2,800 sqft

Motivated Seller

$249,900

1610 Meadow LN, Lockhart TX 78644

MLS #227898388 · NEXTHOME MODERN · Quartermetra Hughes

3 bd·2 ba·1,885 sqft

$250,000

908 Tank ST, Lockhart TX 78644

MLS #239246947 · All City Real Estate Ltd. Co · Karina Vazquez

3 bd·1 ba·1,374 sqft

Price Cut

$245,000

914 Plum ST, Lockhart TX 78644

MLS #244152380 · Countywide Realty · Irene Yanez

4 bd·2 ba·1,342 sqft

About Homes Under $400K in Lockhart, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 85 homes for sale under $400K in Lockhart on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Lockhart market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Lockhart by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Lockhart today.

Buying a Home Under $400K in Lockhart

Shopping with a $400K ceiling in Lockhart works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Because HomeLocating is operated by Walter Marin, REALTOR® with Compass, you can get help finding and buying a home under $400K in Lockhart directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Lockhart?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Lockhart are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Lockhart?

It depends on how $400K compares to the local market — the median list price for Lockhart is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Lockhart market?

The simplest gauge is the median list price shown above. If $400K is below the Lockhart median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Lockhart market.

Can HomeLocating help me buy a home under $400K in Lockhart?

Yes. HomeLocating is operated by Walter Marin, REALTOR® with Compass, so you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.