3900 Chisholm TRL, Salado, TX — photo 1
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Off-MarketNo longer listed for sale

This home is no longer an active listing on the MLS. It may have sold, been withdrawn, or had its listing expire — we don’t have confirmed sold data, so we won’t guess. The price below is the last listed price, kept for reference only.

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Last listed price
$500,000
4 beds3.5 baths2,766 sqft

3900 Chisholm TRL, Salado TX 76571

MLS #236748883 · Christies Intl Real Estate Lone Star · Lindsey Hicks

Residential
Built in 1996
0.51 Acres Lot
$181/sqft

Ask about this home's assumable rate & terms

This home may offer an assumable mortgage — a chance to take over the seller's existing loan, sometimes at a rate below today's. Contact us today and we'll confirm the exact rate, remaining balance, and whether it can be assumed at all with the seller's lender. Our services are free, no cost to buyers.

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About this home

One property. Endless possibilities. Whether you're looking for multigenerational living, a private guest retreat, a home office, or a fully permitted short-term rental to help offset your mortgage, this rare property offers the flexibility today's buyers have been searching for. With no HOA, an assumable loan, and room to customize, it's a home that adapts to your lifestyle while providing long-term value. The thoughtfully designed main home offers approximately 2,106 square feet with three bedrooms, two-and-a-half baths, soaring 10-foot ceilings, granite countertops, a gas fireplace, generous storage, and spacious dual primary closets. Major updates, including a roof replaced approximately two years ago, new gutters, a five-year-old HVAC system, and the included refrigerator, washer, and dryer, allow you to move in with confidence. The detached 660-square-foot guest house with its own private entrance, bedroom, and bath is what truly sets this property apart, offering endless possibilities as an income-producing rental, guest suite, home office, fitness studio, or creative space. A wine refrigerator is already in place, and the contractor-owner is willing to complete custom improvements before closing at wholesale pricing, including options such as a kitchenette, loft, or expanded shower. Outside, enjoy a new Trex deck overlooking the spacious fenced backyard, with additional acreage beyond the fence providing room to expand, garden, entertain, or simply enjoy the extra privacy. Located in the desirable Mill Creek community, you'll enjoy mature trees, scenic creek views, a welcoming clubhouse, and a private 27-hole golf course, all while maintaining the freedom that comes with no HOA. Back on the market due solely to buyer cold feet. No repairs were requested, and the septic inspection came back clean.

Property details

Property type
Residential · SingleFamilyResidence
Status
Active
Year built
1996
Full baths
3
Half baths
1
Lot size
0.5108
Subdivision
The Highlands Of Mill Creek SE
MLS area
SH
MLS #
236748883

Features

Interior features

  • Breakfast Bar
  • Built-in Features
  • Ceiling Fan(s)
  • Cathedral Ceiling(s)
  • Tray Ceiling(s)
  • Vaulted Ceiling(s)
  • Chandelier
  • Granite Counters
  • Crown Molding
  • In-Law Floorplan
  • Pantry
  • Primary Bedroom on Main
  • Storage
  • Walk-In Closet(s)

Exterior features

  • Gutters Full
  • Private Entrance

Additional details

Parking
See Remarks
Garage spaces
2
Roof
Shingle
Foundation
Slab
Annual tax
$10,463

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Schools

Assigned schools per the MLS.

School district
Salado ISD
Elementary
Thomas Arnold
Middle
Salado
High
Salado

Market insights

Compared with 136 active homes in ZIP 76571 · HomeLocating listings

Area median price
$584,450
This home vs. median
14% below
Homes with a price cut
32%

At $500,000, this home is priced 14% below the $584,450 median across 136 active homes in ZIP 76571.

Estimated monthly payment

$3,608/mo
Principal & interest$2,528/mo
Property taxes
Home insurance (est.)

Home price

$500,000

Down payment

20% ($100,000)

Loan details

30-yr fixed, 6.50%

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Estimate only, not a lending offer or MLS data. Taxes, insurance, and HOA figures are estimated (see ⓘ above for detail); contact a lender to confirm your exact rate and payment.

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Listing courtesy of Christies Intl Real Estate Lone Star · Lindsey Hicks

Listing data last updated Aug 12, 2026, 5:46 PM

Information is deemed reliable but not guaranteed and should be independently verified. Listing information is provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 HomeLocating.com.

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