Homes Under $500K in Schertz, TX

5 active homes under $500k in Schertz, TX from $270,000 · The median list price in Schertz is $424,900.

Motivated Seller

$349,900

12009 Vignette, Schertz TX 78154

MLS #245038680 · Mitchell Kent & Associates · Mitchell Kent

4 bd·3 ba·2,456 sqft

$349,900

5708 Mahogany Bay, Schertz TX 78108

MLS #243289417 · eXp Realty, LLC · Esmeralda Mcgee

4 bd·2.5 ba·2,372 sqft

$270,000

841 Dimrock, Schertz TX 78154

MLS #246721863 · Kuper Sotheby's Int'l Realty N · Amy Knight Black

3 bd·2 ba·1,760 sqft

$424,900

701 Moss Wood, Schertz TX 78154

MLS #245532081 · Kuper Sotheby's Int'l Realty N · Janet Smalley

4 bd·2.5 ba·2,468 sqft

Assumable Loan

$430,000

6533 Crockett Cv, Schertz TX 78108

MLS #232436900 · Coldwell Banker D'Ann Harper · Betty Trivette

4 bd·3 ba·2,223 sqft

About Homes Under $500K in Schertz, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 5 homes for sale under $500K in Schertz on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $500K budget goes depends on the Schertz market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $500K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $500K in Schertz by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $500K actually buys in Schertz today.

Buying a Home Under $500K in Schertz

Shopping with a $500K ceiling in Schertz works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $500K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $500K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Because HomeLocating is operated by Walter Marin, REALTOR® with Compass, you can get help finding and buying a home under $500K in Schertz directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $500K in Schertz?

It changes as new listings come on the market and others go under contract. The homes under $500K shown here for Schertz are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $500K in Schertz?

It depends on how $500K compares to the local market — the median list price for Schertz is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $500K budget compare to the Schertz market?

The simplest gauge is the median list price shown above. If $500K is below the Schertz median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $500K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $500K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $500K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Schertz market.

Can HomeLocating help me buy a home under $500K in Schertz?

Yes. HomeLocating is operated by Walter Marin, REALTOR® with Compass, so you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.