Homes Under $400K in Smithville, TX

60 active homes under $400k in Smithville, TX from $75,000 · The median list price in Smithville is $335,000.

Sort

$375,000

802 Short ST, Smithville, TX 78957

MLS #248703571 · All City Real Estate Ltd. Co · Jacki Short

2 bd·1 ba·1,064 sqft

$215,000

442 Big Bow, Smithville, TX 78957

MLS #248680364 · Land Unlimited · Dennys Digat

2 bd·2 ba·948 sqft

Price Cut

$255,000

401 Rivers ST, Smithville, TX 78957

MLS #248155537 · eXp Realty, LLC · Camila Cavounis

3 bd·2 ba·1,284 sqft

$375,000

358 Easley RD, Smithville, TX 78957

MLS #247450189 · Hart of Texas · LJ John

3 bd·2.5 ba·2,627 sqft

$248,750

307 Whitehead ST, Smithville, TX 78957

MLS #247432232 · Schultz Texas Properties, LLC · Lori Huffman

2 bd·2 ba·962 sqft

$195,000

194 Fm 2104, Smithville, TX 78957

MLS #247406049 · Coldwell Banker, G-M & Assoc. · Beverly Colosky

3 bd·2 ba·924 sqft

Price Cut

$209,000

1227 HIGHWAY 71 W, Smithville, TX 78957

MLS #247403910 · Keller Williams Realty · Patricia Smith

3 bd·2 ba·1,736 sqft

$299,500

706 Jones ST, Smithville, TX 78957

MLS #247383702 · Keller Williams Realty · Kevin White

3 bd·2 ba·1,326 sqft

Fixer-Upper

$199,990

124 Fm 2571, Smithville, TX 78957

MLS #247304779 · Stanberry REALTORS · Jaziel Castro

3 bd·1 ba·1,040 sqft

$330,000

313 String Prairie WAY, Smithville, TX 78957

MLS #247314272 · Ultima Real Estate · Chance Milam

3 bd·2 ba·1,532 sqft

$295,000

133 Pine Valley LOOP, Smithville, TX 78957

MLS #247255181 · Investment Realty · Mandy Hunziker

3 bd·2 ba·1,216 sqft

$250,000

509 Whitehead ST, Smithville, TX 78957

MLS #247067831 · All City Real Estate Ltd. Co · Jeannie Ralph

2 bd·1 ba·1,048 sqft

Motivated Seller

$249,000

701 Garwood ST, Smithville, TX 78957

MLS #247028735 · Molly Todd, REALTOR · Molly Todd

5 bd·2 ba·1,827 sqft

Motivated Seller

$299,000

713 Fm 153, Smithville, TX 78957

MLS #246930043 · Buono & Associates · Brenda Moon

3 bd·2 ba·2,682 sqft

Price Cut

$225,000

117 Shoshoni DR, Smithville, TX 78957

MLS #246943296 · eXp Realty, LLC · Alicia Hill

5 bd·3 ba·2,000 sqft

$297,000

304 Lee ST, Smithville, TX 78957

MLS #246569855 · Keller Williams Realty · Lily Hernandez

3 bd·2 ba·1,311 sqft

$325,000

802 Hudgins ST, Smithville, TX 78957

MLS #246909266 · All City Real Estate Ltd. Co · Jacki Short

3 bd·2 ba·1,708 sqft

$299,000

403 Jones ST, Smithville, TX 78957

MLS #246441639 · Mike Hightower Realty · Gina Hightower

3 bd·2.5 ba·1,431 sqft

$334,000

311 Myrtle RD, Smithville, TX 78957

MLS #246743837 · MCLANE REALTY, LLC · Angel Chancellor

3 bd·2 ba·2,089 sqft

$345,000

309 Myrtle RD, Smithville, TX 78957

MLS #246743836 · MCLANE REALTY, LLC · Angel Chancellor

3 bd·2 ba·2,158 sqft

Motivated Seller

$335,000

172 Pine Canyon DR, Smithville, TX 78957

MLS #236222592 · Listing Results, LLC · Jack McLemore

2 bd·2 ba·1,120 sqft

Price Cut

$259,999

505 Lee ST, Smithville, TX 78957

MLS #246504589 · All City Real Estate Ltd. Co · Arianna Dornink

3 bd·1 ba·1,278 sqft

Price Cut

$159,990

133 Deer RUN, Smithville, TX 78957

MLS #246071533 · All City Real Estate Ltd. Co · Carol Moctezuma

3 bd·2 ba·1,596 sqft

Price Cut

$229,000

134 Tejas ST, Smithville, TX 78957

MLS #246028751 · Keller Williams Realty · Sarah Chunda

2 bd·2 ba·1,036 sqft

About Homes Under $400K in Smithville, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 60 homes for sale under $400K in Smithville on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Smithville market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Smithville by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Smithville today.

Buying a Home Under $400K in Smithville

Shopping with a $400K ceiling in Smithville works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Smithville directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Smithville?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Smithville are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Smithville?

It depends on how $400K compares to the local market — the median list price for Smithville is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Smithville market?

The simplest gauge is the median list price shown above. If $400K is below the Smithville median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Smithville market.

Can HomeLocating help me buy a home under $400K in Smithville?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.