Homes Under $400K in Smithville, TX

59 active homes under $400k in Smithville, TX from $79,000 · The median list price in Smithville is $339,900.

$79,000

429 Hidden Shores Lp RD, Smithville TX 78957

MLS #236704992 · Allure Real Estate · Monica Poss

1 ba·432 sqft

$88,000

262 Highway 95 S #A, Smithville TX 78957

MLS #244453145 · All City Real Estate Ltd. Co · Erica Thompson

3 bd·1 ba·841 sqft

Fixer-Upper

$98,500

000 Young RD, Smithville TX 78957

MLS #233338247 · Keller Williams Realty · Debora Harris

240 sqft

Price Cut

$155,000

200 Desiderata DR, Smithville TX 78957

MLS #244004347 · All City Real Estate Ltd. Co · Christain Conner

1,184 sqft

$175,000

204 NW NW 5th ST, Smithville TX 78957

MLS #246548379 · Lori Haring Realty · Steve Edmonson

3 bd·2 ba·1,716 sqft

$189,000

304 Harris ST, Smithville TX 78957

MLS #228952519 · All City Real Estate Ltd. Co · Jacki Short

2 bd·1 ba·520 sqft

Price Cut

$222,050

302 Harris ST, Smithville TX 78957

MLS #238432073 · Mike Hightower Realty · Gina Hightower

3 bd·2 ba·1,170 sqft

Fixer-Upper

$225,000

497 Fm 153, Smithville TX 78957

MLS #238847777 · WoW Properties · Preston Porterfield

2 bd·2 ba·1,932 sqft

Price Cut

$225,900

203 Hudgins ST, Smithville TX 78957

MLS #244911448 · Watters International Realty · Chris Watters

3 bd·2 ba·1,562 sqft

$228,500

200 Arrowhead DR, Smithville TX 78957

MLS #242874990 · Goodrich Realty LLC · Kendra Pearson

2 bd·2 ba·897 sqft

Motivated Seller

$228,000

407 Hill ST, Smithville TX 78957

MLS #244853232 · All City Real Estate Ltd. Co · Stacy Hippler

2 bd·1 ba·1,036 sqft

$235,000

134 Tejas ST, Smithville TX 78957

MLS #246028751 · Keller Williams Realty · Sarah Chunda

2 bd·2 ba·1,036 sqft

Motivated Seller

$239,000

902 Turney ST, Smithville TX 78957

MLS #237107401 · All City Real Estate Ltd. Co · Jacki Short

2 bd·2 ba·1,768 sqft

$245,000

701 NE 1st ST, Smithville TX 78957

MLS #240940792 · Allure Real Estate · Monica Poss

4 bd·1 ba·2,842 sqft

$249,000

105 Tom Tom, Smithville TX 78957

MLS #245466650 · Coldwell Banker, G-M & Assoc. · Bonny Joplin

3 bd·1.5 ba·1,200 sqft

Price Cut

$249,900

207 Hudgins ST, Smithville TX 78957

MLS #244454458 · Mike Hightower Realty · Gina Hightower

2 bd·2 ba·1,264 sqft

Motivated Seller

$250,000

709 NE Tiger LN, Smithville TX 78957

MLS #243955921 · All City Real Estate Ltd. Co · Kreshnik Shehu

4 bd·3 ba·1,970 sqft

Price Cut

$267,500

504 Hickory ST, Smithville TX 78957

MLS #235526737 · Keller Williams Realty · Beverly Banks

3 bd·1 ba·1,200 sqft

$269,999

505 Lee ST, Smithville TX 78957

MLS #246504589 · All City Real Estate Ltd. Co · Arianna Dornink

3 bd·1 ba·1,278 sqft

$274,950

118 Peace Pipe, Smithville TX 78957

MLS #238197445 · Molly Todd, REALTOR · Molly Todd

3 bd·2 ba·1,434 sqft

$275,000

156 FM 2571, Smithville TX 78957

MLS #240862370 · Keller Williams Realty · Allison Pflaum

3 bd·2 ba·1,572 sqft

$275,000

504 Leah LN, Smithville TX 78957

MLS #242629116 · Kana Real Estate · Dawn Kana

2 bd·2 ba·1,610 sqft

$279,000

406 Live Oak ST, Smithville TX 78957

MLS #244984982 · All City Real Estate Ltd. Co · Max Bricka

2 bd·1.5 ba·1,105 sqft

$285,000

608 Washington ST, Smithville TX 78957

MLS #241584480 · Coldwell Banker Apex · Oscar Hernandez

2 bd·1 ba·1,204 sqft

About Homes Under $400K in Smithville, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 59 homes for sale under $400K in Smithville on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Smithville market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Smithville by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Smithville today.

Buying a Home Under $400K in Smithville

Shopping with a $400K ceiling in Smithville works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Because HomeLocating is operated by Walter Marin, REALTOR® with Compass, you can get help finding and buying a home under $400K in Smithville directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Smithville?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Smithville are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Smithville?

It depends on how $400K compares to the local market — the median list price for Smithville is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Smithville market?

The simplest gauge is the median list price shown above. If $400K is below the Smithville median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Smithville market.

Can HomeLocating help me buy a home under $400K in Smithville?

Yes. HomeLocating is operated by Walter Marin, REALTOR® with Compass, so you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.