14049 Indian Bluff RD — photo 1
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$1,349,990
4 beds4.5 baths5,029 sqft

14049 Indian Bluff RD, Temple TX 76502

Residential
Built in 2006
1.9 Acres Lot
$268/sqft

MLS #245973479 · Pacesetter Properties · Kathy Chappell

About this home

Backing directly to Corps of Engineers land, this home has a shoreline that can never be built on — a rare guarantee on Lake Belton. A former Parade of Homes model built by Larry Lilly, the home sits on 1.9 acres on a deep, protected cove, with lake access for fishing, kayaking, and paddle boarding from the backyard.Inside: 5,029 square feet, 25-foot ceilings, and a stone fireplace. The main level offers a primary suite, a second bedroom, a dedicated office, and a large dining room. Upstairs adds two large bedrooms, a loft, and a media room with a wet bar.Outside: a salt water pool, an oversized workshop/boat house, and a 3-car garage with additional storage for lake gear.A separate, updated 629-square-foot one-bedroom, one-bath cottage adds guest space — or rental potential — beyond the main house.Zoned to Belton ISD. Minutes from area shops and restaurants, and 10 miles from Mary Hardin-Baylor.Schedule a tour to see it in person.

Property details

Property type
Residential · SingleFamilyResidence
Status
Active
Year built
2006
Full baths
4
Half baths
1
Lot size
1.9
Subdivision
Seven Coves
MLS area
BT
MLS #
245973479

Features

Interior features

  • Breakfast Bar
  • Ceiling Fan(s)
  • Beamed Ceilings
  • High Ceilings
  • Vaulted Ceiling(s)
  • Crown Molding
  • Kitchen Island
  • Open Floorplan
  • Track Lighting

Exterior features

  • Gas Grill

Additional details

Parking
Attached, Circular Driveway, Garage, Garage Door Opener
Garage spaces
3
Roof
Composition
Foundation
Slab
Annual tax
$16,476

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Schools

Assigned schools per the MLS.

School district
Belton ISD
Elementary
High Point
Middle
Lake Belton
High
Lake Belton

Market insights

Compared with 113 active homes in ZIP 76502 · HomeLocating listings

Area median price
$289,900
This home vs. median
366% above
Homes with a price cut
39%

Estimated monthly payment

Our estimate — not a quote or MLS data. Adjust the assumptions below; actual costs vary by lender, credit, and exact tax/insurance.

$8,761/mo est.
Principal & interest ($1,079,992 loan, 30-yr)$6,826/mo
Property tax$1,373/mo
Homeowners insurance (est.)$562/mo

Property tax uses this home's reported annual tax ($16,476/yr). Insurance is a rough estimate. Not a lending offer; contact a lender for exact figures.

See this home in person

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Listing courtesy of Pacesetter Properties · Kathy Chappell

Listing data last updated Sep 6, 2026, 5:46 PM

Information is deemed reliable but not guaranteed and should be independently verified. Listing information is provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. © 2026 HomeLocating.com.

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