Luxury Homes in Temple, TX

7 active luxury homes in Temple, TX from $850,000 · The median list price in Temple is $259,700.

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Live data — luxury listings verified active on October 3, 2026.

Temple Luxury Real Estate

7 luxury homes for sale in Temple, TX, priced from $800,000. This page shows the $800,000-and-up tier — including million dollar homes ($1,000,000+) — from live MLS data.

$850,000

4684 Airville RD, Temple TX 76501

MLS #246506216 · Allure Real Estate · Kerry Redding

3 bd·2 ba·2,245 sqft

$1,685,000

8813 & 8725 Stallion RD, Temple TX 76501

MLS #246406399 · RE/MAX Temple-Belton · Becky Judkins

5 bd·4.5 ba·3,836 sqft

$940,000

2634 Marlandwood CIR, Temple TX 76502

MLS #246369624 · Clearwater Realty · Louis Parker

4 bd·4.5 ba·4,362 sqft

Price Cut

$1,349,990

14049 Indian Bluff RD, Temple TX 76502

MLS #245973479 · Pacesetter Properties · Kathy Chappell

4 bd·4.5 ba·5,029 sqft

$975,000

5732 Little Flock RD, Temple TX 76501

MLS #245640001 · Pure Realty · Regina Cox

14 bd·9 ba·8,288 sqft

$875,000

5545 Cliff Estates RD, Temple TX 76502

MLS #245147037 · NANCY BEST REALTY · Nancy Best

3 bd·2.5 ba·2,650 sqft

$999,900

3001 White Oak DR, Temple TX 76502

MLS #244581577 · Compass RE Texas, LLC · Jimmy Torres

4 bd·3.5 ba·5,853 sqft

About Luxury Real Estate in Temple

This page lists luxury homes for sale in Temple — every active listing priced at $800,000 or more, drawn from live MLS data and updated daily. "Luxury" here is a plain price tier, applied the same way in every city, so you can compare like with like. It covers luxury real estate of every kind: single-family homes, estates on larger lots, custom and new-construction homes, and condos and townhomes at the same price level. Listings at $1,000,000 and up — often searched as million dollar homes — are included, and you can narrow any of them by price, beds, baths, and home type with the filters above.

Buying a Luxury Home in Temple

Buying at this price level follows the same steps as any purchase, with a few details that matter more. Financing above the conforming loan limit is usually a jumbo loan, so it helps to talk with a licensed lender early about documentation and down payment. With fewer comparable sales, a careful comparative market analysis and an independent appraisal carry more weight, and a thorough inspection — including systems, roof, foundation, and any pool, well, or septic — is worth the time. Property taxes, insurance, and any HOA or special-district fees also scale with price, so look at the full monthly cost rather than the list price alone. A licensed REALTOR® can walk through recent sales in Temple, and you can save a search here to be alerted when a new listing at $800,000 or more comes on the market.

Frequently Asked Questions

What counts as a luxury home on HomeLocating?

On HomeLocating a luxury home is any active for-sale listing priced at $800,000 or more. It is a simple, objective price tier — the same threshold for every city — not a judgment about a home or a neighborhood.

What are million dollar homes?

Million dollar homes are listings priced at $1,000,000 or more. They are a subset of the $800,000-and-up luxury tier shown on this page, so every million dollar home for sale appears here.

Does luxury real estate require a jumbo loan?

Often, but not always. A loan larger than the conforming loan limit is called a jumbo loan and typically has its own underwriting and down-payment requirements. Whether a specific purchase needs one depends on the price and the amount financed, so confirm the details with a licensed lender.

How are luxury homes priced?

Like any home, a luxury listing is priced from comparable sales, size, lot, condition, and features. At higher prices there are fewer comparable sales, so an appraisal and a comparative market analysis from a licensed agent matter more.

How often is this list updated?

The list is drawn from live MLS data and updated daily. A home appears while it is active and priced at $800,000 or more, and leaves when it goes under contract, sells, or is repriced below the threshold.