Homes Under $1M in Troy, TX

4 active homes under $1m in Troy, TX from $175,000 · The median list price in Troy is $230,995.

Price Cut

$175,000

601 Campus ST, Troy TX 76579

MLS #245780419 · Realty of America, LLC · Kevin Shoun

3 bd·2 ba·1,205 sqft

Price Cut

$212,000

1049 Velvet CT, Troy TX 76579

MLS #244740910 · All City Real Estate Ltd. Co · Lacy Brejcha

3 bd·2 ba·1,297 sqft

$249,990

1200 Canyon Turn DR, Troy TX 76579

MLS #236480287 · Keller Williams City-View · Christopher Marti

3 bd·2 ba·1,667 sqft

Price Cut

$330,500

13390 Bendle RD, Troy TX 76579

MLS #240308935 · All City Real Estate Ltd. Co · Courtney Meza

2 bd·1 ba·1,015 sqft

About Homes Under $1M in Troy, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 4 homes for sale under $1M in Troy on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $1M budget goes depends on the Troy market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $1M budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $1M in Troy by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $1M actually buys in Troy today.

Buying a Home Under $1M in Troy

Shopping with a $1M ceiling in Troy works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $1M, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $1M really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Because HomeLocating is operated by Walter Marin, REALTOR® with Compass, you can get help finding and buying a home under $1M in Troy directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $1M in Troy?

It changes as new listings come on the market and others go under contract. The homes under $1M shown here for Troy are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $1M in Troy?

It depends on how $1M compares to the local market — the median list price for Troy is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $1M budget compare to the Troy market?

The simplest gauge is the median list price shown above. If $1M is below the Troy median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $1M.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $1M, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $1M shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Troy market.

Can HomeLocating help me buy a home under $1M in Troy?

Yes. HomeLocating is operated by Walter Marin, REALTOR® with Compass, so you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.