Price CutEstimated by HomeLocating
$289,900
9730 Timberview DR, Woodway TX 76712
MLS #245662817 · UCRE Heart of Texas Land & Hom · Glenda Hall
3 bd·2 ba·2,127 sqft
Homes Under $300K in Waco, TX
0 active homes under $300k in Waco, TX · The median list price in Waco is $288,950.
No active homes under $300k in Waco right now
New matches are added as inventory refreshes. In the meantime, here are homes under $300k in nearby cities — or browse every active home in Waco.
View all Waco homesNearby Homes Under $300K (within 25 miles)
3 homes under $300k in nearby cities within 25 miles of Waco, TX — not included in the Waco count above. Each home shows its own city.
No homes under $300K in Waco right now. Closest options: homes under $300K in Troy, Temple; or Waco homes $300K–$400K: see them here.
About Homes Under $300K in Waco, TX
Setting a price ceiling is one of the most useful ways to shop. Inventory under $300K in Waco changes often as new listings come on the market and others go under contract — so it's worth setting an alert to hear when homes in this range are listed, or checking under $300K in a nearby city. The listings shown are drawn from live MLS data, so you're always seeing what's actually available. How far a $300K budget goes depends on the Waco market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $300K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $300K in Waco by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $300K actually buys in Waco today.
Buying a Home Under $300K in Waco
Shopping with a $300K ceiling in Waco works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $300K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $300K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $300K in Waco directly through the site. When you're ready, browse the listings above and reach out about any that interest you.
Frequently Asked Questions
How many homes are for sale under $300K in Waco?
It changes as new listings come on the market and others go under contract. The homes under $300K shown here for Waco are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.
What kind of homes can I get under $300K in Waco?
It depends on how $300K compares to the local market — the median list price for Waco is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.
How does a $300K budget compare to the Waco market?
The simplest gauge is the median list price shown above. If $300K is below the Waco median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $300K.
How do I know what I can actually afford?
List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $300K, so the number is based on your situation rather than a guess.
Are these listings current?
Yes — the homes under $300K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Waco market.
Can HomeLocating help me buy a home under $300K in Waco?
Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.
Explore Homes Under $300K in other cities
Jump to another city’s page — a few homes from each.
Homes Under $300K in Troy, TX →
Assumable LoanEstimated by HomeLocating
$270,000
1012 Velvet CT, Troy TX 76579
MLS #247348371 · Jorgenson Real Estate · Kasey Jorgenson
4 bd·2 ba·1,642 sqft
Motivated SellerEstimated by HomeLocating
$170,000
601 Campus ST, Troy TX 76579
MLS #245780419 · Realty of America, LLC · Kevin Shoun
3 bd·2 ba·1,205 sqft
Motivated SellerEstimated by HomeLocating
$249,990
1200 Canyon Turn DR, Troy TX 76579
MLS #236480287 · Keller Williams City-View · Christopher Marti
3 bd·2 ba·1,667 sqft
Homes Under $300K in Temple, TX →
$279,000
7923 Marsala DR, Temple TX 76502
MLS #247857355 · Realty of America, LLC · Ryan Smith
4 bd·2 ba·1,888 sqft
$120,000
810 N 8th ST, Temple TX 76501
MLS #247681447 · eXp Realty, LLC · Erica Lindell
3 bd·1 ba·1,100 sqft
Assumable LoanEstimated by HomeLocating
$239,000
2215 N 9th ST, Temple TX 76501
MLS #247690618 · Always Here Properties, Llc · Nancy Hazard
3 bd·2 ba·1,663 sqft
New-home incentives & deals in Austin-area
Builders in Austin-area compete on incentives more than on sticker price. How new-home pricing, buydowns, and closeout deals work here: