Homes Under $400K in Austin, TX

1,472 active homes under $400k in Austin, TX · The median list price in Austin is $529,000.

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$324,999

505 W 7th ST #113, Austin TX 78701

MLS #246797553 · Urbanspace · Shelli Pauly

1 bd·1 ba·656 sqft

$330,000

201 Cinderella DR, Austin TX 78752

MLS #246788226 · MODUS Real Estate · Matt Witte

3 bd·1 ba·988 sqft

$189,900

6324 N Lamar BLVD #317, Austin TX 78752

MLS #246767581 · Douglas Elliman Real Estate · Perry Henderson

1 bd·1 ba·646 sqft

$315,000

49 Navasota ST #205, Austin TX 78702

MLS #246767589 · Compass RE Texas, LLC · Libby Leahy

1 ba·449 sqft

$315,000

49 Navasota ST #201, Austin TX 78702

MLS #246769320 · Compass RE Texas, LLC · Libby Leahy

1 ba·449 sqft

Fixer-Upper

$225,000

9106 Capitol DR, Austin TX 78753

MLS #246772969 · Sprout Realty · John Northstar

3 bd·2 ba·1,400 sqft

$246,000

11901 Swearingen DR #35, Austin TX 78758

MLS #246776603 · Keller Williams Realty Lone St · Mariella Cabral Rivero

3 bd·2 ba·963 sqft

Price Cut

$364,900

11608 Loweswater LN, Austin TX 78754

MLS #246776600 · Domain Realty, LLC · John Carroll

4 bd·2.5 ba·2,356 sqft

$325,000

8800 Whitter DR #58, Austin TX 78747

MLS #246779938 · Serhant Texas, LLC · Adam Baker

3 bd·2.5 ba·1,844 sqft

Motivated Seller

$299,999

11604 N Oaks DR, Austin TX 78753

MLS #246782330 · Redfin Corporation · Gabe Recio

3 bd·1 ba·1,770 sqft

Price Cut

$399,900

3102 Jeanne Marie CT, Austin TX 78745

MLS #246782358 · Keller Williams Realty · Alex McCormick

3 bd·2 ba·1,294 sqft

$250,000

1601 Miriam Ave #213, Austin TX 78702

MLS #246782369 · Compass RE Texas, LLC · Sarah Maddali

1 bd·1 ba·640 sqft

Price Cut

$359,999

14603 Plain Rock PASS, Austin TX 78728

MLS #246785240 · JBGoodwin REALTORS NW · Anna Lam

3 bd·2 ba·1,609 sqft

Price Cut

$325,000

1110 Hatteras DR, Austin TX 78753

MLS #246752125 · Redfin Corporation · Gabe Recio

3 bd·2 ba·1,644 sqft

Price Cut

$329,000

2215 Post RD #1039, Austin TX 78704

MLS #246756523 · Compass RE Texas, LLC · Kristin Kreisel

2 bd·2.5 ba·941 sqft

$118,000

2500 Burleson RD #506, Austin TX 78741

MLS #246758200 · All City Real Estate · Lana Sims

1 bd·1 ba·499 sqft

Price Cut

$125,000

2320 Gracy Farms LN #821, Austin TX 78758

MLS #246759962 · Scarlet Key Properties, LLC · Angela Ordoyne

1 bd·1 ba·668 sqft

$162,500

4401 Speedway #207, Austin TX 78751

MLS #246756521 · Kuper Sotheby's Int'l Realty · Greg Vassaur

1 bd·1 ba·420 sqft

$169,000

3204 Menchaca RD #313, Austin TX 78704

MLS #246758288 · Kuper Sotheby's Int'l Realty · Greg Vassaur

1 bd·1 ba·420 sqft

$315,000

14905 Harkness PASS, Austin TX 78725

MLS #246763670 · All City Real Estate Ltd. Co · Wenjie Yang

4 bd·2 ba·1,858 sqft

$250,000

1748 Ohlen RD #37, Austin TX 78757

MLS #246763679 · eXp Realty, LLC · Mary Jane Parker

2 bd·2 ba·1,194 sqft

Price CutNew Construction

$383,765

10936 Tallsalt DR, Austin TX 78754

MLS #246725908 · HomesUSA.com · Ben Caballero

4 bd·2 ba·1,587 sqft

Quick Move-In

$375,000

8213 Knoxville TRL, Austin TX 78744

MLS #246729654 · Iron Creek Realty · Sarah Williams

4 bd·2 ba·1,676 sqft

$169,900

3703 Harmon Ave #206, Austin TX 78705

MLS #246729656 · Waterloo Realty, LLC · Jeremy Smith

1 bd·1 ba·638 sqft

About Homes Under $400K in Austin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 1,472 homes for sale under $400K in Austin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Austin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Austin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Austin today.

Buying a Home Under $400K in Austin

Shopping with a $400K ceiling in Austin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Austin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Austin?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Austin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Austin?

It depends on how $400K compares to the local market — the median list price for Austin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Austin market?

The simplest gauge is the median list price shown above. If $400K is below the Austin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Austin market.

Can HomeLocating help me buy a home under $400K in Austin?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.