Homes Under $400K in Austin, TX

1,472 active homes under $400k in Austin, TX · The median list price in Austin is $529,000.

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$298,000

500 E Riverside DR #114, Austin TX 78704

MLS #246731421 · All Hands Real Estate · Ruben Garcia

1 bd·1 ba·564 sqft

Fixer-Upper

$320,000

8002 Persimmon TRL, Austin TX 78745

MLS #246733221 · eXp Realty, LLC · Knolly Williams

2 bd·2 ba·1,654 sqft

$195,000

6700 Cooper LN #19, Austin TX 78745

MLS #246723931 · REALTY CAPITAL CITY · Rich Bredahl

2 bd·1.5 ba·910 sqft

$399,000

7917 Beacon Knob WAY, Austin TX 78744

MLS #246736807 · Keller Williams Realty · Cherie Smith

4 bd·2.5 ba·2,252 sqft

Price Cut

$320,000

603 Davis ST #708, Austin TX 78701

MLS #246737992 · Kuper Sotheby's Int'l Realty · Lesley Taylor

1 ba·503 sqft

$240,000

911 W Village LN, Austin TX 78758

MLS #246739223 · Hart of Texas · LJ John

3 bd·1.5 ba·1,137 sqft

Price Cut

$320,000

8720 Sturmer ST, Austin TX 78747

MLS #246740289 · Keller Williams Realty · Juanita Tenorio

3 bd·2 ba·1,375 sqft

$375,000

603 Davis ST #1005, Austin TX 78701

MLS #246702119 · Central Metro Realty · Scott Dugas

1 bd·1 ba·714 sqft

Price Cut

$385,000

2612 Georgia Coleman BND, Austin TX 78748

MLS #246698198 · Compass RE Texas, LLC · Laura Ek

3 bd·2.5 ba·1,432 sqft

Price Cut

$379,900

8813 Mountain Shadows CV #A, Austin TX 78735

MLS #246704197 · Austin Homes Realty · Janie Hunter

2 bd·2.5 ba·1,564 sqft

$140,000

935 La Posada DR #241, Austin TX 78752

MLS #246706170 · All City Real Estate Ltd. Co · Ray Patel

1 bd·1 ba·515 sqft

$390,000

6802 Columbia DR, Austin TX 78723

MLS #246684063 · Bramlett Partners · Annette Patterson

3 bd·2 ba·1,299 sqft

$180,000

6804 N Capital Of Texas Highway #422, Austin TX 78731

MLS #246668816 · David Miyoshi · David Miyoshi

2 bd·2 ba·1,072 sqft

$379,900

4703 Candletree LN, Austin TX 78744

MLS #246668824 · Open House Austin Group LLC · Stephanie Douglass

3 bd·2 ba·1,093 sqft

Assumable Loan

$315,000

11409 Lost Maples TRL #11409, Austin TX 78748

MLS #246672505 · Coldwell Banker Realty · James Hernandez

3 bd·2.5 ba·1,922 sqft

Price Cut

$400,000

10915 Thicket TRL, Austin TX 78750

MLS #246672504 · Compass RE Texas, LLC · Karen Lewis

3 bd·2 ba·1,572 sqft

Price Cut

$179,000

3902 Peterson Ave #203, Austin TX 78756

MLS #246675789 · Bramlett Partners · Andrew Hackemack

1 bd·1 ba·645 sqft

Price CutNew Construction

$374,990

13208 Keefer DR, Austin TX 78652

MLS #246677556 · M/I Homes Realty · Patrick Easter

3 bd·2.5 ba·1,842 sqft

Quick Move-In

Motivated SellerNew Construction

$369,990

9305 Furman DR, Austin TX 78747

MLS #246677572 · M/I Homes Realty · Patrick Easter

4 bd·2 ba·1,858 sqft

Quick Move-In

Price Cut

$399,900

2201 Teri RD, Austin TX 78744

MLS #246677578 · Eaton Real Estate Company,LLC · Stephen Eaton

4 bd·2 ba·2,246 sqft

Fixer-Upper

$384,999

1404 Manford Hill DR, Austin TX 78753

MLS #246681986 · MCLANE REALTY, LLC · Paula Orozco

4 bd·2 ba·1,856 sqft

$265,000

909 Reinli ST #101, Austin TX 78751

MLS #246656745 · T J Lewis Real Estate · Kyle Pfaffe

3 bd·2.5 ba·1,235 sqft

$325,000

2300 Hancock DR #5, Austin TX 78756

MLS #246660032 · Keller Williams Realty · Ryan Kelly

2 bd·1.5 ba·1,020 sqft

Motivated Seller

$190,000

6804 N Capital Of Texas #323, Austin TX 78750

MLS #246662519 · Keller Williams Realty Lone St · Chie Kojima

2 bd·2 ba·1,197 sqft

About Homes Under $400K in Austin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 1,472 homes for sale under $400K in Austin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Austin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Austin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Austin today.

Buying a Home Under $400K in Austin

Shopping with a $400K ceiling in Austin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Austin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Austin?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Austin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Austin?

It depends on how $400K compares to the local market — the median list price for Austin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Austin market?

The simplest gauge is the median list price shown above. If $400K is below the Austin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Austin market.

Can HomeLocating help me buy a home under $400K in Austin?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.