Homes Under $400K in Austin, TX

1,472 active homes under $400k in Austin, TX · The median list price in Austin is $529,000.

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$197,000

4205 Speedway Ave #112, Austin TX 78751

MLS #246664149 · Douglas Elliman Real Estate · Perry Henderson

1 bd·1 ba·450 sqft

$307,500

4315 S Congress Ave #330, Austin TX 78745

MLS #246655549 · Douglas Elliman Real Estate · Cory Culpepper

1 bd·1 ba·761 sqft

$190,000

3008 Cedar ST #3, Austin TX 78705

MLS #246655551 · Tower Realty Austin · Jeffery Platt

1 bd·1 ba·456 sqft

$349,000

5909 Rotunda VW, Austin TX 78747

MLS #246632553 · HomeBase · Laura Gutierrez

3 bd·2.5 ba·1,656 sqft

Motivated Seller

$390,000

2217 Onion Creek PKWY #121, Austin TX 78747

MLS #246628106 · LPT Realty, LLC · Justin Rossi Rossi

3 bd·2.5 ba·2,085 sqft

$335,000

5917 Bell Tower LN, Austin TX 78747

MLS #246624188 · Coldwell Banker Apex · Araceli Hart

3 bd·2.5 ba·1,992 sqft

Price Cut

$199,900

909 REINLI ST #133, Austin TX 78751

MLS #246625028 · Keller Williams Realty · Patricia Smith

2 bd·2 ba·876 sqft

$349,900

2502 Leon ST #304, Austin TX 78705

MLS #246611978 · Central Metro Realty · Mark Kolbe Kolbensvik

2 bd·2 ba·932 sqft

Motivated Seller

$334,900

1912 Lightsey RD #6, Austin TX 78704

MLS #246616567 · Wise Property Group, LLC · Zac Barger

2 bd·1.5 ba·1,034 sqft

$280,000

4808 Brook Crest RD, Austin TX 78744

MLS #246618698 · Real Broker, LLC · Joseph Hurd

3 bd·2 ba·1,012 sqft

$275,000

5721 Brampton LN, Austin TX 78724

MLS #246618712 · Rose & Associates Properties · Michael McChesney

3 bd·2 ba·1,370 sqft

$275,000

6501 Brush Country RD #109, Austin TX 78749

MLS #246586179 · Engel & Volkers Austin · Richard Caprioli

2 bd·2 ba·1,232 sqft

$244,900

1201 Grove BLVD #702, Austin TX 78741

MLS #246591173 · Jennifer Archambeault, Broker · Amy Lewis

2 bd·2 ba·993 sqft

$375,000

8602 Colonial DR, Austin TX 78758

MLS #246594308 · Dash Realty · Katrina Krapivina

4 bd·2 ba·1,518 sqft

Price CutNew Construction

$349,990

4516 Bridal Veil DR, Austin TX 78747

MLS #246594313 · M/I Homes Realty · Patrick Easter

3 bd·2 ba·1,640 sqft

Quick Move-In

Motivated Seller

$329,000

10809 Lambert CIR, Austin TX 78758

MLS #246591148 · DDFW Realty · Richard Avery

3 bd·2 ba·1,208 sqft

$250,000

9009 North PLZ #132, Austin TX 78753

MLS #246597476 · Real Estate Alliance, Inc. · Joe Bryson

4 bd·2.5 ba·2,378 sqft

$250,000

5326 Balcones DR #D, Austin TX 78731

MLS #246597477 · Real Estate Alliance, Inc. · Joe Bryson

2 bd·2 ba·992 sqft

Motivated SellerNew Construction

$354,990

4713 Lava Island DR, Austin TX 78747

MLS #246597478 · M/I Homes Realty · Patrick Easter

3 bd·2 ba·1,640 sqft

Quick Move-In

Price CutNew Construction

$379,990

13214 Keefer DR, Austin TX 78652

MLS #246599700 · M/I Homes Realty · Patrick Easter

3 bd·2 ba·1,739 sqft

Quick Move-In

Fixer-Upper

$279,000

403 Blackson Ave, Austin TX 78752

MLS #246558881 · Bramlett Partners · Kathleen Wainwright

3 bd·2 ba·1,458 sqft

Price CutNew Construction

$379,990

7425 Pullman CV, Austin TX 78747

MLS #246566103 · M/I Homes Realty · Patrick Easter

4 bd·2.5 ba·2,324 sqft

Quick Move-In

Price CutNew Construction

$344,990

7420 Pullman CV, Austin TX 78747

MLS #246567499 · M/I Homes Realty · Patrick Easter

4 bd·2 ba·1,649 sqft

Quick Move-In

New Construction

$369,990

5701 Koshoa DR, Austin TX 78754

MLS #246570798 · HomesUSA.com · Ben Caballero

4 bd·2 ba·1,526 sqft

Quick Move-In

About Homes Under $400K in Austin, TX

Setting a price ceiling is one of the most useful ways to shop, and there are 1,472 homes for sale under $400K in Austin on the market right now, drawn from live MLS data — so you're seeing what's actually available in your range, not a stale list. How far a $400K budget goes depends on the Austin market, and the quickest gauge is the median list price shown above: when your ceiling is below the local median you're shopping the lower-priced end of the local market, and when it's near or above the median you're looking at a large share of what's available. Within a $400K budget you'll typically find a mix of property types — houses, condos, and townhomes, and in some areas newer construction — across different sizes, ages, and neighborhoods, so the trade-offs between them are where the real choice lives. You can filter the homes and houses for sale under $400K in Austin by beds, baths, and features to narrow the list, and open any listing for its full details and price history. Because HomeLocating is an independent home-search platform — not a national portal — you get a neutral, MLS-sourced view of what $400K actually buys in Austin today.

Buying a Home Under $400K in Austin

Shopping with a $400K ceiling in Austin works best when the number is real, so a few things are worth doing before you tour. Start with a lender: getting pre-approved tells you what you can actually borrow and what your monthly payment looks like at $400K, which is often different from a round budget in your head. Remember that the list price isn't the whole cost — property taxes, any HOA or MUD dues, and insurance all factor into what a home under $400K really costs each month, so it's worth looking at the full number. Within a fixed budget, the choice usually comes down to trade-offs: size, location and commute, the age and condition of the home, and new construction versus resale — deciding which of those matter most to you makes comparing homes far easier. And well-priced homes in a given range can move quickly, so knowing your criteria in advance helps you act when the right one appears. None of this is financial advice, and HomeLocating is not a lender — but it's what keeps a budget from being a guess. Through HomeLocating, you can get help finding and buying a home under $400K in Austin directly through the site. When you're ready, browse the listings above and reach out about any that interest you.

Frequently Asked Questions

How many homes are for sale under $400K in Austin?

It changes as new listings come on the market and others go under contract. The homes under $400K shown here for Austin are drawn from live MLS data, so the count reflects what's actually available right now — the current total is shown with the results above.

What kind of homes can I get under $400K in Austin?

It depends on how $400K compares to the local market — the median list price for Austin is shown above. Within that budget you'll generally find a mix of houses, condos, and townhomes, and in some areas newer construction, across a range of sizes, ages, and neighborhoods. Filtering by property type and features narrows it to what fits.

How does a $400K budget compare to the Austin market?

The simplest gauge is the median list price shown above. If $400K is below the Austin median, you're shopping the lower-priced end of the market; if it's near or above the median, your budget covers a large share of what's listed. The live count shows how many homes currently fall under $400K.

How do I know what I can actually afford?

List price is only part of it — your real budget depends on your financing plus property taxes, insurance, and any HOA or MUD dues. Getting pre-approved with a lender tells you what you can borrow and what the monthly payment would be at $400K, so the number is based on your situation rather than a guess.

Are these listings current?

Yes — the homes under $400K shown here are drawn from live MLS data, so you're seeing current listings rather than a stale or padded list. As an independent platform, the goal is an accurate, neutral view of the Austin market.

Can HomeLocating help me buy a home under $400K in Austin?

Yes. Through HomeLocating, you can get help comparing homes in your budget, understanding the full monthly cost, and handling the offer directly through the site — reach out about any of the listings above.